All Offers | Hotpoint | Kenwood | Lyle & Scott | X-Shot

Free standard home delivery on orders £75+

Expected delivery: Usually within 3-5 days (excluding Sundays and bank holidays).

Excludes large items.

Standard home delivery £3.99 on orders less than £75.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Up to 40% off selected Fashion, Sports & Beauty

Up to 40% off selected Fashion, Sports & Beauty

All Offers, Hotpoint, Kenwood, Lyle & Scott, X-Shot

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Results: 1 - 30 (of 100)

KMix Stand Mixer - KMX754BK - Black.

Current sale price is £199

HDE6VDCASX - Electric Double Cooker with Multiflow Technology - Silver

Current sale price is £549

Anti-Stain NSWM846BSUK 8kg Load, 1400 Spin Washing Machine - Black - A Rated

Current sale price is £289

Xshot Insanity-Motorized Rage Fire Gatlin Gun W/ Tripod

Current sale price is £36.99

Loopback Quarter Zip Sweat Top - Black

Current sale price is £48.75

Anti-Stain NSWM846WUK 8kg Load, 1400 Spin Washing Machine - White - A Rated

Current sale price is £289

HPMFF 1292 W4UK Frost Free Tall Freezer - White

Current sale price is £469

HDE6VDCASB1 - Electric Double Cooker with Multiflow Technology - Black

Current sale price is £549

Dusk 4-Slice Toaster - Grey

Current sale price is £39

HPKH1261WW4UK Fridge Freezer - White

Current sale price is £350

Plain Long Sleeve T-Shirt - Black

Current sale price is £32

Lyle & Scott Basic 3 Pack T-shirt - Navy

Current sale price is £26

AntiStain HBD 8680 ANTI STAIN UK 8kg Wash/ 6kg Dry Washer Dryer - White

Current sale price is £379

Mens Contrast Zip Through Hooded Jacket - Black

Current sale price is £75

C HSD 82M WW UK 8KG Heat Pump Tumble Dryer - White

Current sale price is £399

Heavyweight Relaxed Loopback Pullover Hoodie - Grey

Current sale price is £55.25

AntiStain H101GANTISTAINUK 10kg Washing Machine with Steam - Graphite

Current sale price is £339

H55R1112XUK Freestanding Undercounter Fridge - Stainless Steel

Current sale price is £227

Mens Loungewear Cotton-Rich Brushed-Back Hoodie - Grey

Current sale price is £37.50

Total No Frost 4-Door Fridge Freezer with VitalCare - Prepainted Dark Inox

Current sale price is £999

HPKF 3241 W4UK Total No Frost 60/40 Fridge Freezer with VitalCare - White

Current sale price is £379

Cotton Harrington Jacket - Navy

Current sale price is £74.75

Check Panelled Crew Sweatshirt - Navy

Current sale price is £48.75

HPG26574WXBR5UK Dual No Frost Side-by-side Fridge Freezer - Dark Silver

Current sale price is £999

Crew Neck Sweatshirt - Black

Current sale price is £42.25

Lyle & Scott Big & Tall Zip Through Hooded Jacket - Black