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Nike Everyday Cotton Stretch 3 Pack Trunks - Grey

Everyday Cotton Stretch 3 Pack Trunks - Grey

Current sale price is £27

(Save £7)

Regular price was £34

Nike Kids Girls Fleece Lined Leggings - Black

Kids Girls Fleece Lined Leggings - Black

Current sale price is £9.50

(Save £14.50)

Regular price was £24

3.5 out of 5 stars

2 reviews

Nike Essential Micro 3 Pack Boxer Briefs - Black

Essential Micro 3 Pack Boxer Briefs - Black

Current sale price is £27

(Save £7)

Regular price was £34

Nike Essential Micro 3 Pack Boxer Briefs - Assorted - Multi

Essential Micro 3 Pack Boxer Briefs - Assorted - Multi

Current sale price is £25.50

(Save £8.50)

Regular price was £34

Nike Kids Girls Shine Leggings - Black

Kids Girls Shine Leggings - Black

Current sale price is £10.75

(Save £11.25)

Regular price was £22

Wahl Clipper Kit Rapid Clip Lithium

Clipper Kit Rapid Clip Lithium

Current sale price is £39.99

(Save £10)

Regular price was £49.99

4.8 out of 5 stars

8 reviews

Nike Kids Girls Fleece Lined Leggings - Pink

Kids Girls Fleece Lined Leggings - Pink

Current sale price is £11.75

(Save £12.25)

Regular price was £24

Replay Grover Slim Straight Fit Jeans - Dark Blue

Grover Slim Straight Fit Jeans - Dark Blue

Current sale price is £59

(Save £71)

Regular price was £130

Razor Power Core E90 Electric Scooter for Kids 8+ - Black

Power Core E90 Electric Scooter for Kids 8+ - Black

Current sale price is £159.99

(Save £40)

Regular price was £199.99

3.3 out of 5 stars

17 reviews

Nike Kids Girls Nike Pro Short - Pink

Kids Girls Nike Pro Short - Pink

Current sale price is £10.50

(Save £7.50)

Regular price was £18

5 out of 5 stars

8 reviews

Styletech MK520 Wireless Pastel Keyboard and Mouse Bundle - Sky

MK520 Wireless Pastel Keyboard and Mouse Bundle - Sky

Current sale price is £19.99

(Save £10)

Regular price was £29.99

5 out of 5 stars

2 reviews

Nike Run Commuter Backpack - Black

Run Commuter Backpack - Black

Current sale price is £42.25

(Save £22.75)

Regular price was £65

5 out of 5 stars

1 review

Replay Grover Regular Straight Fit Jeans - Blue

Grover Regular Straight Fit Jeans - Blue

Current sale price is £44

(Save £66)

Regular price was £110

5 out of 5 stars

1 review

Nike Mens Heather Long Sleeve Hydroguard T Shirt - Black

Mens Heather Long Sleeve Hydroguard T Shirt - Black

Current sale price is £28.75

(Save £7.25)

Regular price was £36

Nike Younger Unisex Sportswear Club Seasonal Fleece Pants - Navy

Younger Unisex Sportswear Club Seasonal Fleece Pants - Navy

Current sale price is £14

(Save £21)

Regular price was £35

Nike Juniors Girls Twinkle Cozy Beanie Set - Black

Juniors Girls Twinkle Cozy Beanie Set - Black

Current sale price is £12

(Save £13)

Regular price was £25

4.9 out of 5 stars

12 reviews

Nike Kids Girls Shorts - Black

Kids Girls Shorts - Black

Current sale price is £8.25

(Save £7.75)

Regular price was £16

Replay Anbass Ripped Slim Fit Jeans - Black

Anbass Ripped Slim Fit Jeans - Black

Current sale price is £16

(Save £19)

Regular price was £35

Nike Womens Victory Swim Slim Legging - Navy

Womens Victory Swim Slim Legging - Navy

Current sale price is £14.50

(Save £44.50)

Regular price was £59

5 out of 5 stars

1 review

Replay Rocco Straight Fit Jeans - Dark Blue

Rocco Straight Fit Jeans - Dark Blue

Current sale price is £77

(Save £63)

Regular price was £140

Replay Lee Relaxed Workwear Denim Over Shirt- Black

Lee Relaxed Workwear Denim Over Shirt- Black

Current sale price is £52.25

(Save £42.75)

Regular price was £95

Polaroid Poloroid Grey Pz Metal Pilot Sunglasses

Poloroid Grey Pz Metal Pilot Sunglasses

Current sale price is £22.50

(Save £52.50)

Regular price was £75

5 out of 5 stars

1 review

Nike Women's Victory Essentials Modesty Swim Slim Legging - Brown

Women's Victory Essentials Modesty Swim Slim Legging - Brown

Current sale price is £32.25

(Save £26.75)

Regular price was £59

1 out of 5 stars

2 reviews

Styletech MK520 Wireless Pastel Keyboard and Mouse Bundle - Lavender

MK520 Wireless Pastel Keyboard and Mouse Bundle - Lavender

Current sale price is £19.99

(Save £10)

Regular price was £29.99

3.5 out of 5 stars

2 reviews

Nike M Vapor Gloves - Black

M Vapor Gloves - Black

Current sale price is £20

(Save £5)

Regular price was £25

5 out of 5 stars

1 review

Replay Anbass Slim Fit Jeans- Deep Blue

Anbass Slim Fit Jeans- Deep Blue

Current sale price is £60

(Save £60)

Regular price was £120

Replay Anbass Slim Fit Jeans - Blue

Anbass Slim Fit Jeans - Blue

Current sale price is £84

(Save £36)

Regular price was £120

5 out of 5 stars

1 review

Nike Infants Boys Powder Play Crew Tracksuit - Black

Infants Boys Powder Play Crew Tracksuit - Black

Current sale price is £25

(Save £11)

Regular price was £36

4.8 out of 5 stars

18 reviews

Nike Slim Waist Pack 30 - Bright Crimson/Cave Purple

Slim Waist Pack 30 - Bright Crimson/Cave Purple

Current sale price is £13

(Save £9)

Regular price was £22

Razor Power Core E90 Electric Scooter for Kids 8+ - Pink

Power Core E90 Electric Scooter for Kids 8+ - Pink

Current sale price is £169.99

(Save £30)

Regular price was £199.99

4 out of 5 stars

44 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 17 range, Apple Mac Lines, Apple Watch Series 11, Ultra 3 and SE3, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.