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MARC JACOBS The Crossbody Bag - Black

The Crossbody Bag - Black

Current sale price is £165

(Save £110)

Regular price was £275

Lauren by Ralph Lauren Keaton 26-Tote-Medium - Black

Lauren by Ralph Lauren

Keaton 26-Tote-Medium - Black

Current sale price is £103

(Save £26)

Regular price was £129

5 out of 5 stars

1 review

Ted Baker Rose Detail Crinkle Large Tote Bag - Red

Rose Detail Crinkle Large Tote Bag - Red

Current sale price is £52

(Save £13)

Regular price was £65

Lauren by Ralph Lauren Reese Small Bucket Bag - Black

Lauren by Ralph Lauren

Reese Small Bucket Bag - Black

Current sale price is £171.50

(Save £57.50)

Regular price was £229

5 out of 5 stars

1 review

Radley Holland Park Quilted Medium Ziptop Grab Bag - Black

Holland Park Quilted Medium Ziptop Grab Bag - Black

Current sale price is £111.75

(Save £37.25)

Regular price was £149

5 out of 5 stars

1 review

Ted Baker Weave Handle Leather Small Bucket Bag - Brown

Weave Handle Leather Small Bucket Bag - Brown

Current sale price is £96.75

(Save £32.25)

Regular price was £129

HUGO Mel Shoulder Bag - Brown

Mel Shoulder Bag - Brown

Current sale price is £121.50

(Save £47.50)

Regular price was £169

Ted Baker Floral Printed Extra Large Icon Bag - Black

Floral Printed Extra Large Icon Bag - Black

Current sale price is £48.75

(Save £16.25)

Regular price was £65

Lauren by Ralph Lauren Reese Small Bucket Bag - Brown

Lauren by Ralph Lauren

Reese Small Bucket Bag - Brown

Current sale price is £171.50

(Save £57.50)

Regular price was £229

4.5 out of 5 stars

2 reviews

Radley Mallow Street Medium Phone Crossbody

Mallow Street Medium Phone Crossbody

Current sale price is £39.50

(Save £59.50)

Regular price was £99

Lauren by Ralph Lauren Cameryn Large Crossbody Bag - Navy

Lauren by Ralph Lauren

Cameryn Large Crossbody Bag - Navy

Current sale price is £203

(Save £96)

Regular price was £299

HUGO Small Hobo Bag - Black

Small Hobo Bag - Black

Current sale price is £71.25

(Save £27.75)

Regular price was £99

MARC JACOBS The Hobo Dual Bag

The Hobo Dual Bag

Current sale price is £255

(Save £170)

Regular price was £425

HUGO Shoulder Bag - Black

Shoulder Bag - Black

Current sale price is £71.25

(Save £27.75)

Regular price was £99

Lauren by Ralph Lauren Black Danni Bag - Black

Lauren by Ralph Lauren

Black Danni Bag - Black

Current sale price is £183

(Save £46)

Regular price was £229

5 out of 5 stars

2 reviews

Lauren by Ralph Lauren Crosshatch Medium Shoulder Bag- Black

Lauren by Ralph Lauren

Crosshatch Medium Shoulder Bag- Black

Current sale price is £186.50

(Save £62.50)

Regular price was £249

Armani Exchange Shoulder Bag - Black

Armani Exchange

Shoulder Bag - Black

Current sale price is £105

(Save £35)

Regular price was £140

Ted Baker Polka Dot Extra Large Icon Bag - Purple

Polka Dot Extra Large Icon Bag - Purple

Current sale price is £48.75

(Save £16.25)

Regular price was £65

5 out of 5 stars

1 review

Calvin Klein Satin Nylon Large Shoulder Bag & Black

Satin Nylon Large Shoulder Bag & Black

Current sale price is £64.75

(Save £25.25)

Regular price was £90

HUGO Chris Top Handel Bag - Black

Chris Top Handel Bag - Black

Current sale price is £128.75

(Save £50.25)

Regular price was £179

Calvin Klein Gathered Drawstring Crossbody Bag & Black

Gathered Drawstring Crossbody Bag & Black

Current sale price is £72

(Save £18)

Regular price was £90

3 out of 5 stars

1 review

Radley Mallow Street Medium Leather Phone Crossbody Bag - Black

Mallow Street Medium Leather Phone Crossbody Bag - Black

Current sale price is £64

(Save £35)

Regular price was £99

5 out of 5 stars

1 review

Radley Dukes Place Large Leather Ziptop Shoulder Bag - Black

Dukes Place Large Leather Ziptop Shoulder Bag - Black

Current sale price is £209.25

(Save £69.75)

Regular price was £279

BOSS Icon Tote Bag - Black

Icon Tote Bag - Black

Current sale price is £291.75

(Save £97.25)

Regular price was £389

Vans Womens Pergs Midi Tote - Brown

Womens Pergs Midi Tote - Brown

Current sale price is £36

(Save £9)

Regular price was £45

Calvin Klein Stone Lock Slouchly Belt 15mm

Stone Lock Slouchly Belt 15mm

Current sale price is £28.75

(Save £16.25)

Regular price was £45

HUGO Becky Tote Bag - Black

Becky Tote Bag - Black

Current sale price is £136

(Save £53)

Regular price was £189

Puma Phase Aop Backpack - Print

Phase Aop Backpack - Print

Current sale price is £16

(Save £4)

Regular price was £20

HUGO Serce Belt - Black

Serce Belt - Black

Current sale price is £135

(Save £34)

Regular price was £169

Armani Exchange Shopping Bag - Black

Armani Exchange

Shopping Bag - Black

Current sale price is £127.50

(Save £42.50)

Regular price was £170

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.