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The Very Collection Notch Collar Overcoat - Navy

The Very Collection

Notch Collar Overcoat - Navy

Current sale price is £48.75

(Save £26.25)

Regular price was £75

5 out of 5 stars

2 reviews

Superdry Borg Lined Zip Hoodie - Blue

Borg Lined Zip Hoodie - Blue

Current sale price is £48.50

(Save £26.50)

Regular price was £75

adidas Sportswear Men's Sportswear Basic 3-stripes Tricot Tracksuit - Blue

adidas Sportswear

Men's Sportswear Basic 3-stripes Tricot Tracksuit - Blue

Current sale price is £42

(Save £18)

Regular price was £60

adidas Originals Unisex Backpack - Navy

adidas Originals

Unisex Backpack - Navy

Current sale price is £8.25

(Save £19.75)

Regular price was £28

4.9 out of 5 stars

15 reviews

Very Man Longline Hooded Parka Jacket - Navy

Longline Hooded Parka Jacket - Navy

Current sale price is £19.50

(Save £45.50)

Regular price was £65

5 out of 5 stars

1 review

Levi's 501® Original Straight Fit Jeans - Mid Wash

501® Original Straight Fit Jeans - Mid Wash

Current sale price is £60

(Save £40)

Regular price was £100

3.8 out of 5 stars

21 reviews

Barbour Winter Beaufort Waterproof Parka Coat- Navy

Winter Beaufort Waterproof Parka Coat- Navy

Current sale price is £279

(Save £70)

Regular price was £349

adidas Originals Gazelle Trainers - Navy

adidas Originals

Gazelle Trainers - Navy

Current sale price is £60

(Save £25)

Regular price was £85

4.8 out of 5 stars

18.2k reviews

Levi's 555™ Relaxed Straight Fit Jeans - Dark Blue

555™ Relaxed Straight Fit Jeans - Dark Blue

Current sale price is £29.75

(Save £70.25)

Regular price was £100

4.5 out of 5 stars

8 reviews

Tommy Hilfiger Men's Monogram Blue Leather bracelet

Men's Monogram Blue Leather bracelet

Current sale price is £55.20

(Save £13.80)

Regular price was £69

3 out of 5 stars

1 review

Columbia Men's Tech Hybrid Softshell Jacket - Navy

Men's Tech Hybrid Softshell Jacket - Navy

Current sale price is £49

(Save £61)

Regular price was £110

Very Man Shower Resistant Lightweight Hooded Padded Jacket - Navy

Shower Resistant Lightweight Hooded Padded Jacket - Navy

Current sale price is £27.25

(Save £14.75)

Regular price was £42

4.8 out of 5 stars

4 reviews

HUGO Doak 212 Regular Fit Cotton Terry Sweat Joggers - Navy

Doak 212 Regular Fit Cotton Terry Sweat Joggers - Navy

Current sale price is £57.50

(Save £31.50)

Regular price was £89

5 out of 5 stars

1 review

HUGO San Quintus-C Regular Fit 1/4 Zip Knitted Jumper - Navy

San Quintus-C Regular Fit 1/4 Zip Knitted Jumper - Navy

Current sale price is £85.50

(Save £33.50)

Regular price was £119

The Very Collection Pocket Front Quarter Zip Jumper - Navy

The Very Collection

Pocket Front Quarter Zip Jumper - Navy

Current sale price is £18.25

(Save £15.75)

Regular price was £34

4 out of 5 stars

2 reviews

The Very Collection Double Breasted Peacoat - Navy

The Very Collection

Double Breasted Peacoat - Navy

Current sale price is £26

(Save £39)

Regular price was £65

5 out of 5 stars

1 review

Levi's 565 '97 Loose Straight Fit Jeans - Next One Up - Dark Blue

565 '97 Loose Straight Fit Jeans - Next One Up - Dark Blue

Current sale price is £45

(Save £15)

Regular price was £60

4.2 out of 5 stars

9 reviews

Wrangler Loose 5 Pocket Oversized Fit Jean - Dark Blue

Loose 5 Pocket Oversized Fit Jean - Dark Blue

Current sale price is £37.50

(Save £37.50)

Regular price was £75

Columbia Men's Escape Thrive Titanium Mid Outdry Hiking Boots - Navy

Men's Escape Thrive Titanium Mid Outdry Hiking Boots - Navy

Current sale price is £96

(Save £59)

Regular price was £155

Ellesse Men's Sucre 2 Jog Suit - Blue

Men's Sucre 2 Jog Suit - Blue

Current sale price is £47

(Save £23)

Regular price was £70

Columbia Men's Powder Lite Ii Hooded Jacket - Blue

Men's Powder Lite Ii Hooded Jacket - Blue

Current sale price is £68

(Save £57)

Regular price was £125

adidas Swim Shorts 5-Inch

Available in blue, black/white, red coloursAvailable in blue, black/white, red coloursAvailable in blue, black/white, red coloursAvailable in blue, black/white, red coloursAvailable in blue, black/white, red colours

Swim Shorts 5-Inch

Current sale price is £23

(Save £5)

Regular price was £28

4.8 out of 5 stars

19 reviews

adidas Mens Running Response Trainers - Blue

Mens Running Response Trainers - Blue

Current sale price is £23

(Save £37)

Regular price was £60

4.6 out of 5 stars

231 reviews

Tommy Jeans Essential Down Parka - Blue

Essential Down Parka - Blue

Current sale price is £138

(Save £92)

Regular price was £230

3.7 out of 5 stars

3 reviews

Levi's Western Shothorn Denim Trucker Jacket - Dark Blue

Western Shothorn Denim Trucker Jacket - Dark Blue

Current sale price is £58.50

(Save £71.50)

Regular price was £130

4.9 out of 5 stars

8 reviews

Armani Exchange

Logo Baseball Cap - Navy

Current sale price is £27.75

(Save £37.25)

Regular price was £65

Very Man Slim Fit Micro Dogtooth Suit Trousers - Navy

Slim Fit Micro Dogtooth Suit Trousers - Navy

Current sale price is £15.75

(Save £19.25)

Regular price was £35

Levi's 501 Original Straight Fit Jeans - Night Hawks - Dark Blue

501 Original Straight Fit Jeans - Night Hawks - Dark Blue

Current sale price is £30

(Save £70)

Regular price was £100

4.5 out of 5 stars

16 reviews

Wrangler Frontier Relaxed Straight Fit Jeans - Blue

Frontier Relaxed Straight Fit Jeans - Blue

Current sale price is £38.25

(Save £46.75)

Regular price was £85

1 out of 5 stars

1 review

Columbia Men's Fast Trek Ii Full Zip Fleece - Navy

Men's Fast Trek Ii Full Zip Fleece - Navy

Current sale price is £38.50

(Save £16.50)

Regular price was £55

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.