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Michelle Keegan Corset Square Neck Top - Navy

Michelle Keegan

Corset Square Neck Top - Navy

Current sale price is £28

(Save £7)

Regular price was £35

2 out of 5 stars

2 reviews

Michelle Keegan Denim Boucle Sculpted Shirt - Dark Wash

Michelle Keegan

Denim Boucle Sculpted Shirt - Dark Wash

Current sale price is £33.75

(Save £11.25)

Regular price was £45

5 out of 5 stars

1 review

Ronhill Men's Running Tech Merino 1/2 Zip - Navy

Men's Running Tech Merino 1/2 Zip - Navy

Current sale price is £52

(Save £13)

Regular price was £65

Joules Boat Neck Breton Stripe Top - Navy/White

Boat Neck Breton Stripe Top - Navy/White

Current sale price is £21.75

(Save £7.25)

Regular price was £29

UNDER ARMOUR Mens Training Tech Utility 1/4 Zip Top - Navy

Mens Training Tech Utility 1/4 Zip Top - Navy

Current sale price is £40

(Save £10)

Regular price was £50

5 out of 5 stars

1 review

The Very Collection Curve Stretch Cord Shirt Co-Ord - Blue

The Very Collection Curve

Stretch Cord Shirt Co-Ord - Blue

Current sale price is £21

(Save £7)

Regular price was £28

The North Face Women's Slim Fit Flex ¼ Zip Long Sleeve Top - Blue

Women's Slim Fit Flex ¼ Zip Long Sleeve Top - Blue

Current sale price is £31.50

(Save £13.50)

Regular price was £45

3 out of 5 stars

2 reviews

New Balance Mens Training Space Dye 1/4 Zip - Blue

Mens Training Space Dye 1/4 Zip - Blue

Current sale price is £40

(Save £10)

Regular price was £50

4.2 out of 5 stars

5 reviews

UNDER ARMOUR Mens Golf Matchplay 1/4 Zip - Blue

Mens Golf Matchplay 1/4 Zip - Blue

Current sale price is £40

(Save £10)

Regular price was £50

4.8 out of 5 stars

4 reviews

UNDER ARMOUR Men's Training Tech 2.0 1/2 Zip Top - Blue

Men's Training Tech 2.0 1/2 Zip Top - Blue

Current sale price is £32

(Save £8)

Regular price was £40

4.7 out of 5 stars

889 reviews

Joules Christmas Dog Boat Neck Breton Top - Navy/Cream

Christmas Dog Boat Neck Breton Top - Navy/Cream

Current sale price is £28.75

(Save £11.25)

Regular price was £40

The Very Collection Crew Stripe Long Sleeve Top - Blue

The Very Collection

Crew Stripe Long Sleeve Top - Blue

Current sale price is £10.50

(Save £3.50)

Regular price was £14

Puma Mens Running Velocity Cloudspun 1/4 Zip - Blue

Mens Running Velocity Cloudspun 1/4 Zip - Blue

Current sale price is £22.75

(Save £15.25)

Regular price was £38

Columbia Mens Tech Knit Long Sleeve Crew Top- Blue

Mens Tech Knit Long Sleeve Crew Top- Blue

Current sale price is £36

(Save £9)

Regular price was £45

Barbour Faye Top - Navy

Faye Top - Navy

Current sale price is £36

(Save £9)

Regular price was £45

adidas Youth Entrada 22 Training 1/2 Zip Top - Navy

Youth Entrada 22 Training 1/2 Zip Top - Navy

Current sale price is £20

(Save £5)

Regular price was £25

4.7 out of 5 stars

152 reviews

River Island Long Sleeve Swirl Print Top - Blue

Long Sleeve Swirl Print Top - Blue

Current sale price is £24.50

(Save £11.50)

Regular price was £36

Gym King Women's 365 Full Zip Funnel - Pink

Women's 365 Full Zip Funnel - Pink

Current sale price is £30.25

(Save £7.75)

Regular price was £38

Vero Moda High Neck Top - White

High Neck Top - White

Current sale price is £28

(Save £7)

Regular price was £35

AllSaints Dael Top - Blue

Dael Top - Blue

Current sale price is £52

(Save £13)

Regular price was £65

Castore Mens Training Adapt 1/4 Zip Long Sleeve Top - Blue

Mens Training Adapt 1/4 Zip Long Sleeve Top - Blue

Current sale price is £31.50

(Save £10.50)

Regular price was £42

Ronhill Men's Running Tech Reflect Long Sleeve Tee - Blue

Men's Running Tech Reflect Long Sleeve Tee - Blue

Current sale price is £36

(Save £9)

Regular price was £45

New Balance Mens Running Essential Reflective Space Dye 1/4 Zip Top - Blue

Mens Running Essential Reflective Space Dye 1/4 Zip Top - Blue

Current sale price is £40

(Save £10)

Regular price was £50

Joules Combed Cotton Collared Top - Navy

Combed Cotton Collared Top - Navy

Current sale price is £29.25

(Save £9.75)

Regular price was £39

The Very Collection Stripe Collar Rib Long Sleeve Top - Navy

The Very Collection

Stripe Collar Rib Long Sleeve Top - Navy

Current sale price is £14.25

(Save £3.75)

Regular price was £18

5 out of 5 stars

4 reviews

River Island High Neck Short Sleeve Top - Blue

High Neck Short Sleeve Top - Blue

Current sale price is £13.50

(Save £12.50)

Regular price was £26

Regatta Womens Sweethart Fleece - Navy

Womens Sweethart Fleece - Navy

Current sale price is £13

(Save £5)

Regular price was £18

4.5 out of 5 stars

36 reviews

UNDER ARMOUR Womens Training Tech Twist 1/2 Zip Top - Blue

Womens Training Tech Twist 1/2 Zip Top - Blue

Current sale price is £32

(Save £8)

Regular price was £40

4.7 out of 5 stars

93 reviews

River Island Raw Edge Bardot Top - Blue

Raw Edge Bardot Top - Blue

Current sale price is £23

(Save £13)

Regular price was £36

5 out of 5 stars

1 review

Asics Womens Running Core Long Sleeve 1/2 Zip Winter Top - Blue

Womens Running Core Long Sleeve 1/2 Zip Winter Top - Blue

Current sale price is £32

(Save £8)

Regular price was £40

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.