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Hot Diamonds Hdxgem Tender Statement Ring - Gold

Hdxgem Tender Statement Ring - Gold

Current sale price is £100

(Save £25)

Regular price was £125

5 out of 5 stars

1 review

NINJA Cold Press Juicer with Anti-Clog Filter JC151UK

Cold Press Juicer with Anti-Clog Filter JC151UK

Current sale price is £99

(Save £30)

Regular price was £129

4.6 out of 5 stars

167 reviews

Hot Diamonds Parellel Two Tone Ring

Parellel Two Tone Ring

Current sale price is £79.20

(Save £19.80)

Regular price was £99

Hot Diamonds Droplet Two Tone Ring

Droplet Two Tone Ring

Current sale price is £79.20

(Save £19.80)

Regular price was £99

Jon Richard Cubic Zirconia Baguette Navette Sapphire Pear Drop Necklace

Cubic Zirconia Baguette Navette Sapphire Pear Drop Necklace

Current sale price is £81

(Save £9)

Regular price was £90

3.9 out of 5 stars

7 reviews

Hot Diamonds Tender Ring

Tender Ring

Current sale price is £79.20

(Save £19.80)

Regular price was £99

Hot Diamonds Essence Heart Huggie Earrings

Essence Heart Huggie Earrings

Current sale price is £79.20

(Save £19.80)

Regular price was £99

5 out of 5 stars

1 review

Pavé Logo Hoop Earrings

Current sale price is £92

(Save £23)

Regular price was £115

Hot Diamonds HD X GE Muse Bracelet

HD X GE Muse Bracelet

Current sale price is £79.20

(Save £19.80)

Regular price was £99

Hot Diamonds HDxGEM Tender Bracelet - Multi

HDxGEM Tender Bracelet - Multi

Current sale price is £92

(Save £23)

Regular price was £115

Hot Diamonds Droplet Two Tone Pendant

Droplet Two Tone Pendant

Current sale price is £79.20

(Save £19.80)

Regular price was £99

Hot Diamonds Aura Ring

Aura Ring

Current sale price is £95.20

(Save £23.80)

Regular price was £119

2 out of 5 stars

1 review

Hot Diamonds HD X GE Revolve Ring

HD X GE Revolve Ring

Current sale price is £79.20

(Save £19.80)

Regular price was £99

Bodi-Tek Full Leg Air Compression Massager

Full Leg Air Compression Massager

Current sale price is £99.99

(Save £30)

Regular price was £129.99

3.9 out of 5 stars

8 reviews

BOSS Addison Halfmoon Bag - Natural

Addison Halfmoon Bag - Natural

Current sale price is £95

(Save £95)

Regular price was £190

5 out of 5 stars

1 review

Sensse Firmify

Firmify

Current sale price is £99.99

(Save £40.01)

Regular price was £140

4 out of 5 stars

4 reviews

LEGO Minifigures F1 Collectible Race Cars x 36 Bundle 71049

LEGO Minifigures

F1 Collectible Race Cars x 36 Bundle 71049

Current sale price is £79.99

(Save £20)

Regular price was £99.99

4.1 out of 5 stars

34 reviews

Revamp Enigma Pro Series Brushless Professional 1600W Hair Dryer

Enigma Pro Series Brushless Professional 1600W Hair Dryer

Current sale price is £99.99

(Save £100)

Regular price was £199.99

4.8 out of 5 stars

55 reviews

Elemis Pro-Collagen North Stars (Worth £219, Saving 21%)

Pro-Collagen North Stars (Worth £219, Saving 21%)

Current sale price is £91

(Save £11)

Regular price was £102

5 out of 5 stars

1 review

GLOBBER E-Motion 4 Plus Electric Scooter - Mint

E-Motion 4 Plus Electric Scooter - Mint

Current sale price is £99.99

(Save £50)

Regular price was £149.99

4.7 out of 5 stars

7 reviews

Spiderman Marvel Legends Series Spider-Man Electronic Expressive Mask

Marvel Legends Series Spider-Man Electronic Expressive Mask

Current sale price is £89.99

(Save £45)

Regular price was £134.99

5 out of 5 stars

1 review

Remington AIRvive Digital Dryer

AIRvive Digital Dryer

Current sale price is £89.99

(Save £20)

Regular price was £109.99

4.8 out of 5 stars

101 reviews

Plum Junior Springsafe 4ft Trampoline & Enclosure - Pink

Junior Springsafe 4ft Trampoline & Enclosure - Pink

Current sale price is £89.99

(Save £30)

Regular price was £119.99

4.9 out of 5 stars

21 reviews

Rabanne One Million Elixir EDP - 100ml

One Million Elixir EDP - 100ml

Current sale price is £86

(Save £22)

Regular price was £108

4.6 out of 5 stars

579 reviews

Ted Baker Expressionist Floral Duvet Cover Set Multi

Expressionist Floral Duvet Cover Set Multi

Current sale price is From £80

(Save up to £50)

Regular price was From £120

Moda In Pelle Ovaline Ankle Western Boot - Cow Print

Ovaline Ankle Western Boot - Cow Print

Current sale price is £77

(Save £33)

Regular price was £110

BaByliss Air Power Pro,Ultra-Fast, Lightweight, Professional Hair Dryer

Air Power Pro,Ultra-Fast, Lightweight, Professional Hair Dryer

Current sale price is £90

(Save £60)

Regular price was £150

4.3 out of 5 stars

18 reviews

Albaray Animal Coat

Animal Coat

Current sale price is £90

(Save £110)

Regular price was £200

Marvel Legends Deadpool Interactive Head Collectible

Legends Deadpool Interactive Head Collectible

Current sale price is £79.99

(Save £41)

Regular price was £120.99

5 out of 5 stars

3 reviews

LEGO City Arctic Explorer Science Lab Truck 60471

Arctic Explorer Science Lab Truck 60471

Current sale price is £79.99

(Save £13)

Regular price was £92.99

5 out of 5 stars

25 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.