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Apple AirPods 4

More time to pay with Very Pay

AirPods 4

Current sale price is £99

(Save £20)

Regular price was £119

4.5 out of 5 stars

125 reviews

XOOTZ Kids Ride On Electric Bumper Car With 360 Rotation Spin

Kids Ride On Electric Bumper Car With 360 Rotation Spin

Current sale price is £79.99

(Save £50)

Regular price was £129.99

4.9 out of 5 stars

10 reviews

Hot Diamonds Eternity Sterling Silver and 18 Carat Gold Vermeil Diamond Set Interlocking Pendant

Eternity Sterling Silver and 18 Carat Gold Vermeil Diamond Set Interlocking Pendant

Current sale price is £79.20

(Save £19.80)

Regular price was £99

3.3 out of 5 stars

18 reviews

Reflex Active Series 45 Black Silicone Amoled GPS Sports Smart Calling Watch

Series 45 Black Silicone Amoled GPS Sports Smart Calling Watch

Current sale price is £80

(Save £20)

Regular price was £100

3.7 out of 5 stars

9 reviews

The Love Collection 9ct Gold 10mm Tiny Huggie Earrings

The Love Collection

9ct Gold 10mm Tiny Huggie Earrings

Current sale price is £79

(Save £20)

Regular price was £99

3.7 out of 5 stars

3 reviews

Hot Diamonds Cross Pendant

Cross Pendant

Current sale price is £79.20

(Save £19.80)

Regular price was £99

2 out of 5 stars

1 review

The Love Collection 9ct Gold Black crystal pendant necklace with curb chain

The Love Collection

9ct Gold Black crystal pendant necklace with curb chain

Current sale price is £87

(Save £22)

Regular price was £109

2 out of 5 stars

1 review

The Love Collection 9ct Gold Crystal Set Half Hoop Earrings

The Love Collection

9ct Gold Crystal Set Half Hoop Earrings

Current sale price is £87

(Save £22)

Regular price was £109

2.8 out of 5 stars

13 reviews

Say It With Kiss Tennis Necklace and Bracelet Set

Kiss Tennis Necklace and Bracelet Set

Current sale price is £88

(Save £22)

Regular price was £110

2.3 out of 5 stars

3 reviews

The Love Collection Sterling Silver Milgrain Edge 6mm Court Wedding Band Ring

The Love Collection

Sterling Silver Milgrain Edge 6mm Court Wedding Band Ring

Current sale price is £88

(Save £22)

Regular price was £110

3.7 out of 5 stars

3 reviews

Rhodium-Plated Sterling Silver Pavé Logo Pendant Necklace

Current sale price is £81

(Save £34)

Regular price was £115

Emporio Armani Men's Stainless Steel Mesh Bracelet, EGS3150040

Men's Stainless Steel Mesh Bracelet, EGS3150040

Current sale price is £75.50

(Save £29.50)

Regular price was £105

Emporio Armani Men's Stainless Steel Dog Tag Necklace Egs3167040 - Silver

Men's Stainless Steel Dog Tag Necklace Egs3167040 - Silver

Current sale price is £82.50

(Save £32.50)

Regular price was £115

Emporio Armani Stainless Steel with Crystals Setted Bangle Bracelet

Stainless Steel with Crystals Setted Bangle Bracelet

Current sale price is £99

(Save £36)

Regular price was £135

5 out of 5 stars

1 review

Say It With 11:11 Gift Set - Yellow Gold

11:11 Gift Set - Yellow Gold

Current sale price is £96

(Save £24)

Regular price was £120

Diesel Men's Stainless Steel Choker Chain Dx1433040 - Silver

Men's Stainless Steel Choker Chain Dx1433040 - Silver

Current sale price is £82.50

(Save £32.50)

Regular price was £115

Hot Diamonds Trio Triple Heart Pendant - Rose and Yellow Gold

Trio Triple Heart Pendant - Rose and Yellow Gold

Current sale price is £92

(Save £23)

Regular price was £115

4 out of 5 stars

4 reviews

Hot Diamonds Aster Earrings

Aster Earrings

Current sale price is £79.20

(Save £19.80)

Regular price was £99

Rhodium-Plated Sterling Silver Pavé Logo Slider Bracelet

Current sale price is £81

(Save £34)

Regular price was £115

Radley Smart Series 33 AMOLED Stoneset Gold Plated Black Leather Strap Smart Calling Watch

Smart Series 33 AMOLED Stoneset Gold Plated Black Leather Strap Smart Calling Watch

Current sale price is £76

(Save £19)

Regular price was £95

2 out of 5 stars

1 review

Kate Spade New York Ropes & Knots Bracelet - Multi

Kate Spade New York

Ropes & Knots Bracelet - Multi

Current sale price is £80.50

(Save £14.50)

Regular price was £95

Hot Diamonds HD X JJ Calm Pearl Pendant

HD X JJ Calm Pearl Pendant

Current sale price is £95.20

(Save £23.80)

Regular price was £119

5 out of 5 stars

1 review

Emporio Armani Women's Gold-Tone Sterling Silver Station Necklace, EG3628710

Women's Gold-Tone Sterling Silver Station Necklace, EG3628710

Current sale price is £92

(Save £23)

Regular price was £115

Hot Diamonds Tender Ring

Tender Ring

Current sale price is £79.20

(Save £19.80)

Regular price was £99

Say It With Tennis Chain Bracelet - Yellow Gold

Tennis Chain Bracelet - Yellow Gold

Current sale price is £76

(Save £19)

Regular price was £95

Hot Diamonds HDXGEM Droplet Necklace

HDXGEM Droplet Necklace

Current sale price is £76

(Save £19)

Regular price was £95

Hot Diamonds Aster Pendant

Aster Pendant

Current sale price is £79.20

(Save £19.80)

Regular price was £99

Hot Diamonds HD X GE Connected Earrings

HD X GE Connected Earrings

Current sale price is £87.20

(Save £21.80)

Regular price was £109

Hot Diamonds Aura Ring

Aura Ring

Current sale price is £92

(Save £23)

Regular price was £115

2 out of 5 stars

1 review

Hot Diamonds HD X GE Selene Bracelet

HD X GE Selene Bracelet

Current sale price is £87.20

(Save £21.80)

Regular price was £109

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.