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River Island Mini Girls Rose Cardigan Set - Red

River Island Mini

Girls Rose Cardigan Set - Red

Current sale price is £16.25

(Save £17.75)

Regular price was £34

Liverpool FC Unisex All Over Print All-In-One - Red

Unisex All Over Print All-In-One - Red

Current sale price is From £15

(Save up to £16)

Regular price was From £30

5 out of 5 stars

1 review

Hello Kitty Rib Legging And T-Shirt - Red

Rib Legging And T-Shirt - Red

Current sale price is From £10

(Save up to £11)

Regular price was From £20

5 out of 5 stars

1 review

The Very Collection Girls Sportswear Half Zip Up Long Sleeve Top and Legging Set - Burgundy/Red

The Very Collection

Girls Sportswear Half Zip Up Long Sleeve Top and Legging Set - Burgundy/Red

Current sale price is From £16.25

(Save up to £14.25)

Regular price was From £28

3.5 out of 5 stars

2 reviews

JoJo Maman Bebe Toddler Girls Waterproof Jacket - Red

JoJo Maman Bebe

Toddler Girls Waterproof Jacket - Red

Current sale price is From £36

(Save up to £12.50)

Regular price was From £48

Liverpool FC Junior Hooded Dressing Gown - Red

Junior Hooded Dressing Gown - Red

Current sale price is From £12.50

(Save up to £14.50)

Regular price was From £26

1 out of 5 stars

1 review

River Island Mini Mini Boys Ame Le Nuit Back Print Hoodie Set - Red

River Island Mini

Mini Boys Ame Le Nuit Back Print Hoodie Set - Red

Current sale price is £25.50

(Save £6.50)

Regular price was £32

The Very Collection Girls Velvet Plisse Outfit - Burgundy/Red

The Very Collection

Girls Velvet Plisse Outfit - Burgundy/Red

Current sale price is From £18

(Save up to £7.50)

Regular price was From £24

MARC JACOBS Girls Snapshot Bag Hoodie - Red

Girls Snapshot Bag Hoodie - Red

Current sale price is From £81

(Save up to £11)

Regular price was From £90

River Island Mini Girls Side Bow Scuba Dress - Red

River Island Mini

Girls Side Bow Scuba Dress - Red

Current sale price is £15.50

(Save £10.50)

Regular price was £26

Spiderman Supersoft Fleece Pyjamas - Red

Supersoft Fleece Pyjamas - Red

Current sale price is From £11.50

(Save up to £7.25)

Regular price was From £18

5 out of 5 stars

3 reviews

Liverpool FC Shortie Pyjamas - Red

Shortie Pyjamas - Red

Current sale price is From £7.50

(Save up to £8.50)

Regular price was From £15

4.2 out of 5 stars

5 reviews

Levi's Girls Batwing Patch Hoodie - Red

Girls Batwing Patch Hoodie - Red

Current sale price is From £21

(Save up to £16)

Regular price was From £35

Nike Kids Girls Pro Shorts - Red

Kids Girls Pro Shorts - Red

Current sale price is £15.25

(Save £6.75)

Regular price was £22

Liverpool FC Junior Fairisle Christmas Jumper - Red

Junior Fairisle Christmas Jumper - Red

Current sale price is From £11

(Save up to £12)

Regular price was From £22

5 out of 5 stars

1 review

Tommy Hilfiger Girls Flock Sweatshirt - Ruby Rhubarb

Girls Flock Sweatshirt - Ruby Rhubarb

Current sale price is From £40.50

(Save up to £5.50)

Regular price was From £45

adidas Belgium Home Mini Kit -burgundy

Belgium Home Mini Kit -burgundy

Current sale price is £20

(Save £30)

Regular price was £50

River Island Mini Girls Tartan Heart Sequin Skirt Set - Red

River Island Mini

Girls Tartan Heart Sequin Skirt Set - Red

Current sale price is £27.25

(Save £11.75)

Regular price was £39

River Island Mini Girls Nephthys Doodle Cardigan - Red

River Island Mini

Girls Nephthys Doodle Cardigan - Red

Current sale price is £19.50

(Save £9.50)

Regular price was £29

Lil Atelier Mini Girls Striped Long Sleeve Jersey Dress - Red

Mini Girls Striped Long Sleeve Jersey Dress - Red

Current sale price is £15.25

(Save £8.75)

Regular price was £24

Lil Atelier Mini Girls Frill Long Sleeve Tshirt - Dark Red

Mini Girls Frill Long Sleeve Tshirt - Dark Red

Current sale price is £10

(Save £8)

Regular price was £18

Calvin Klein Jeans Boys Tipping Regular Short Sleeve Polo Shirt - Dark Red

Calvin Klein Jeans

Boys Tipping Regular Short Sleeve Polo Shirt - Dark Red

Current sale price is From £33.75

(Save up to £13.75)

Regular price was From £45

Mango Younger Girls Long Sleeve Dress - Red

Younger Girls Long Sleeve Dress - Red

Current sale price is £15

(Save £11)

Regular price was £26

Polo Ralph Lauren Boys Short Sleeve Chest Pocket T-Shirt - Dark Red

Polo Ralph Lauren

Boys Short Sleeve Chest Pocket T-Shirt - Dark Red

Current sale price is From £36

(Save up to £10)

Regular price was From £45

Disney Lilo & Stitch Lilo And Stitch Christmas Sweatshirt - Bright Red

Disney Lilo & Stitch

Lilo And Stitch Christmas Sweatshirt - Bright Red

Current sale price is From £8

(Save up to £10)

Regular price was From £17

4 out of 5 stars

1 review

Levi's Girls Batwing Chest Hit Short Sleeve T-Shirt - Maroon

Girls Batwing Chest Hit Short Sleeve T-Shirt - Maroon

Current sale price is £9.75

(Save £4.25)

Regular price was £14

Lil Atelier Mini Girls Cord Long Sleeve Shirt Dress - Dark Red

Mini Girls Cord Long Sleeve Shirt Dress - Dark Red

Current sale price is £28.50

(Save £9.50)

Regular price was £38

Name It Mini Girls Flower Knitted Jumper - Rapture Rose

Mini Girls Flower Knitted Jumper - Rapture Rose

Current sale price is £14.50

(Save £6.50)

Regular price was £21

3 out of 5 stars

1 review

Lil Atelier Mini Girls Cord Trousers - Dark Red

Mini Girls Cord Trousers - Dark Red

Current sale price is £23.75

(Save £10.25)

Regular price was £34

The Very Collection Kids Family Christmas Pj Jolly Brushed Back Sweat And Woven Bottom Set - Red

The Very Collection

Kids Family Christmas Pj Jolly Brushed Back Sweat And Woven Bottom Set - Red

Current sale price is From £7.50

(Save up to £10.50)

Regular price was From £15

5 out of 5 stars

3 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.