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Free standard home delivery on orders £75+

Expected delivery: Usually within 3-5 days (excluding Sundays and bank holidays).

Excludes large items.

Standard home delivery £3.99 on orders less than £75.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Up to 40% off Bank Holiday Deals

Up to 40% off Bank Holiday Deals

All Offers, Technology & Gaming, AMD, Asus, AVF, Energizer, HP

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Laptop 15-fc0078na - 15.6in FHD, AMD Athlon Silver 7120U, 8GB RAM, 128GB SSD - Silver

Current sale price is £199

Vivobook 15 Laptop - 15.6in FHD, Intel Core 7, 16GB RAM, 1TB SSD - Silver

Current sale price is £499

V16 - GeForce RTX 5050 - Intel Core 5 - 16GB RAM - 1TB SSD - 16in WUXGA - Black - Gaming Laptop Bundle

Current sale price is £899

DeskJet 2910 All-in–One Wireless Colour Printer with 3 months free Instant Ink – Black

Current sale price is £39.99

TUF Gaming A16 Laptop - GeForce RTX 5060 - AMD Ryzen 7 - 16GB RAM - 1TB SSD - 144Hz - WUXGA - 16in IPS - Grey

Current sale price is £1199

ROG Strix XG27AQDMGR 26.5" Gaming Monitor - 2560x1440 - 240Hz - WOLED - Black

Current sale price is £369

ProArt PA27JCV 27" - 5K - 60Hz - Professional Monitor

Current sale price is £559

Victus 15-fa2300na Gaming Laptop Bundle - 15.6in FHD 144Hz, GeForce RTX 4050, Intel Core i5, 16GB RAM, 512GB SSD, with Mouse and Mat

Current sale price is £849

Chromebook x360 14b-cd0001na - 14 in - Intel® N200 - 8GB RAM - 128GB - Silver

Current sale price is £329

Chromebook Plus - 15.6in FHD - Intel Core 3 - 8GB - 256GB - Grey

Current sale price is £279

Chromebook 15a-nb0006na - 15.6in HD, Intel N100, 4GB RAM, 128GB SSD - Silver

Current sale price is £209

15a-nb0004na Chromebook Plus - 15.6in FHD, Intel Core i3, 8GB RAM, 128GB Storage - Mineral Silver

Current sale price is £319

ROG Strix XG27ACDMS 26.5" Gaming Monitor - 2560x1440 - 280Hz - QD OLED - Black

Current sale price is £409

TUF Gaming VG27UQ1A Gaming Monitor - 27in, 160Hz 4K UHD 1ms response time

Current sale price is £279

V500 Mini Tower Desktop - Intel Core 5 - 16GB RAM - 512GB SSD - Black

Current sale price is £549

ROG Rapture GT-BE98 Quad-Band WiFi 7 AiMesh Extendable Router

Current sale price is £499.99

Ryzen 7 5700X Processor

Current sale price is £189

AM5 ROG Crosshair X870E Extreme Motherboard - Black

Current sale price is £809

Envy 6120e AiO Wireless Printer with 3 months of Instant Ink Included with HP+

Current sale price is £64.99

Smart Tank 7005 Wireless All-in-One Colour Printer with up to 3 years of HP Ink Bottles included

Current sale price is £199.99

V500 Mini Tower Desktop - Intel Core 5 - 16GB RAM - 512GB SSD - White

Current sale price is £549

ROG Strix XG27AQDPG 26.5" Gaming Monitor - 2560x1440 - 500Hz - QD OLED - Black

Current sale price is £629

Chromebook 14 14a-nf0003na - 14 in - Intel® N100 - 8GB RAM - 128GB - Silver

Current sale price is £239

TUF VG34WQML5A 34" WQHD - 250Hz (OC) - 0.5ms - Curved Gaming Monitor - 3440x1440 - VA - Black

Current sale price is £289