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Free standard home delivery on orders £75+

Expected delivery: Usually within 3-5 days (excluding Sundays and bank holidays).

Excludes large items.

Standard home delivery £3.99 on orders less than £75.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Up to 40% off Bank Holiday Deals

Up to 40% off Bank Holiday Deals

All Offers, Technology & Gaming, AVF, bath vida, beckham, Eufy, exploding kittens, ideal, MSI, paul smith junior

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Cyborg 15 - GeForce RTX 4050 - Intel Core i5 - 16GB RAM - 512GB SSD - 15in - FHD 144Hz IPS - Black

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Claw A8 BZ2EM-042UK - 8IN FHD+ 120Hz IPS - AMD Ryzen Z2 Extreme - 24GB RAM - 1TB SSD - Handheld Gaming

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MAG 274QP QD-OLED X24 27" QD-OLED WQHD 240Hz 0.03ms Adaptive-Sync Gaming Monitor

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MAG 32C6X 32-inch, Full HD, 250Hz, Adaptive-Sync Curved Gaming Monitor

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Cyborg 15 B2RWFKG-020UK Gaming Laptop - 15.6in FHD 144Hz, Intel Core 7, GeForce RTX 5060, 16GB RAM, 1TB SSD

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PRO MP161 E2U - 15.6IN - FHD IPS - 60Hz - Portable Monitor - Black

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MAG 274CXF 27-inch, Full HD, 280Hz, Rapid VA, 0.5ms, Adaptive Sync, Curved Gaming Monitor

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Video Doorbell E340 With Chime, 2K, Dual Lens, No Monthly Fee, Colour Night Vision, Two-Way Audio

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MAG 275QF X32 27" WQHD 320Hz 0.5ms Rapid IPS Adaptive-Sync Gaming Monitor

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SoloCam S340, 3K, Dual Lens, No Monthly Fee, Solar Panel, 360° Coverage Camera

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MPG 321URXW QD-OLED 32-inch, 4K UHD, 240Hz, 0.03ms, Adaptive Sync, White Gaming Monitor

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MAG 27CQ6F 27-inch, WQHD, 180Hz, Adaptive-Sync Curved Gaming Monitor

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MPG 341CQPX QD-OLED 34-inch, UWQHD, 240Hz, Adaptive-Sync Curved Gaming Monitor

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SoloCam S220 2K Solar Camera 2-Pack with No Monthly Fee, Human Detection, Easy Installation

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eufyCam S4 4K Bullet-PTZ Security Camera CCTV with Solar Panel

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MPG 271QR QD-OLED X50 27-inch WQHD 500Hz 0.03ms Adaptive Sync HDMI 2.1 Gaming Monitor

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MPG 321CURX QD-OLED 32-inch, 4K UHD, 240Hz, 0.03ms, Adaptive Sync, Curved Gaming Monitor

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MAG 272UP QD-OLED X24 27-inch 4K UHD 240Hz 0.03ms Adaptive Sync HDMI 2.1 Gaming Monitor

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Am4 B550M Pro-Vdh WiFi Micro-Atx Motherboard

Current sale price is £95

PRO MP273U 27 inch, 4K UHD, 60Hz, IPS, Flat Monitor with Built-In Speakers

Current sale price is £139

MAG 325QF E18V 32" WQHD 180Hz 0.5ms Rapid VA Adaptive-Sync HDR-Ready Gaming Monitor

Current sale price is £169

MAG 322UP QD-OLED E16 32-inch, 4K UHD, 165Hz, 0.03ms, Adaptive-Sync Gaming Monitor

Current sale price is £599

MAG 272QPW QD-OLED X28 27-inch, WQHD, 280Hz, 0.03ms, Adaptive-Sync Gaming Monitor

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MAG Coreliquid A13 360 Cooler