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New Look Faux Suede Triple Compartment Tote Bag - Dark Brown

Faux Suede Triple Compartment Tote Bag - Dark Brown

Current sale price is £23.50

(Save £6.49)

Regular price was £29.99

5 out of 5 stars

2 reviews

New Balance Womens 530 Leopard Print Trainers - Beige

Womens 530 Leopard Print Trainers - Beige

Current sale price is £85

(Save £15)

Regular price was £100

4.7 out of 5 stars

2.8k reviews

Barbour International Micro Crossbody Bag - Black

Barbour International

Micro Crossbody Bag - Black

Current sale price is £36

(Save £9)

Regular price was £45

3.5 out of 5 stars

2 reviews

The Very Collection 2 Pack High Waist Leggings - Black

The Very Collection

2 Pack High Waist Leggings - Black

Current sale price is £15

(Save £3)

Regular price was £18

3.6 out of 5 stars

399 reviews

River Island Relaxed Straight Harmony Jeans - Blue

Relaxed Straight Harmony Jeans - Blue

Current sale price is £36.50

(Save £9.50)

Regular price was £46

4.5 out of 5 stars

4 reviews

The Very Collection 2 Pack Confident Curve Leggings- Black

The Very Collection

2 Pack Confident Curve Leggings- Black

Current sale price is £23.50

(Save £4.50)

Regular price was £28

3.9 out of 5 stars

101 reviews

Barbour International B.intl Qualify Sling Bag-black

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Barbour International

B.intl Qualify Sling Bag-black

Current sale price is £40

(Save £10)

Regular price was £50

5 out of 5 stars

3 reviews

The Very Collection Faux Fur Hooded Padded Coat - Caramel

The Very Collection

Faux Fur Hooded Padded Coat - Caramel

Current sale price is £20.75

(Save £34.25)

Regular price was £55

5 out of 5 stars

1 review

The Very Collection Short Scarf Coat - Light Brown

The Very Collection

Short Scarf Coat - Light Brown

Current sale price is £22

(Save £38)

Regular price was £60

The Very Collection Wide Leg Jeans With Stretch - Dark Wash

The Very Collection

Wide Leg Jeans With Stretch - Dark Wash

Current sale price is £32

(Save £6)

Regular price was £38

3.6 out of 5 stars

14 reviews

New Look Premium Elasticated Waist Wide Leg Joggers - Burgundy

Premium Elasticated Waist Wide Leg Joggers - Burgundy

Current sale price is £19.50

(Save £5.49)

Regular price was £24.99

5 out of 5 stars

1 review

Michelle Keegan Co-Ord Faux Fur Checked Bomber - Multi

Michelle Keegan

Co-Ord Faux Fur Checked Bomber - Multi

Current sale price is £28

(Save £42)

Regular price was £70

5 out of 5 stars

5 reviews

The Very Collection Style Yarn Crew Neck Cardigan With Wool - Brown

The Very Collection

Style Yarn Crew Neck Cardigan With Wool - Brown

Current sale price is £22

(Save £6)

Regular price was £28

4.7 out of 5 stars

10 reviews

The Very Collection High Waist Denim Jeggings - Black

The Very Collection

High Waist Denim Jeggings - Black

Current sale price is £13.50

(Save £2.50)

Regular price was £16

4.1 out of 5 stars

44 reviews

The Very Collection Longline Hooded Padded Coat - Burgundy Red

The Very Collection

Longline Hooded Padded Coat - Burgundy Red

Current sale price is £64

(Save £16)

Regular price was £80

5 out of 5 stars

9 reviews

Barbour Halton Chelsea Welly - Black

Halton Chelsea Welly - Black

Current sale price is £56

(Save £14)

Regular price was £70

4.6 out of 5 stars

11 reviews

The Very Collection Double Collar Longline Padded Coat With Hood - Brown

The Very Collection

Double Collar Longline Padded Coat With Hood - Brown

Current sale price is £64

(Save £16)

Regular price was £80

4.6 out of 5 stars

5 reviews

The Very Collection Wide Leg Relaxed Joggers - Grey

The Very Collection

Wide Leg Relaxed Joggers - Grey

Current sale price is £17

(Save £3)

Regular price was £20

5 out of 5 stars

1 review

The Very Collection Short Hooded Padded Jacket - Brown

The Very Collection

Short Hooded Padded Jacket - Brown

Current sale price is £44

(Save £11)

Regular price was £55

5 out of 5 stars

9 reviews

River Island Denim Mid Rise Bootcut Jeans

Denim Mid Rise Bootcut Jeans

Current sale price is £38

(Save £7)

Regular price was £45

3.7 out of 5 stars

12 reviews

The Very Collection Longline Military Jacket - Black

The Very Collection

Longline Military Jacket - Black

Current sale price is £22.50

(Save £22.50)

Regular price was £45

4.4 out of 5 stars

605 reviews

The Very Collection Faux Suede Barn Jacket - Brown

The Very Collection

Faux Suede Barn Jacket - Brown

Current sale price is £22

(Save £33)

Regular price was £55

5 out of 5 stars

3 reviews

New Look Brown Faux Suede Bubblehem Bomber Jacket

Brown Faux Suede Bubblehem Bomber Jacket

Current sale price is £33.50

(Save £6.49)

Regular price was £39.99

5 out of 5 stars

3 reviews

The Very Collection Diamond Print Wide Leg Jeans - Dark Wash

The Very Collection

Diamond Print Wide Leg Jeans - Dark Wash

Current sale price is £16

(Save £24)

Regular price was £40

3 out of 5 stars

2 reviews

Zavetti Canada Goshawa Padded Parka Jacket - Black

Goshawa Padded Parka Jacket - Black

Current sale price is £97.50

(Save £32.50)

Regular price was £130

4.3 out of 5 stars

85 reviews

New Look Black Single Breasted Blazer Jacket

Black Single Breasted Blazer Jacket

Current sale price is £17.50

(Save £4.50)

Regular price was £22

3 out of 5 stars

2 reviews

New Look Adalae High-waist Wide Leg Jeans -Washed Black

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Adalae High-waist Wide Leg Jeans -Washed Black

Current sale price is £29.50

(Save £5.49)

Regular price was £34.99

2 out of 5 stars

1 review

New Look Denim Wide Leg Drawstring Waist Jeans - Black

Denim Wide Leg Drawstring Waist Jeans - Black

Current sale price is £25

(Save £4.99)

Regular price was £29.99

The Very Collection Faux Wool Single Breasted Coat - Black

The Very Collection

Faux Wool Single Breasted Coat - Black

Current sale price is £46.50

(Save £8.50)

Regular price was £55

4.9 out of 5 stars

15 reviews

Michelle Keegan Wool Blend Oversized Formal Coat - Brown

Michelle Keegan

Wool Blend Oversized Formal Coat - Brown

Current sale price is £55

(Save £55)

Regular price was £110

4.1 out of 5 stars

16 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.