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Free standard home delivery on orders £75+

Expected delivery: Usually within 3-5 days (excluding Sundays and bank holidays).

Excludes large items.

Standard home delivery £3.99 on orders less than £75.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Up to 40% off selected Fashion, Sports & Beauty

Up to 40% off selected Fashion, Sports & Beauty

Black Friday Deals, Accessorize, easy tat2, LEGO Technic, MSI, P.E Nation, Philips, SanDisk, So Bomb DIY, The Lyndon Co

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Results: 1 - 30 (of 156)

Koenigsegg Sadair’s Spear Megacar Set 42232

Current sale price is £334.99

Multigroom 3000 Series All-in-One 9-Piece Trimmer - Shaver and Clipper for Beard, Hair & Nose, 10 Length Settings, MG3945/15

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MAG 274QP QD-OLED X24 27" QD-OLED WQHD 240Hz 0.03ms Adaptive-Sync Gaming Monitor

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MPG 346CQRF X24 34-inch, UWQHD, 240Hz, 0.5ms, Adaptive Sync 1500R Curved Gaming Monitor

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MAG 272QPW QD-OLED X28 27-inch, WQHD, 280Hz, 0.03ms, Adaptive-Sync Gaming Monitor

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Prestige N16 Flip AI+ 2-in-1 Laptop - NVIDIA RTX Spark N1X with 6,144-core GPU and 20-core CPU, 128GB RAM, 2TB SSD, 16" UHD+ OLED Touchscreen

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Series 3300 EP3347/90 Fully Automatic Bean to Cup Coffee Machine

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Ultra microSDXC 256GB + SD Adapter

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Cyborg 15 C2WF-008UK - GeForce RTX 5060 - Intel Core 7 - 16GB RAM - 512GB SSD - 15in - FHD 144Hz IPS - Grey

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Extreme microSDXC 256GB

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Multigroom 7000 Series All-in-One 17-Piece Trimmer - Beard, Hair & Nose, Self-sharpening Blades, 22 Length Settings (0.5-16 mm), MG7941/15

Current sale price is £59.99

MicroSD Express 512GB - Compatible with Nintendo Switch 2

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Ducati Desmo450 MX Factory Motorcycle 42238

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McLaren MCL39 F1 Car Model Kit 42228

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Ultra microSDXC 128GB + SD Adapter

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Sonicare Next-Generation DiamondClean 8500 Electric Toothbrush - Smart Pressure Feedback, 18 Settings, Powder White, HX8513/11

Current sale price is £199.99

Lumea 7000 IPL Hair Removal Device - Long-lasting Salon-like Laser Hair Removal Alternative, Easy Home Use, Medical Grade Safety, Attachment for Body & Legs, BRI871/02

Current sale price is £295.99

Fast and Furious Mitsubishi Eclipse Car 42229

Current sale price is £42.74

Aston Martin Aramco AMR25 F1 Car 42240

Current sale price is £143.99

MAG 274QRFW E20 27" WQHD 200Hz 0.5ms Rapid IPS Adaptive-Sync Gaming Monitor

Current sale price is £139

MAG X870E Tomahawk Max Wifi Motherboard

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Ford Car 42236

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MAG B850 Gaming Plus Max Wifi Motherboard

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Fast and Furious Dodge Charger R/T Car 42231

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MPG X870I Edge Ti Evo Wifi Motherboard

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Porsche 911 GT3 R REXY AO Racing Car 42224