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undefined 19kg Smart Dumbbell Workout Tower

19kg Smart Dumbbell Workout Tower

Current sale price is £40.99

(Save £14)

Regular price was £54.99

4.4 out of 5 stars

67 reviews

undefined Lorcana Trading Card Game - Illumineer's Trove Set - Set 7

Lorcana Trading Card Game - Illumineer's Trove Set - Set 7

Current sale price is £39.99

(Save £10)

Regular price was £49.99

undefined The Power Trainer With Remote

The Power Trainer With Remote

Current sale price is £143.99

(Save £16)

Regular price was £159.99

4.9 out of 5 stars

21 reviews

undefined 20 Kg Cast Iron Combo Dumbbell Set

20 Kg Cast Iron Combo Dumbbell Set

Current sale price is £54.99

(Save £10)

Regular price was £64.99

4.1 out of 5 stars

12 reviews

undefined 4 in 1 Rower

4 in 1 Rower

Current sale price is £103.99

(Save £26)

Regular price was £129.99

5 out of 5 stars

3 reviews

undefined 2 x 5kg Smart Dumbbells

2 x 5kg Smart Dumbbells

Current sale price is £20.99

(Save £5)

Regular price was £25.99

4.6 out of 5 stars

20 reviews

undefined Pro Racing Bike - 8kg Flywheel

Pro Racing Bike - 8kg Flywheel

Current sale price is £194.99

(Save £55)

Regular price was £249.99

3 out of 5 stars

2 reviews

undefined LOreal Paris Men Expert Power Duo Gift Set for Him, Revitalising Facial Skincare Duo, Gift Set for Men

L'Oreal Paris Men Expert

LOreal Paris Men Expert Power Duo Gift Set for Him, Revitalising Facial Skincare Duo, Gift Set for Men

Current sale price is £14

(Save £15.50)

Regular price was £29.50

5 out of 5 stars

4 reviews

undefined Magnetic Elliptical Strider with Hand Pulse and iConsole App

Magnetic Elliptical Strider with Hand Pulse and iConsole App

Current sale price is £211.99

(Save £58)

Regular price was £269.99

4.5 out of 5 stars

2 reviews

undefined Lorcana Trading Card Game - Quest Set - Set 8

Lorcana Trading Card Game - Quest Set - Set 8

Current sale price is £39.99

(Save £10)

Regular price was £49.99

undefined Cars Colour Changers Lightning McQueen Car Wash

Cars Colour Changers Lightning McQueen Car Wash

Current sale price is £24.99

(Save £5)

Regular price was £29.99

4.7 out of 5 stars

31 reviews

undefined My First Guitar Stitch

My First Guitar Stitch

Current sale price is £9.99

(Save £10)

Regular price was £19.99

2.3 out of 5 stars

3 reviews

undefined Lilo & Stitch Folding In-line Scooter

Lilo & Stitch Folding In-line Scooter

Current sale price is £24.99

(Save £10)

Regular price was £34.99

5 out of 5 stars

4 reviews

undefined Young Simba the Lion King Set 43247

Young Simba the Lion King Set 43247

Current sale price is £84.99

(Save £30)

Regular price was £114.99

4.8 out of 5 stars

81 reviews

undefined Programmable Fan Magnetic Rower

Programmable Fan Magnetic Rower

Current sale price is £299.99

(Save £150)

Regular price was £449.99

5 out of 5 stars

1 review

undefined Studio Bike with iConsole App - 8kg Flywheel

Studio Bike with iConsole App - 8kg Flywheel

Current sale price is £359.99

(Save £140)

Regular price was £499.99

undefined Lateral Stepper with Resistance Cords

Lateral Stepper with Resistance Cords

Current sale price is £79.99

(Save £15)

Regular price was £94.99

3.2 out of 5 stars

18 reviews

undefined Lilo & Stitch 10-Inch Balance Bike

Lilo & Stitch 10-Inch Balance Bike

Current sale price is £29.99

(Save £20)

Regular price was £49.99

3.8 out of 5 stars

4 reviews

undefined Princess Puffy Charms Bracelets

Princess Puffy Charms Bracelets

Current sale price is £6.99

(Save £8)

Regular price was £14.99

5 out of 5 stars

1 review

undefined Lilo & Stitch Interactive Watch

Lilo & Stitch Interactive Watch

Current sale price is £32

(Save £8)

Regular price was £40

3.5 out of 5 stars

4 reviews

undefined Lilo & Stitch Angel Interactive Watch

Lilo & Stitch Angel Interactive Watch

Current sale price is £32

(Save £8)

Regular price was £40

5 out of 5 stars

1 review

undefined Tummy Trainer

Tummy Trainer

Current sale price is £12.99

(Save £3)

Regular price was £15.99

3.7 out of 5 stars

38 reviews

undefined Stitch Mini Go with Squishle Pouch

Stitch Mini Go with Squishle Pouch

Current sale price is £32.99

(Save £12)

Regular price was £44.99

undefined Magnetic Exercise Bike with Hand Pulse & iConsole APP

Magnetic Exercise Bike with Hand Pulse & iConsole APP

Current sale price is £167.99

(Save £62)

Regular price was £229.99

4 out of 5 stars

1 review

undefined Stitch Safety Helmet

Stitch Safety Helmet

Current sale price is £12.99

(Save £5)

Regular price was £17.99

5 out of 5 stars

2 reviews

undefined Minnie Mouse two tone sterling silver crystal earrings

Minnie Mouse two tone sterling silver crystal earrings

Current sale price is £32

(Save £8)

Regular price was £40

5 out of 5 stars

2 reviews

undefined Stitch Nightlight with Speaker

Stitch Nightlight with Speaker

Current sale price is £15.99

(Save £4)

Regular price was £19.99

3 out of 5 stars

1 review

undefined Stitch 14" Bicycle

Stitch 14" Bicycle

Current sale price is £129.99

(Save £13)

Regular price was £142.99

5 out of 5 stars

1 review

undefined Foldable Aerobic Trampoline - 36 inch

Foldable Aerobic Trampoline - 36 inch

Current sale price is £50.99

(Save £9)

Regular price was £59.99

3.9 out of 5 stars

11 reviews

undefined Stitch 3D Rechargeable Headphones With Lights

Stitch 3D Rechargeable Headphones With Lights

Current sale price is £24.99

(Save £5)

Regular price was £29.99

3 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.