Black Friday Deals | Buff | Elliatt | Gym + Coffee | Kiwi Walker | Marvel Comics | Mega Bloks | Police | Swan | VTech

Free standard home delivery on orders £75+

Expected delivery: Usually within 3-5 days (excluding Sundays and bank holidays).

Excludes large items.

Standard home delivery £3.99 on orders less than £75.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Up to 40% off selected new Fashion, Sports & Beauty

Up to 40% off selected new Fashion, Sports & Beauty

Black Friday Deals, Buff, Elliatt, Gym + Coffee, Kiwi Walker, Marvel Comics, Mega Bloks, Police, Swan, VTech

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Offers

Results: 1 - 30 (of 172)

SR15690S 48cm Wide, 144cm High, 50/50 Split Compact Fridge Freezer - Silver

Current sale price is £209

STH75110W 8kg Load Heat Pump Tumble Dryer - White

Current sale price is £279

SH16810N 20 Litre Dehumidifier with LED Display, Auto Shut Off, 24 Hour Timer, White

Current sale price is £149

SX16730B 60cm Electric Double Oven Ceramic Hob Cooker - Black

Current sale price is £359

SR15671W 143cm High, 55cm Wide Tall Freezer - White

Current sale price is £219

Toot-Toot Drivers Bluey: Road Trip Kids Playset includes Toy Car & Vehicle Tracks with Lights and Sounds

Current sale price is £34.99

SR15690B 48cm Wide, 144cm High, 50/50 Split Compact Fridge Freezer - Black

Current sale price is £209

SR750145W 198L Chest Freezer 85cm Tall - White

Current sale price is £169

SDW751170B 14-Place Fullsize Dishwasher - Black

Current sale price is £229

TV’s Queen of Clean Handheld Steam Cleaner with 3 Steam Pressure Settings, 220ml, Pink

Current sale price is £39

Stealth 15 Plate Dish Rack, 2 Tier, Matte Black with removeable Drip Tray and Cutlery Basket

Current sale price is £30

Womens Training Day Kind 7/8 Legging - Brown

Current sale price is £56

Build & Learn Table - Pink

Current sale price is £20.99

Retro Pump Espresso 1-5-Litre Digital Coffee Machine - Grey

Current sale price is £89

SR750135W 143L, 85cm Tall Chest Freezer - White

Current sale price is £159

Challenger Laptop - Pink

Current sale price is £29.99

Magical Makeover Fairy Fox Interactive Toy

Current sale price is £35

Marble Rush Adventure Set with Sound

Current sale price is £41.49

Counting Hoops Basketball Stand

Current sale price is £19.49

Safari Sounds Drum

Current sale price is £39.99

Toot-Toot Drivers Criss-Cross Raceway

Current sale price is £23.99

KidiSnap Touch

Current sale price is £43.99

Marble Rush Magnetic Dino Adventure Construction Play Set

Current sale price is £32.99

Kidi DJ Mix - DJ Mixer Toy for Kids 6+

Current sale price is £42.99

Lynsey TVs Queen of Clean Turbo Spin Mop with Rinse & Wring 360° Spin Cycle, Clean Water Tank, Dirty Water Tank, Collapsible Handle, Microfibre Pad and Washable Heads, Pink & Grey

Current sale price is £25

Spidey and His Amazing Friends: Spidey-Sense Walkie-Talkies