Black Friday Deals | Candy | hoff | SWIFT

Free standard home delivery on orders £75+

Expected delivery: Usually within 3-5 days (excluding Sundays and bank holidays).

Excludes large items.

Standard home delivery £3.99 on orders less than £75.

Offer ends 31st August.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Up to 50% off big Fashion, Sports & Beauty brands

Up to 50% off big Fashion, Sports & Beauty brands

Black Friday Deals, Candy, hoff, SWIFT

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Quick Pro GD 4108-80 10kg Washing Machine with 1400 spin, A Rated - White

Current sale price is £259

GD 49B10B-80 Quick Pro, 9kg, A Energy Class, 1400 rpm Washing Machine - Black

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Chester Ready Assembled Bedroom Furniture Package - 2 Door Wardrobe, 3 Drawer Chest and 3 Bedside Table

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Halton Ready Assembled 2 Drawer, 2 Door Wardrobe - FSC® Certified

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CP 6E51LS-80 Tabletop Dishwasher 6 place Settings - Graphite

Current sale price is £199

CLHS58EBK UC 55cm Freestanding Fridge - Black

Current sale price is £179

Smart CSE C10LF - 80 10kg Condenser Tumble Dryer - White

Current sale price is £279

CP 6E51LW-80 Tabletop Dishwasher 6 Place Settings - White

Current sale price is £179

Morgan Ready Assembled Kids 1 Door 5 Drawer Wardrobe

Current sale price is £279

Montreal 3 piece Ready Assembled Package – 2 Door Wardrobe, 3 Drawer Chest and 1 Drawer Bedside Table - Black

Current sale price is £359

Hatton Ready Assembled Bedroom Package - 2 Door Wardrobe, 3 Drawer Chest & Bedside Cabinet

Current sale price is £399

Montreal 3-piece Ready Assembled Package – 2-Door Wardrobe, 3-Drawer Chest and Bedside Table - FSC® Certified

Current sale price is £379

CIP 3D9E0B-80 Fully Integrated Full Size Dishwasher, 13 Place Settings, D Rated

Current sale price is £249

Neptune Ready Assembled High Gloss Large Sideboard - White - FSC® Certified

Current sale price is £359

Upton Ready Assembled Bedroom Package - 2 Door Wardrobe, 3 Drawer Chest & Bedside Cabinet

Current sale price is £479

Montreal Ready Assembled 4 Piece Package - 3 Door Mirrored Wardrobe, 5 Drawer Chest and 2 Bedside Chests - FSC® Certified

Current sale price is £959

Lane Tall Ready Assembled 2 Door Wardrobe

Current sale price is £279

Lane Ready Assembled 5 Drawer Chest

Current sale price is £259

Quick Pro GD 10N1-80 Pro Dry 10kg Heat Pump Tumble Dryer - White

Current sale price is £329

Fara 5 Ready Assembled Drawer Chest

Current sale price is £369

Halton Ready Assembled 5 Drawer Chest - FSC® Certified

Current sale price is £199

Raina 6 Drawer Wide Chest Ready Assembled

Current sale price is £399

Raina 2 Door 2 Drawer Wardrobe Ready Assembled

Current sale price is £349

Neptune Ready Assembled High Gloss TV Unit - fits up to 65 inch TV - Black

Current sale price is £239

Teddy Kids Ready Assembled Bedroom Package - Wardrobe, Bedside Table & 4 Drawer Chest

Current sale price is £589

Florence Tall Triple Wardrobe With Mirror