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Free standard home delivery on orders £75+

Expected delivery: Usually within 3-5 days (excluding Sundays and bank holidays).

Excludes large items.

Standard home delivery £3.99 on orders less than £75.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Get autumn ready - up to 25% off with code AUTUMN

Get autumn ready - up to 25% off with code AUTUMN

Black Friday Deals, Circulon, Cutie Stix, Einhell, Fossil, Gioteck, P.E Nation, panzerglass, SCRIB3D, STILA, yale

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Results: 1 - 30 (of 43)

Garden Expert Cordless Leaf Blower / Vac VENTURRO 36V, Body Only

Current sale price is £123

PXC 18V Cordless 165mm Circular Saw - TE-CS 18/165-1 Li Solo

Current sale price is £74

PXC Staple and Nail Gun - TE-CN 18 Li - Solo (18V without battery)

Current sale price is £69

Halo With Laserdefense 30cm Induction Hob Ceramic Non Stick Saute Pan With Lid - Made Without Pfas, Non Toxic, Dishwasher & Oven Safe

Current sale price is £80

Womens Training Adventure Zip Through - Beige

Current sale price is £60

PXC Cordless Pruning Saw - GE-PS 18/15 Li BL-Solo (18V without battery)

Current sale price is £87

PXC 25cm Cordless Chainsaw - GE-LC 18 Li Solo (18V without battery)

Current sale price is £88

Carraway Automatic Croc Leather Watch

Current sale price is £191

PXC Cordless Reciprocating Saw - TE-AP 18 Li-Solo (18V without battery)

Current sale price is £50

Womens Training Camden Fleece Sweatshirt - Beige

Current sale price is £60

PXC 18V Cordless Expert Impact Driver - TE-CW 18 Li Brushless-Solo

Current sale price is £86

Halo With Laserdefense 30cm Induction Hob Ceramic Non Stick Frying Pan With Lid - Made Without Pfas, Non Toxic, Dishwasher & Oven Safe

Current sale price is £75

Halo With Laserdefense 20cm & 25cm Induction Hob Ceramic Non Stick Frying Pan Set - Made Without Pfas, Non Toxic, Dishwasher & Oven Safe

Current sale price is £60

Corded 90 bar Pressure Washer - TC-HP 90 (1200W)

Current sale price is £58

One Step Correct

Current sale price is £24

Bag 45/29

Current sale price is £18

Womens Training Freeplay 5 Inch Bike Shorts - Navy

Current sale price is £27

PXC 46cm Cordless Hedge Trimmer - GE-CH 1846 Li-Solo (18V without battery)

Current sale price is £59

Womens Training Elevation Flared Leggings - Brown

Current sale price is £43

Corded 250mm Sliding Mitre Saw - TC-SM 2534/1 Dual (2350W)

Current sale price is £207

Womens Training Summit Long Sleeve Sweatshirt - Blue

Current sale price is £41.50

Men's Everett Chronograph Gold-Tone Stainless Steel Watch, FS6184

Current sale price is £159

Garden Classic Dirty Water Pump 330W, 9500 L/H

Current sale price is £38

Men's Neutra Chronograph, Stainless Steel Watch

Current sale price is £143

Cutie Monster High Original Kit

Current sale price is £21.99

Raquel Three-Hand Date Gold-Tone Stainless Steel Watch