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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Pay later with Very Pay

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Pay later with Very Pay

Free Click & Collect

Free returns

Shop the brands you love

Up to 50% off Sale!

Up to 50% off Sale!

Up to 20% off selected Computing, All Offers

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Results: 61 - 90 (of 181)

Chromebook Plus - 15.6in FHD - Intel Core 3 - 8GB - 256GB - Grey

Current sale price is £279

Vivobook S14 Laptop - 14in FHD+, AMD Ryzen 7, 16GB RAM, 1TB SSD - Silver

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Chromebook Spin 314 CP314-2HN - 14in WUXGA Touch/Pen Supportive - Intel N100 - 4GB RAM - 128GB - Silver

Current sale price is £279

Vivobook - Copilot+ PC - 16in Laptop - Snapdragon X - 16GB RAM - 512GB SSD - Blue

Current sale price is From £469

Vivobook S - 14in Laptop - AMD Ryzen 5 - 16GB RAM - 512GB SSD - Silver

Current sale price is From £499

ROG Xbox Ally - 7-inch 120Hz FHD IPS - AMD Ryzen Z2 - 16GB RAM, 512GB SSD - Handheld PC Gaming Console - White

Current sale price is £429

IdeaPad Chromebook Duet 11M889 - 11in WUXGA IPS - Mediatek - 8GB RAM - 128GB SSD - Grey

Current sale price is £329

Galaxy Book4 (2024) - 15.6in Laptop, Intel Core 3, 8GB RAM, 256GB Storage - Grey

Current sale price is From £349

AIO Desktop C24-A - Intel Core 5 - 8GB RAM - 1TB - 23.8in - White

Current sale price is From £559

AIO Desktop C27-A - Intel Core 5 - 8GB RAM - 1TB - 27in - White

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AIO Desktop C27-B - Intel Core 5 - 8GB RAM - 512GB - 27in - Black

Current sale price is From £499

AIO Desktop C24-B - Intel Core 5 - 8GB RAM - 512GB - 23.8in - Black

Current sale price is From £499

AIO Desktop S24-B - Intel Core Ultra 5 - 16GB RAM - 512GB - 23.8in - White

Current sale price is From £729

AM5 X870 Max Gaming Wifi7 Motherboard - Black

Current sale price is £265

AM5 ROG Crosshair X870E Extreme Motherboard - Black

Current sale price is £1055

AM5 ROG Crosshair X870E Apex Motherboard - Black

Current sale price is £675

AM5 X870 Max Gaming Wifi7 W Motherboard - White

Current sale price is £275

Galaxy Book4 (2024) - 15.6in Laptop, Intel Core 5, 8GB RAM, 256GB Storage - Grey

Current sale price is £399

HXi Series (2025) - HX1500i - 1500 Watt - 80 PLUS Platinum - C20 Version

Current sale price is £225

Legion Go S 8APU1 - AMD Ryzen Z1 Extreme - SteamOS - 32 GB - 1 TB SSD - 8in WUXGA - Nebula Nocturne - Exclusive Handheld Gaming

Current sale price is £799

23.8-inch All-in-One 24-cr0063na Desktop PC - 24in FHD, Intel® Core™ i3, 8GB RAM, 256GB SSD

Current sale price is From £459

Aspire C27-1E AIO Desktop - Intel Core i7 - 8GB RAM - 1TB - 27in - White

Current sale price is From £759

AIO Desktop - Intel Core i5 - 8GB RAM - 512GB SSD - 27in

Current sale price is From £529

AIO Desktop - Intel Core i5 - 8GB RAM - 512GB SSD - 23.8in

Current sale price is From £499

RYZEN 7 9800X3D Processor

Current sale price is £429

Legion Go S - SteamOS - Handheld PC Gaming Console - 8in WUXGA - AMD Ryzen Z2 Go - 16GB RAM - 1TB SSD