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Russell Hobbs Textures 17L Black Microwave

Textures 17L Black Microwave

Current sale price is £49

(Save £10)

Regular price was £59

4.7 out of 5 stars

13 reviews

UNDER ARMOUR Boys Knit Track Suit - Black

Boys Knit Track Suit - Black

Current sale price is £40

(Save £10)

Regular price was £50

4.5 out of 5 stars

48 reviews

Kinderkraft Car Seat COMFORT UP i-Size (76-150 cm) - Black

Car Seat COMFORT UP i-Size (76-150 cm) - Black

Current sale price is £49.99

(Save £10)

Regular price was £59.99

4.1 out of 5 stars

20 reviews

adidas Originals Mens Essentials Pant - Black

adidas Originals

Mens Essentials Pant - Black

£45

4.8 out of 5 stars

363 reviews

adidas Terrex Mens Hike Voyager 21 Travel Trainers -black/white

Mens Hike Voyager 21 Travel Trainers -black/white

Current sale price is £46

(Save £39)

Regular price was £85

4.7 out of 5 stars

294 reviews

MSI PRO MP223 E2 22 inch, Full HD, 100Hz, Adaptive Sync Flat Monitor

PRO MP223 E2 22 inch, Full HD, 100Hz, Adaptive Sync Flat Monitor

£49

4.3 out of 5 stars

6 reviews

Daewoo 2L 750W Food Processor

2L 750W Food Processor

£49

4 out of 5 stars

20 reviews

MSI PRO MP242L - 24in - FHD IPS - 100Hz - Flat Monitor - Black

PRO MP242L - 24in - FHD IPS - 100Hz - Flat Monitor - Black

Current sale price is £48

(Save £11)

Regular price was £59

1 out of 5 stars

1 review

adidas Womens Running Runfalcon 5 Trainers - Black

Womens Running Runfalcon 5 Trainers - Black

Current sale price is £40

(Save £10)

Regular price was £50

4.6 out of 5 stars

147 reviews

JLab JBuds Lux ANC Hybrid Noise Cancelling Headphones - Up to 70 hours battery life

Available in graphite, purple, white coloursAvailable in graphite, purple, white coloursAvailable in graphite, purple, white coloursAvailable in graphite, purple, white coloursAvailable in graphite, purple, white colours

JBuds Lux ANC Hybrid Noise Cancelling Headphones - Up to 70 hours battery life

Current sale price is £49.99

(Save £29.01)

Regular price was £79

4.7 out of 5 stars

2.6k reviews

The Very Collection Comfort Slouch Knee Boot with Wider Fitting Calf - Black

The Very Collection

Comfort Slouch Knee Boot with Wider Fitting Calf - Black

£45

4.2 out of 5 stars

37 reviews

Kickers Kick Lo Brogue Leather Shoe - Black

Kick Lo Brogue Leather Shoe - Black

Current sale price is £40.50

(Save £49.50)

Regular price was £90

3.7 out of 5 stars

10 reviews

Crocs Men's Classic Clog Sandal - Black

Men's Classic Clog Sandal - Black

£50

4.6 out of 5 stars

13.4k reviews

Skechers Durabuck Metallic Trimmed Gore Lace Slip On Fashion Sneaker

Durabuck Metallic Trimmed Gore Lace Slip On Fashion Sneaker

Current sale price is £43.25

(Save £35.75)

Regular price was £79

4.7 out of 5 stars

16 reviews

adidas Womens Running Galaxy 7 Trainers - Black

Womens Running Galaxy 7 Trainers - Black

Current sale price is £40.50

(Save £4.50)

Regular price was £45

4.6 out of 5 stars

247 reviews

GFW Kube 2x2 Storage Cube - Black/Oak

Kube 2x2 Storage Cube - Black/Oak

£45

3 out of 5 stars

2 reviews

New Balance Mens Running Heat Grid Vest - Black

Mens Running Heat Grid Vest - Black

Current sale price is £45

(Save £30)

Regular price was £75

5 out of 5 stars

1 review

Converse Junior Girls Leather EVA Lift Hi Top Trainers - Black

Junior Girls Leather EVA Lift Hi Top Trainers - Black

Current sale price is £48

(Save £12)

Regular price was £60

5 out of 5 stars

14 reviews

Skechers Uno Durabuck Slip-on Trainer - Black

Uno Durabuck Slip-on Trainer - Black

Current sale price is £47.25

(Save £31.75)

Regular price was £79

4.3 out of 5 stars

27 reviews

adidas Men's Running Galaxy 7 Trainers - Black

Men's Running Galaxy 7 Trainers - Black

£45

4.7 out of 5 stars

1.3k reviews

Very Home Wooden Window Pane Mirror 102x76cm

Wooden Window Pane Mirror 102x76cm

Current sale price is £50

(Save £40)

Regular price was £90

5 out of 5 stars

1 review

Kickers Tovni Stack Vegan Trainers - Black

Tovni Stack Vegan Trainers - Black

Current sale price is £49

(Save £21)

Regular price was £70

3.8 out of 5 stars

5 reviews

Levi's 501® Original Straight Fit Jeans - Crash Courses - Black

501® Original Straight Fit Jeans - Crash Courses - Black

Current sale price is £50

(Save £50)

Regular price was £100

4.3 out of 5 stars

61 reviews

Ronhill Womens Tech Reflect Running Tight-black

Womens Tech Reflect Running Tight-black

Current sale price is £45.50

(Save £19.50)

Regular price was £65

4 out of 5 stars

1 review

adidas Womens Running Galaxy 7 Trainers - Black

Womens Running Galaxy 7 Trainers - Black

£45

4.7 out of 5 stars

240 reviews

Graco Junior Maxi Group 2/3 High Back Booster Car Seat - Black

Junior Maxi Group 2/3 High Back Booster Car Seat - Black

£40

4.5 out of 5 stars

13 reviews

The Very Collection Chopstick Lamp Table - Black

The Very Collection

Chopstick Lamp Table - Black

Current sale price is £44

(Save £35)

Regular price was £79

4 out of 5 stars

2 reviews

adidas Sportswear Women's Cloudfoam Move Sock Trainers - Black/Pink

adidas Sportswear

Women's Cloudfoam Move Sock Trainers - Black/Pink

Current sale price is £42.50

(Save £7.50)

Regular price was £50

4.3 out of 5 stars

15 reviews

adidas Womens Running Duramo Sl2 Trainers - Black/White

Womens Running Duramo Sl2 Trainers - Black/White

Current sale price is £44

(Save £11)

Regular price was £55

4.5 out of 5 stars

55 reviews

Skechers Bobs Squad Chaos Slip-Ins Engineered Knit Bungee Black

Bobs Squad Chaos Slip-Ins Engineered Knit Bungee Black

Current sale price is £41.25

(Save £27.75)

Regular price was £69

4.3 out of 5 stars

3 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.