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Silentnight Airmax 1000 Mattress Topper

Airmax 1000 Mattress Topper

Current sale price is From £40

(Save up to £15)

Regular price was From £50

4.3 out of 5 stars

139 reviews

Good Food by Tower GF12069 1.6L Soup Maker with Saute Function - Black and Stainless Steel

Payday Deal

Good Food by Tower

GF12069 1.6L Soup Maker with Saute Function - Black and Stainless Steel

Current sale price is £44

(Save £25)

Regular price was £69

4.2 out of 5 stars

9 reviews

adidas Sportswear Womens VL Court 3.0 Trainers - White/Grey

Payday Deal

adidas Sportswear

Womens VL Court 3.0 Trainers - White/Grey

Current sale price is £42

(Save £18)

Regular price was £60

4.8 out of 5 stars

545 reviews

Converse Leather Ox Trainers - White

Leather Ox Trainers - White

Current sale price is From £46.50

(Save up to £10.50)

Regular price was From £55

4.4 out of 5 stars

254 reviews

Barbour Wilton Wellington - Black

Wilton Wellington - Black

Current sale price is From £42

(Save up to £18)

Regular price was From £60

4.3 out of 5 stars

61 reviews

Tower SmartStart Classic 5-Piece Pan Set

SmartStart Classic 5-Piece Pan Set

Current sale price is £48

(Save £12)

Regular price was £60

4 out of 5 stars

14 reviews

adidas Sportswear Women's VL Court Bold Trainers - White/Black

adidas Sportswear

Women's VL Court Bold Trainers - White/Black

Current sale price is £49

(Save £21)

Regular price was £70

4.8 out of 5 stars

1.3k reviews

The Very Collection Aspen Slim 4 Drawer Chest - White Oak Effect

The Very Collection

Aspen Slim 4 Drawer Chest - White Oak Effect

Current sale price is £49

(Save £30)

Regular price was £79

4.1 out of 5 stars

35 reviews

Silentnight Luxury Hotel Collection Pillow - 4 Pack

Luxury Hotel Collection Pillow - 4 Pack

£45

4.4 out of 5 stars

18 reviews

UNDER ARMOUR Mens Training Rival Fleece Cargo Joggers - Black/White

Mens Training Rival Fleece Cargo Joggers - Black/White

£50

4.6 out of 5 stars

58 reviews

Vans Womens Old Skool Platform Trainers - Black

Payday Deal

Womens Old Skool Platform Trainers - Black

Current sale price is £48.50

(Save £26.50)

Regular price was £75

4.7 out of 5 stars

73 reviews

UNDER ARMOUR Women's Training Tech 1/2 Zip Top - Black/White

Women's Training Tech 1/2 Zip Top - Black/White

£40

4.5 out of 5 stars

22 reviews

adidas Sportswear Womens VL Court 3.0 Trainers - White/Black

adidas Sportswear

Womens VL Court 3.0 Trainers - White/Black

Current sale price is £42

(Save £18)

Regular price was £60

4.8 out of 5 stars

628 reviews

Snug Orthopeadic Pet Bed

Orthopeadic Pet Bed

From £45

4.8 out of 5 stars

29 reviews

adidas Sportswear Men's Vs Pace 20 Shoes - Grey

adidas Sportswear

Men's Vs Pace 20 Shoes - Grey

£45

4.8 out of 5 stars

1.2k reviews

Remington ONE Dry & Style Hair Dryer with Diffuser and Flyaway Attachment

ONE Dry & Style Hair Dryer with Diffuser and Flyaway Attachment

Current sale price is £49.99

(Save £50)

Regular price was £99.99

4.7 out of 5 stars

82 reviews

Daewoo 2L 750W Food Processor

2L 750W Food Processor

£49

4 out of 5 stars

20 reviews

The Very Collection Home Essentials - Prague Graduated Bedside Cabinet - FSC® Certified

Available in black ash, grey, white ash coloursAvailable in black ash, grey, white ash coloursAvailable in black ash, grey, white ash coloursAvailable in black ash, grey, white ash coloursAvailable in black ash, grey, white ash colours

The Very Collection

Home Essentials - Prague Graduated Bedside Cabinet - FSC® Certified

Current sale price is £49

(Save £26)

Regular price was £75

4.3 out of 5 stars

329 reviews

Swan Kettle & Toaster 4-Slice Twin Pack - White

Kettle & Toaster 4-Slice Twin Pack - White

Current sale price is £44

(Save £5)

Regular price was £49

4.4 out of 5 stars

74 reviews

Kinderkraft Car Seat COMFORT UP i-Size (76-150 cm) - Black

Car Seat COMFORT UP i-Size (76-150 cm) - Black

Current sale price is £50

(Save £10)

Regular price was £60

4.1 out of 5 stars

20 reviews

Converse Unisex Ox Trainers - White

Unisex Ox Trainers - White

£40

4.7 out of 5 stars

804 reviews

JLab JBuds Lux ANC Hybrid Noise Cancelling Headphones - Up to 70 hours battery life

Available in green, white coloursAvailable in green, white coloursAvailable in green, white coloursAvailable in green, white coloursAvailable in green, white colours

JBuds Lux ANC Hybrid Noise Cancelling Headphones - Up to 70 hours battery life

Current sale price is From £49.99

(Save up to £29.01)

Regular price was From £79

4.7 out of 5 stars

2.8k reviews

Russell Hobbs RHCV3101 ATLAS2 Cylinder Vacuum

RHCV3101 ATLAS2 Cylinder Vacuum

Current sale price is £49

(Save £3)

Regular price was £52

4.4 out of 5 stars

33 reviews

Daewoo 1.6L 1000W Soup Maker

1.6L 1000W Soup Maker

£49

4.3 out of 5 stars

51 reviews

UNDER ARMOUR Men's Running Charged Surge 4 Trainers - Black

Men's Running Charged Surge 4 Trainers - Black

£50

4.7 out of 5 stars

470 reviews

Crocs Men's Classic Clog Sandal - Black

Men's Classic Clog Sandal - Black

£50

4.6 out of 5 stars

13.4k reviews

adidas Sportswear Men's VS Pace 2.0 Trainers - Black

adidas Sportswear

Men's VS Pace 2.0 Trainers - Black

£45

4.8 out of 5 stars

1.2k reviews

adidas Womens Running Runfalcon 5 Trainers - Black

Womens Running Runfalcon 5 Trainers - Black

Current sale price is £40

(Save £10)

Regular price was £50

4.6 out of 5 stars

154 reviews

RI Petite Relaxed Straight Leg Jeans - Medium Denim

Relaxed Straight Leg Jeans - Medium Denim

£42

4.3 out of 5 stars

11 reviews

Vax Steam Clean Multi Steam Cleaner

Steam Clean Multi Steam Cleaner

£49

4 out of 5 stars

397 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.