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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

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Latest Electrical Offer, Appliances, White

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Results: 1 - 30 (of 142)

Series 2 SMS2HVW67G Fullsize, 14-Place Setting Freestanding Dishwasher - 6 programmes, Vario baskets, Vario Drawer, 5 options, 46dB, 9L - White

£499

EC9155.W Manual Pump Coffee Machine

Current sale price is £349

MCF142E Freestanding 142L Chest Freezer - White

£159

HDE3211BWUK Double Oven Electric Cooker with Ceramic Hob - White

£379

1 Series DH1Q802BW2 8 kg Heat Pump Tumble Dryer - White

£349

50's Style Kettle KLF03WHUK and 4-Slice Toaster - White

£289

PowerDetect NeverTouch Pro 2-in-1 Self-Empty, Self-Refill & Self-Clean Robot Vacuum & Mop

Current sale price is £549

H-WASH 350 H3WP4106TMB6 10kg Washing Machine, 1400 spin, A rated, Wifi Connected - White

Current sale price is £279

50's Style Kettle and 2 Slice Toaster, White

£249

Series 6 WGG24400GB 9kg Load, 1400rpm Spin Freestanding Washing Machine - Iron Assist, Anti Stain, Active Water Plus, Eco Silence Drive - White

Current sale price is £499

MBUR60121E, 60cm integrated Undercounter Fridge with Ice box, Fixed hinge

Current sale price is £239

Series 2 SMS26AW08G FullSize 12-Place Settings Freestanding Dishwasher - 5 programmes, Vario baskets, 2 options, 46dB, 9.5L - White

£399

3S Series WD3S8043BW3 8kg Wash, 5kg Dry, 1400 Spin Washer Dryer - White - A Rated

£369

KLF03WHUK Kettle - White

Current sale price is £140

WGG254Z1GB Capacity 10kg, 1400rpm, Iron Assist, Anti Stain, Active Water Plus, SpeedPerfect, LED Display, Black door

£649

MC50165E 50cm Wide, 143cm Tall Fridge Freezer - White

Current sale price is £199

RH85UCFF482E1W Under-Counter Fridge Freezer - White

£200

3S Series DH3S902BW3 9kg Heat Pump Tumble Dryer - White

£449

3S Series WF3S9043BW3 9kg Wash, 1400 Spin, Steam Washing Machine - White - A Rated

£299

Series 2 SPS2IKW01G Slimline, 9-Place Settings Freestanding Dishwasher - 5 programmes, Vario baskets, 4 options, 48dB, 9.5L - White

£449

MTM48120E 48cm Wide, 117cm Tall Fridge Freezer - White

£199

HONUQ2L58EWK Under Counter Freezer - White

£219

CCT3L517EWK-1 Low Frost Fridge Freezer - White

£299

CitiZ Coffee Machine with Milk Frother by De'Longhi – White

Current sale price is £194

3S Series WF3S1043BW3 10.5kg 1400 Spin, Steam Washing Machine - White - A Rated

£349

1 Series Steam WF1Q1041BW 10 kg Steam 1400 Spin Washing Machine - White

£299

RHX1009NWK 9kg Load Eco Hybrid™ DUAL Inverter Heat Pump Condenser Tumble Dryer with ThinQ WiFi Function - Glossy White

Current sale price is £595

Series 4 WTH85225GB 8kg Heat Pump Tumble Dryer - White - A++ Rated