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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

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Results: 181 - 210 (of 1080)

FC247D4AWLE 191L Freestanding Chest Freezer - White

Current sale price is £199

FC386D4AWLE 297-Litre Freestanding Chest Freezer - White

£299

FUV124D4AWE Integrated Undercounter Freezer - White

Current sale price is £289

RUR156D4AWE Integrated Undercounter Fridge with Icebox - White

£299

RUL178D4AWE Intergrated Fridge Freezers - White

Current sale price is £269

RIB312F4AWE 55cm Wide 60/40 Frost -Free Integrated Fridge Freezer - White

Current sale price is £399

RL415N4ACE 60cm Wide, FREESTANDING TALLER FRIDGE - Stainless Steel

Current sale price is £429

RW12D4NWG0 48cm Wide, 30 bottle, Freestanding Wine Cooler - Black

Current sale price is £249

DTLCE80051B 8kg Load Fullsize Condenser Sensor Tumble Dryer - Black

Current sale price is £279

RHBM2002B Built-In Digital Microwave & Grill 20L in Black

Current sale price is £154

HWS84GA 49-Bottle Wine Cooler, Single Zone, F Rated - Black

Current sale price is £379

Series 4 HAISJ64MC 59cm Wide Induction Hob, 4 Cooking Zones - Black

Current sale price is From £379

TurboWash FWY606WWLN1 10kg Wash, 6kg Dry, 1400 Spin Washer Dryer - White

Current sale price is £669

TurboWash 360 FWY706GBTN1 10kg Wash, 6kg Dry, 1400 Spin Washer Dryer - Slate Grey

Current sale price is £529

SR156140W 47cm Under Counter Larder Fridge - White

£129

CI3E53E0W-80, 60cm Dishwasher, 13 place settings, E energy - White

Current sale price is From £249

H-DISH 700 HI6B2F1PTS-80, 60cm Wide, 16-Place Dishwasher, B energy, WiFi - Stainless Steel

From £499

SR750145W 198L Chest Freezer 85cm Tall - White

Current sale price is £139

Anti-Stain NSWM7469BSUK 7kg Load, 1400 Spin Washing Machine - Black - A Rated

Current sale price is £279

WF3M741BWI 7kg 1400RPM A rated Washing Machine - White

Current sale price is £359

Hot+Cool Jet Focus AM09 Cooling Fan and Heater - White & Nickel

Current sale price is £299

WF3M841BWI 8kg 1400RPM A rated Washing Machine - White

£399

F4X1009NMK 9kg Load, 1400 Spin Direct Drive Washing Machine - Slate Grey

Current sale price is £489

Series 5 WD90DG5B15BBEU 9kg Load, 6kg Dry, 1400 Spin Washer Dryer with ecobubble Technology - Black

Current sale price is £659

Anti-Stain NSWM1046GGUK 10kg Load, 1400 Spin Washing Machine - Graphite - A Rated

Current sale price is £349

Hi6 BlackLine BSA66346ADBGUK Built-In Electric Single Oven - Steam Add Plus, Wi-Fi Enabled - Jet Black

Current sale price is £499

SW75120B 8kg 1400 Spin Freestanding Washing Machine - Black

£279

Hi6 BlackLine BSA66346PDBGUK Built-In Electric Pyrolytic Steam Add Plus, Wi-Fi Enabled Single Oven - Jet Black