Electricals Code | All Offers

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Electricals Code, All Offers

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Results: 61 - 90 (of 356)

D2FHK26 Fullsize 14-Place Setting Freestanding Dishwasher - White

Current sale price is £239

Venu 3 Smartwatch with GPS, Wi-Fi

Current sale price is £379

HFC3C26WCUK 14-Place Full Size Dishwasher - White

Current sale price is £279

BIWMIL91485 9kg Integrated Washing Machine

Current sale price is From £369

BIWMHG71483UKN 7kg Load, 1400 Spin Integrated Washing Machine - White

Current sale price is From £379

NZ64H37070K/EU 60cm Intuitive Induction Hob - Black

Current sale price is £269

Series 5 AI Energy DV90CGC0A0ABEU 9kg Heat Pump Tumble Dryer with OptimalDry - Black

Current sale price is £619

D2IHD526UK Fullsize 14 Place Setting Integrated Dishwasher

Current sale price is From £259

HSFO3T223WXUKN 10-Place Slimline Dishwasher with Quick Wash and 3D Zone Wash - Inox

Current sale price is £369

PPH60PFNB 60cm Integrated Gas Hob

Current sale price is From £169

HD7FHP33UK 15 Place Full Size Freestanding Dishwasher - White

Current sale price is £359

DW60BG730FSLEU 13-Place Wifi Connected with Water Jet Clean Dishwasher - Stainless Steel - C Rated

Current sale price is £769

PHGC7.4FLMX 70cm Curved Glass Cooker Hood - Stainless Steel

Current sale price is £189

Low Frost INBUL011 Undercounter Fridge - White

Current sale price is From £299

Tapo C410 KIT 2K 3MP Solarpowered Outdoor Security Camera, Colour Night Vision, No Monthly Fee

Current sale price is £49.99

Series 5 NV7B5750TAK Smart Oven with Dual Cook Flex and Air Fry – A+ Rated – Black

Current sale price is £779

NDB9635GKUK D|B 9+6KG 1400rpm Washer Dryer - Black

Current sale price is £429

Series 8 RS68A884CSL/EU American-Style Fridge Freezer with SpaceMax™ Technology - C Rated - Silver

Current sale price is £2119

MPG 321URX QD-OLED 31.5 inch, QD-OLED, 4K UHD, 240Hz, 0.03ms, Adaptive-Sync Flat Gaming Monitor

Current sale price is £749

Series 5 AI Energy DV90CGC0A0AEEU 9kg Heat Pump Tumble Dryer with OptimalDry - White

Current sale price is £599

ILCE7M4B.CEC Alpha 7 IV Full-Frame Mirrorless Camera - 33MP, Real-time autofocus, 10 fps, 4K60p, Vari-angle Touchscreen, Large Capacity Z Battery

Current sale price is £2199

Series 7 RB34C632EBN/EU Classic Fridge Freezer with Non Plumbed Water Dispenser - Black

Current sale price is £549

Series 6 DW60M6050FS Dishwasher, 14 Place Settings and a Flexible '3rd Rack' Cutlery Tray - Silver

Current sale price is £449

Low Frost INBUF011 Integrated Undercounter Fridge

Current sale price is From £309

H2FHL626 Fullsize 14-Place Setting Freestanding Dishwasher - White

Current sale price is £249

AF-S Nikkor 200-500mm f/5.6E ED VR Lens

Current sale price is £1309

Series 4 RB34C652ESA/EU Frost-Free Classic Fridge Freezer with Non-Plumbed Water Dispenser - Silver

Current sale price is £729

PHVP6.4FALK/1 60cm Wide Vertical Glass Cooker Hood - Black

Current sale price is £169

Push & Go I3BL626UK 14 Place Setting Built-in Dishwasher

Current sale price is From £259

Series 5 RB33B610ESA/EU Classic Fridge Freezer with SpaceMax™ Technology - E Rated - Silver

Current sale price is £479

Results: 61 - 90 (of 356)