Use the right and left arrows to scroll through the image carouselPage 1 of 322

Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

My account

Account summary
Track my order
Delivery & returns

Ways to Pay & Protect

Very Pay
Very Protect
Very Money Matters

Cards & Loans

Very Credit Card
Looking for a loan?

Privacy notice and cookies

Privacy policy
Cookie policy
Manage cookies

Help

Help & FAQs
Product support hub
Financial difficulties
Cost of living support
Persistent debt
PPI complaints
Contact us
Terms & conditions
Product recall & safety
Careers
Become an affiliate
Corporate Social Responsibility
Fraud and scam awareness
Buying guides
Website vulnerability disclosure
Brand directory
Site map
Accessibility

Download the app

Let's get social

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Save up to 40% off

Electricals Code, £1000 and more

Filter

Department

Screen Size

Brand

Smart App

Display Technology

Phone Model

Price Range

Resolution

Offers

Customer Rating

Television Type

Colour

Width

Laptop Type

Fridge Freezer Type

Operating System

Results: 1 - 30 (of 64)

Magic V5 16GB RAM +512GB Storage - Black

Current sale price is £1499

Nitro V15 Gaming Laptop - GeForce RTX 5060 - Intel Core i7 - 16GB RAM - 1TB - 15.6in

£1049

Family Hub RS90F66BETEU Wifi Connected Plumbed Total No Frost American Fridge Freezer - Silver - E Rated

Current sale price is £1799

S95F 65-inch OLED 4K Vision AI Smart TV - QE65S95F

Current sale price is £2299

DU9000 98-inch Crystal UHD 4K TV with Alexa - UE98DU9000

Current sale price is £1399

HW-Q990F/XU 11.1.4-channel Q-Series Soundbar with Subwoofer & Rear Speakers, Dolby Atmos, Amazon Alexa, Apple AirPlay

Current sale price is £1199

S95F 55-inch OLED 4K Vision AI Smart TV - QE55S95F

Current sale price is £1699

98P8K-UK Google QLED 144HZ

Current sale price is £1299

S93F 65-inch OLED 4K Vision AI Smart TV - QE65S93F

£1599

E78Q PRO 100" 4K HDR QLED 144Hz Smart AI TV with Freely - 100E78QTUK PRO

£1499

S85F 65-inch OLED 4K Vision AI Smart TV - QE65S85F

£1299

EOS R6 Mark II Full Frame Mirrorless Camera with Canon RF 24-105 F/4L IS USM Lens Kit

Current sale price is £3019.99

Galaxy S25 Edge, 256GB with Galaxy AI

Current sale price is From £1099

EOS R6 Mark II Full Frame Mirrorless Camera (Body Only)

Current sale price is £1799

QN90F 65-inch Neo QLED 4K Mini LED Vision AI Smart TV - QQE65QN90F

Current sale price is £1399

ILCE7M4KB.CEC Alpha 7 IV Full-Frame Mirrorless Camera with Sony 28-70 mm F3.5-5.6 Kit Lens (33MP, Real-time autofocus, 10 fps, 4K60p)

Current sale price is £2149

Q7F 85-inch QLED 4K Vision AI Smart TV - QE85Q7FA

Current sale price is £1149

Series 9 AI Home DV90F09F4SU1 9KG Smart Heat Pump Tumble Dryer - Dark Steel

Current sale price is £1049

S93F 55-inch OLED 4K Vision AI Smart TV - QE55S93F

Current sale price is £1199

E8Q 75" 4K ULED MiniLED 144Hz Smart AI TV with Freely - 75E8QTUK

Current sale price is £1099

98C7K 98" QD MiniLED 4K HDR Google Smart TV - 98C7K-UK

Current sale price is £1999

U7Q 100" 4K ULED MiniLED 144Hz Smart AI TV with Freely - 100U7QTUK

Current sale price is £1999

TV & Soundbar Package - Q7F 75-inch QLED 4K Smart TV QE43Q7FA and S60D 5.0-channel All-in-One Soundbar

Current sale price is £1169

65" 65U8QTUK MiniLED 165Hz Smart AI TV with Freely

Current sale price is £1299

85C7K 85" QD MiniLED 4K HDR Google Smart TV - 85C7K-UK

Current sale price is £1399

S85F 77-inch OLED 4K Vision AI Smart TV - QE77S85F

Current sale price is £1799

Bespoke RZ32C7BDEB1/EU Tall Freezer with SpaceMax™ technology - Black Stainless

Current sale price is £1049

U7Q 85" 4K ULED MiniLED 144Hz Smart AI TV with Freely - 85U7QTUK

Current sale price is £1299

LS03F 65-inch The Frame QLED AI Smart TV with Art Mode & Wall Mount - QE65LS03F

Current sale price is £1199

Series 7 RS70F66KCFEU 634-litre Smart American Fridge Freezer with Spacemax Technology - Black

Current sale price is £1269