Electricals Instalment Plan

Free standard home delivery on orders £75+

Expected delivery: Usually within 3-5 days (excluding Sundays and bank holidays).

Excludes large items.

Standard home delivery £3.99 on orders less than £75.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Shop early Black Friday deals with Price Promise

Shop early Black Friday deals with Price Promise

Electricals Instalment Plan

Spread the cost for 36 months on selected Electricals​

Spread the cost for 36 months on selected Electricals​

Filter

Department

Screen Size

Brand

Smart App

Display Technology

Price Range

Platform

Resolution

Offers

Customer Rating

Energy Rating

Phone Model

Screen Type

Storage Capacity

Operating System

Game Title

Results: 1 - 30 (of 2828)

65" E6 4k UHD Smart TV 65E6STUK

Current sale price is £459

PlayStation®5 Digital Edition Console - 825GB

From £519

iPhone 18 Pro, 256GB - Burgundy

£1199

3S 128GB All-in-One VR Headset with 3-month trial of Meta Horizon+ option

From £319

Series X Console – 1TB, Carbon Black

£669

iPhone 17 Pro Max, 256GB - Deep Blue

£1099

75V6D-UK, 75" 4K UHD Fire TV with Freely

Current sale price is £569

50-inch Crystal UHD U8000H 4K Vision AI Smart TV - UE50U8000HKXXU

Current sale price is £299

iPad (A16, 2025), 11-inch, Wi-Fi

From £429

65-inch Crystal UHD U8000H 4K Vision AI Smart TV - UE65U8000HKXXU

Current sale price is £469

Carbon AMD Ryzen 5, 16GB RAM, 1TB SSD, Gaming Desktop Bundle

£799

55" E6 4k UHD Smart TV 55E6STUK

Current sale price is £349

Switch 2 Console

£419.99

PlayStation®5 Disc Console – 1TB

From £569

Galaxy S26 FE, 128GB - with Galaxy AI

Current sale price is £549

1i Series WF1I1142BBL2 11kg, 1400 Spin Washing Machine - Black - A Rated

Current sale price is £294

Galaxy S26 256GB with Galaxy AI Mobile

Current sale price is From £629

CryoGlow Under-Eye Cooling & LED Anti-Ageing & Blemish Repair Mask FW312UKPK - Pink

Current sale price is £260

iPhone 17 Pro, 256GB - Cosmic Orange

£999

43" E6 4k UHD Smart TV 43E6STUK

Current sale price is £249

Series S All Digital Console - 512GB, Robot White

£429

3 512GB VR Headset with 3-month trial of Meta Horizon+ option

Current sale price is From £549

MacBook Air (M5, 2026) 13 inch with 10-core CPU and 8-core GPU, 16GB Unified Memory, 512GB SSD

From £1299

iPhone 16e, 128GB - Black

£599

MS91558DEB 179cm High, Non-Plumbed, Total No Frost, American Fridge Freezer, E Rated - Black

Spread the cost for 36 months on selected Electricals

Spread the cost for 36 months on selected Electricals