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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 10% off Apple & gaming consoles and 20% off almost everything else. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes iPhone 16 range, Apple Watch Series 10, Samsung S24 models, PlayStation 5 consoles, PS5 Portal, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

Ways to pay that work your way with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 7% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

Ways to pay that work your way with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 7% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

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Results: 1 - 30 (of 3563)

Scuffette II Mule Slippers - Chestnut

£90

Gold - Hair Straightener

£189

Solo 4 - On-Ear Wireless Headphones

£199

Large Jar - Clean Cotton

£23.99

The Eleanor Two-Hand Gold-Tone Stainless Steel Watch

Current sale price is £263.20

Daisy Wild Eau de Parfum for Women - 50ml

£85

Womens Family Christmas PJ Woven Check Revere Set - Red

£28

Heritage Dog Outline Leather Large Flapover Matinee Purse - Black

Current sale price is £63.20

Versa 4 Fitness Smartwatch - built-in GPS, 6-day battery life, Android & iOS compatible - Waterfall Blue/Platinum Aluminium

£179

Superfood Brightening Duo

£42

Unisex 530 Trainers - White/blue

£100

10 in 1 Miracle Spray X Argan Serum Giftset

Current sale price is £22

Starter Set

Current sale price is £24

Travel Set - Argan Moisture Repair (Sulfate Free) 50ml

£13

Keepsakes Lite Cozy Blend Slipper - Off White

£39

Women's The Grinch Family Christmas Pyjama - Off White

£25

Shine Bundle

Current sale price is £42

Sweet Like Candy By Ariana Grande 236ml Body Mist

Current sale price is £11

Womens Family Christmas Pj Sweat Slogan Top & Woven Check Bottoms - Red

£25

Tasman Slippers - Black

£100

Womens Family Christmas PJ Printed Jersey Set - Navy

£25

Keepsakes Lite Cozy Blend Slipper - Chestnut

£39

Gold Plated Heart and Initial Charm Necklace

Current sale price is £9

Womens Family Christmas Pj Printed Legging & Oversized Tee - Green

£20

Tasman Slippers - Chestnut

£100

Cloud by Ariana Grande Eau de Parfum

Current sale price is From £30

Snow Leopard Faux Fur Hood Luxury Fleece Poncho - Grey

Current sale price is £25.50

Wellsoft Longline Hooded Dressing Gown - Beige

£25

Ribbed Frill Pj Cami & Pant Set - Blue

£36

Womens Family Christmas Pj Printed Legging & Oversized Tee - Red

£20

Results: 1 - 30 (of 3563)