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undefined Stitch 43249

Stitch 43249

Current sale price is £39.99

(Save £20)

Regular price was £59.99

4.8 out of 5 stars

115 reviews

undefined The Dark Falcon Building Toy 75389

The Dark Falcon Building Toy 75389

Current sale price is £119.99

(Save £40)

Regular price was £159.99

4.8 out of 5 stars

118 reviews

undefined Hogwarts Castle and Grounds 76419

LEGO Harry Potter

Hogwarts Castle and Grounds 76419

Current sale price is £114.99

(Save £35)

Regular price was £149.99

4.7 out of 5 stars

171 reviews

undefined Hogwarts Castle: The Great Hall 76435

LEGO Harry Potter

Hogwarts Castle: The Great Hall 76435

Current sale price is £129.99

(Save £40)

Regular price was £169.99

4.8 out of 5 stars

40 reviews

undefined Brick Box

Brick Box

Current sale price is £17.99

(Save £7)

Regular price was £24.99

4.9 out of 5 stars

22 reviews

undefined Walt Disney Tribute Camera Set 43230

Walt Disney Tribute Camera Set 43230

Current sale price is £78.99

(Save £11)

Regular price was £89.99

4.8 out of 5 stars

207 reviews

undefined 2022 Ford GT Car Set for Adults 42154

2022 Ford GT Car Set for Adults 42154

Current sale price is £83.99

(Save £21)

Regular price was £104.99

4.3 out of 5 stars

140 reviews

undefined The Mighty Bowser™ 71411

LEGO Super Mario

The Mighty Bowser™ 71411

£229.99

4.8 out of 5 stars

119 reviews

undefined Welcome to Emerald City Movie Set 75684

Welcome to Emerald City Movie Set 75684

Current sale price is £69.99

(Save £20)

Regular price was £89.99

4.3 out of 5 stars

12 reviews

undefined Minions and Gru's Family Mansion 75583

Minions and Gru's Family Mansion 75583

Current sale price is £59.99

(Save £30)

Regular price was £89.99

4.9 out of 5 stars

25 reviews

undefined Glinda & Elphaba’s Dormitory Set 75683

Glinda & Elphaba’s Dormitory Set 75683

Current sale price is £44.99

(Save £15)

Regular price was £59.99

4.9 out of 5 stars

16 reviews

undefined Guardians of the Galaxy: The Milano 76286

Guardians of the Galaxy: The Milano 76286

Current sale price is £124.99

(Save £35)

Regular price was £159.99

4.7 out of 5 stars

48 reviews

undefined Mercedes-Benz G 500 PROFESSIONAL Line 42177

Mercedes-Benz G 500 PROFESSIONAL Line 42177

Current sale price is £164.99

(Save £55)

Regular price was £219.99

4.8 out of 5 stars

62 reviews

undefined Downtown Tram and Station Toy Set 60423

Downtown Tram and Station Toy Set 60423

Current sale price is £57.99

(Save £22)

Regular price was £79.99

4.9 out of 5 stars

36 reviews

undefined Volvo FMX Truck & EC230 Electric Excavator 42175

Volvo FMX Truck & EC230 Electric Excavator 42175

Current sale price is £134.99

(Save £35)

Regular price was £169.99

4.8 out of 5 stars

48 reviews

undefined Addams Figure Toy Gift 76780

Addams Figure Toy Gift 76780

Current sale price is £32.99

(Save £12)

Regular price was £44.99

4.6 out of 5 stars

31 reviews

undefined Young Simba the Lion King Set 43247

Young Simba the Lion King Set 43247

Current sale price is £84.99

(Save £30)

Regular price was £114.99

4.8 out of 5 stars

81 reviews

undefined Glinda, Elphaba & Nessarose at Shiz University 75681

Glinda, Elphaba & Nessarose at Shiz University 75681

Current sale price is £15.99

(Save £9)

Regular price was £24.99

4.8 out of 5 stars

16 reviews

undefined Hagrid’s Hut: An Unexpected Visit 76428

LEGO Harry Potter

Hagrid’s Hut: An Unexpected Visit 76428

£51.99

4.7 out of 5 stars

57 reviews

undefined Yellow Construction Excavator Toy 60420

Yellow Construction Excavator Toy 60420

Current sale price is £36.99

(Save £13)

Regular price was £49.99

4.9 out of 5 stars

27 reviews

undefined Wednesday & Enid's Dorm Room Gift Set 76781

Wednesday & Enid's Dorm Room Gift Set 76781

Current sale price is £62.99

(Save £17)

Regular price was £79.99

4.8 out of 5 stars

23 reviews

undefined Polaroid OneStep SX-70 Camera Set 21345

Polaroid OneStep SX-70 Camera Set 21345

Current sale price is £55.99

(Save £14)

Regular price was £69.99

4.5 out of 5 stars

110 reviews

undefined Spider-Man Final Battle Model Set 76261

LEGO Super Heroes

Spider-Man Final Battle Model Set 76261

Current sale price is £72.99

(Save £22)

Regular price was £94.99

4.8 out of 5 stars

71 reviews

undefined Red Double-Decker Sightseeing Bus 60407

Red Double-Decker Sightseeing Bus 60407

Current sale price is £19.99

(Save £5)

Regular price was £24.99

4.7 out of 5 stars

23 reviews

undefined Encanto Isabelas Flowerpot 43237

Encanto Isabelas Flowerpot 43237

Current sale price is £31.99

(Save £8)

Regular price was £39.99

4.8 out of 5 stars

32 reviews

undefined K.K.’s Concert in the Plaza 77052

LEGO Animal Crossing

K.K.’s Concert in the Plaza 77052

Current sale price is £54.99

(Save £15)

Regular price was £69.99

4.9 out of 5 stars

12 reviews

undefined Minions’ Music Party Bus 75581

Minions’ Music Party Bus 75581

Current sale price is £27.99

(Save £7)

Regular price was £34.99

4.9 out of 5 stars

19 reviews

undefined Nook's Cranny & Rosie's House 77050

LEGO Animal Crossing

Nook's Cranny & Rosie's House 77050

Current sale price is £47.99

(Save £17)

Regular price was £64.99

4.9 out of 5 stars

20 reviews

undefined Mandrake Magical Plant Toy 76433

LEGO Harry Potter

Mandrake Magical Plant Toy 76433

Current sale price is £42.99

(Save £17)

Regular price was £59.99

4.9 out of 5 stars

43 reviews

undefined Fly with Dodo Airlines 77051

LEGO Animal Crossing

Fly with Dodo Airlines 77051

£31.99

4.7 out of 5 stars

15 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.