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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

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Free returns

Shop the brands you love

Pay later with Very Pay

Free Click & Collect

Free returns

Shop the brands you love

Pay later with Very Pay

Up to 60% off Sale!

Up to 60% off Sale!

Latest Electricals Offer, Quick Wash & Dry Cycle

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Results: 1 - 30 (of 66)

My Time IMA 762 MY TIME UK Washing Machine with steam - White - A Energy Rating

Current sale price is £214

Pro Wash Series 5 HBP 410BL8G-80 10kg Washing Machine, A Rated, 1400 rpm, Graphite, Wifi

Current sale price is £324

GD 410B9B-80 Quick Pro, 10kg, A Energy Class, 1400 rpm, Washing Machine - Black

Current sale price is £299

Pro Wash Series 5 HBP 410BL8-80 10kg Washing Machine, A Rated, 1400 rpm, White, Wifi

Current sale price is £324

Series 6 AI Energy WW90DG6U85LBU1 9kg Load, 1400 Spin Washing Machine with Auto Dose - Black

£494

Series 8 AI Energy WW11DB8B95GBU1 11kg Load, 1400 Spin Washing Machine with QuickDrive, AI Wash and SpaceMax - Black

£849

Series 6 WGG244ZCGB 9kg Load, 1400rpm Spin AntiStain Washing Machine - Graphite - A Rated

£599

B3W31041W 10kg Wash, 1400 Spin Washing Machine - White - A Rated

£319

Series 6 AI Energy WW90DG6U85LEU1 9kg Load, 1400 Spin Washing Machine with Auto Dose - White

Current sale price is £449

KitchenFit 5i Series WF5I1245BBR WiFi-enabled 12kg, 1400 Spin Washing Machine - Black - A Rated

£549

HBR 495BL8G-80 Pro Wash Series 3, 9kg, A-20% Energy Class, 1400 rpm, Wifi, Freestanding Washing Machine - Graphite

Current sale price is £294

BM3WT3841W 8kg Wash, 1400 Spin Washing Machine - White - A Rated

£249

Series 5 AI Energy WD90HG5U34BEEU 9kg Load, 6kg Dry, 1400rpm Spin Smart Washer Dryer - White

£649

Series 5 AI Energy WW10FG5U34ABEU 10kg Load, 1400rpm Spin Smart Washing Machine - Black

£549

BM3WT4941IW 1400 rpm Washing Machine White

£349

Series 6 WGG254Z1GB 10kg Load, 1400rpm Spin AntiStain Washing Machine - White - A Rated

£649

Candy GD 49B10B-80 Quick Pro, 9kg, A Energy Class, 1400 rpm Washing Machine - Black

Current sale price is £289

Series 5 AI Energy WW80FG5L32AEEU 8kg Load, 1200rpm Spin ecobubble Washing Machine with SmartThings - White

Current sale price is £364

HBD 485D14/1-80 8/5kg BUILT IN WASHER DRYER White

Current sale price is From £384

HBWS 494DMBW5-80 Washing Machine 9kg White

Current sale price is From £364

HBW 49TAMEJ-80 9kg BUILT IN WASHING MACHINE White

Current sale price is From £374

Series 6 WGG254F1GB 10kg Load, 1400rpm Spin, i-DOS, AntiStain Washing Machine - White - A Rated

£699

1 Series DH1Q902BW2 9 kg Heat Pump Tumble Dryer - White

Current sale price is £394

Series 4 WW90FG3M05AWEU 9kg Load, 1400rpm Spin Hygiene Steam Washing Machine - White

Current sale price is £349

3S Series DH3S802BW3 8kg Heat Pump Tumble Dryer - White

Current sale price is £424

KitchenFit 5i Series WF5I1245BWR WiFi-enabled 12kg, 1400 Spin Washing Machine - White - A Rated