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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Up to 60% off Sale!

Price Match, E

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Results: 181 - 210 (of 270)

Brava CDIH 2L952-80 45cm Wide Slimline 9-Place Integrated Dishwasher, E Rated - Black

Current sale price is From £249

Series 6 RS66A8101S9/EU American-Style Fridge Freezer with SpaceMax Technology - E Rated - Silver

£1299

RB440N4ACA 60cm Wide, Total No Frost, A Rating, Freestanding Fridge Freezer - Stainless Steel

£799

RF632N4WIE 70cm Wide French Door, American Fridge Freezer - Stainless Steel

Current sale price is £689

Series 4 RB34C652ESA/EU Frost-Free Classic Fridge Freezer with Non-Plumbed Water Dispenser - Silver

Current sale price is £529

Series 5 RB33B610EWW/EU Classic Fridge Freezer with SpaceMax™ Technology - E Rated - White

£669

HFR5719EWPB Non-Plumbed Total No Frost American Fridge Freezer with Water Dispenser, E Rated - Slate Black

Current sale price is £749

PRO MP223 E2 22 inch, Full HD, 100Hz, Adaptive Sync Flat Monitor

Current sale price is £49

RB435N4WFE 60cm Wide, Total No Frost, Freestanding Fridge Freezer - Black Stainless Steel

£469

RS818N4IIE Pureflat Infinite series, 90cm Wide Side by Side, American Fridge Freezer - Stainless Steel

Current sale price is £999

RF815N4SESE Pureflat 90cm French Door, American Fridge Freezer - Stainless Steel

Current sale price is £999

Series 2 KGN34NWEAG 186cm 50/50, Frost Free Fridge Freezer - White - E Rated

£599

RB390N4WCE 60cm Wide, Total No Frost, Freestanding Fridge Freezer - Stainless Steel

Current sale price is £399

Series 2 KGN27NWEAG 182cm 50/50 Split, Frost Free Fridge Freezer - White - E Rated

£449

Series 2 SMS26AI08G Full Size, 12-Place Settings Dishwasher with Extra Dry - Silver Inox - E Rated

£419

MCF142EB 142L Chest Freezer - Black

Current sale price is £149

RB327N4BWE 55cm Wide Total No Frost Freestanding Fridge Freezer - White

Current sale price is £329

Series 2 KGN27NLEAG 182cm 50/50 Split, Frost Free Fridge Freezer - Stainless Steel - E Rated

£449

RW3N132GSLF Integrated Wine Cooler Single Zone - Black Glass

£499

SH6A2QGR Low Frost Tall Larder Fridge - Graphite

Current sale price is £459

FV105D4BC21 55cm Wide Under-Counter Freezer - Stainless Steel Look

Current sale price is £199

Low Frost HBUL011 Undercounter Fridge - White

Current sale price is From £296

INBUFZ011 Low Frost Under-Counter Freezer - White

Current sale price is From £329

MAG 32C6X 32-inch, Full HD, 250Hz, Adaptive-Sync Curved Gaming Monitor

£199

FT3B213SAWE 54cm Wide Integrated Total No Frost Tall Freezer with Fixed Hinge - White

£699

RH99CF0E1B 99L Compact Chest Freezer - Black

Current sale price is £159

SH8 A2Q WRD UK Low Frost Fridge - White

£549

Low Frost HBUFZ011 Integrated Freezer - White

Current sale price is From £329

HHCH 142 ELK 150l E-Rated FREESTANDING Chest Freezer - White

Current sale price is £169

RHTTF0E1B 43L Table Top Fridge - Black

£99