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Free standard home delivery on orders £75+

Expected delivery: Usually within 3-5 days (excluding Sundays and bank holidays).

Excludes large items.

Standard home delivery £3.99 on orders less than £75.

Offer ends 31st August.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

20% Off Selected Fashion, Sports & Beauty

20% Off Selected Fashion, Sports & Beauty

Sale, Bissell, Bosch, Google, MasterClass, Mega Bloks, Smart Solar, stackers, Studio Creator, Yardmaster

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Pixel 10a Mobile

Current sale price is From £399

Series 4 KFN96VPEAG Multi-Door, Frost Free Fridge Freezer - Inox - E Rated

Current sale price is £999

Series 2 SMV2HTX02G Full Size, 13-Place Settings Integrated Dishwasher with SpeedPerfect - Black - D Rated

Current sale price is £399

Series 6 WGG254Z1GB 10kg Load, 1400rpm Spin AntiStain Washing Machine - White - A Rated

Current sale price is £549

Series 4, Fully-integrated Dishwasher 60 cm with Variable hinge, Extra Dry and Rackmatic

Current sale price is £499

Series 2 HHF113BR0B Built-in Electric Single Oven with Enamel Coating - Stainless Steel

Current sale price is £269

Series 6 SMV6ZCX10G Full Size, 14-Place Settings Integrated Dishwasher with Perfect Drying - Stainless Steel - B Rated

Current sale price is £749

Series 2 60cm Wide Dishwasher with Extra Dry, SpeedPerfect+ and Silence Programme - White

Current sale price is £449

WTH85226GB 8kg Load Heat Pump Tumble Dryer - White - A++ Rated

Current sale price is £549

Series 2 PUG61RAA5B 60cm Integrated Electric Induction Hob - Black

Current sale price is £299

Series 2 KGN34NWEAG 186cm 50/50, Frost Free Fridge Freezer - White - E Rated

Current sale price is £499

Featherweight 2-in-1 Vacuum

Current sale price is £39

WQG24502GB 9kg Load, Heat Pump Tumble Dryer - White - A++ Rated

Current sale price is £699

Series 4 PNP6B6K40 60cm Intergrated Gas Hob - Black

Current sale price is £299

Series 2 KGN34NLEAG 186cm 50/50 Split, Frost Free Fridge Freezer - Inox - E Rated

Current sale price is £499

Series 6 WNG25401GB 10.5kg Wash, 6kg Dry, Wash and Dry 60 minutes Washer Dryer - White - A Rated

Current sale price is £799

Series 4 KGN392WDFG 203cm 70/30, Frost Free Fridge Freezer - White - D Rated

Current sale price is £699

CrossWave Pet Pro Hard Floor Vacuum Cleaner

Current sale price is £179

SpinWave Floor Mop - Ideal For Hard Floors

Current sale price is £129

Series 4 KGN392LDFG 203cm 70/30, Frost Free Fridge Freezer - Silver - D Rated

Current sale price is £699

Series 4 PWP611BB5B 60cm Intergrated Induction Hob - Black

Current sale price is £349

Spot Clean ProHeat Carpet Cleaner

Current sale price is £129

Series 4 PIE631BB5E 60cm Intergrated Induction Hob - Black

Current sale price is £449

Series 4 HQA574BS3B Built-in Electric Single Oven with Pyrolytic Cleaning - Stainless Steel

Current sale price is £499

Series 2 PKE61RAA8B 60cm Intergrated Electric Ceramic Hob - Black

Current sale price is £229

PowerClean 2X Carpet Cleaner