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River Island Short Bow Top - White

Short Bow Top - White

Current sale price is £27.90

(Save £11.10)

Regular price was £39

V by Very Curve Side Stripe Wide Leg Joggers - Red

V by Very Curve

Side Stripe Wide Leg Joggers - Red

Current sale price is £22

(Save £6)

Regular price was £28

4.7 out of 5 stars

3 reviews

River Island Handkerchief Cami - Black

Handkerchief Cami - Black

Current sale price is £10.80

(Save £18.20)

Regular price was £29

New Look Faux Fur Coat - Dark Brown

Faux Fur Coat - Dark Brown

Current sale price is £47.75

(Save £12.24)

Regular price was £59.99

5 out of 5 stars

1 review

River Island Knitted Scarf Neck Cardigan - Cream

Knitted Scarf Neck Cardigan - Cream

Current sale price is £24.08

(Save £9.92)

Regular price was £34

Everyday 3 Pack Cotton Plain And Printed Full High Waisted Briefs - Multi

3 Pack Cotton Plain And Printed Full High Waisted Briefs - Multi

Current sale price is £5.40

(Save £2.60)

Regular price was £8

5 out of 5 stars

3 reviews

V by Very Classic Comfort Button Through Sleeveless Tank - Grey

Classic Comfort Button Through Sleeveless Tank - Grey

Current sale price is £11.48

(Save £6.52)

Regular price was £18

V by Very Faux Shearling Aviator Jacket - Black

Faux Shearling Aviator Jacket - Black

Current sale price is £54

(Save £14)

Regular price was £68

4 out of 5 stars

2 reviews

FatFace Devon Heritage Jacket - Navy

Devon Heritage Jacket - Navy

Current sale price is £81

(Save £39)

Regular price was £120

5 out of 5 stars

1 review

River Island Cut Work Tank Top - Red

Cut Work Tank Top - Red

Current sale price is £14.85

(Save £19.15)

Regular price was £34

adidas Originals Womens Campus 00s Trainers - Off White

adidas Originals

Womens Campus 00s Trainers - Off White

Current sale price is £54

(Save £36)

Regular price was £90

4.9 out of 5 stars

3.3k reviews

River Island Gingham Vest - Black

Gingham Vest - Black

Current sale price is £13.05

(Save £20.95)

Regular price was £34

Everyday 5Pk Plain Cotton Thongs - Multi

5Pk Plain Cotton Thongs - Multi

Current sale price is £9.75

(Save £4.25)

Regular price was £14

Levi's 315 Shaping Bootcut Jeans - Grassy Sassy - Blue

315 Shaping Bootcut Jeans - Grassy Sassy - Blue

Current sale price is £56

(Save £24)

Regular price was £80

4.6 out of 5 stars

9 reviews

V by Very Flower Embroidered Jumper - Black

Flower Embroidered Jumper - Black

Current sale price is £22.95

(Save £9.05)

Regular price was £32

5 out of 5 stars

4 reviews

V by Very Zip Through Althleisure Jacket - Grey

Zip Through Althleisure Jacket - Grey

Current sale price is £15.75

(Save £9.25)

Regular price was £25

adidas Womens Training Optime Essentials Jacket - Black

Womens Training Optime Essentials Jacket - Black

Current sale price is £25.65

(Save £12.35)

Regular price was £38

V by Very Wide Leg Joggers Co Ord - Red

Wide Leg Joggers Co Ord - Red

Current sale price is £15.75

(Save £9.25)

Regular price was £25

5 out of 5 stars

1 review

Everyday Florence High Rise Skinny Jeans - Indigo

Florence High Rise Skinny Jeans - Indigo

Current sale price is £15

(Save £7)

Regular price was £22

3.4 out of 5 stars

161 reviews

V by Very Washed Cotton Hooded Short Jacket - Khaki

Washed Cotton Hooded Short Jacket - Khaki

Current sale price is £36.45

(Save £21.55)

Regular price was £58

4.5 out of 5 stars

4 reviews

Mango Faux Fur Jacket With Lapels - Brown

Faux Fur Jacket With Lapels - Brown

Current sale price is £88

(Save £22)

Regular price was £110

Barbour International San Telmo Padded Knit Sleeve Jacket - Black

Barbour International

San Telmo Padded Knit Sleeve Jacket - Black

Current sale price is £92.70

(Save £36.30)

Regular price was £129

adidas Sportswear

Women's Essentials Contemporary Logo Bomber Jacket - Grey

Current sale price is £28.35

(Save £16.65)

Regular price was £45

4.9 out of 5 stars

15 reviews

V by Very Leopard Print Sheer Tights - Black

Leopard Print Sheer Tights - Black

Current sale price is £5.50

(Save £2.50)

Regular price was £8

V by Very Wide Leg Trouser - Purple

Wide Leg Trouser - Purple

Current sale price is £22.25

(Save £9.75)

Regular price was £32

V by Very Open Stitch Collared Cardigan - Navy

Open Stitch Collared Cardigan - Navy

Current sale price is £17.55

(Save £10.45)

Regular price was £28

3 out of 5 stars

2 reviews

V by Very Crew Neck Knitted Short Sleeve Jumper - Pink

Crew Neck Knitted Short Sleeve Jumper - Pink

Current sale price is £15.75

(Save £6.25)

Regular price was £22

5 out of 5 stars

3 reviews

V by Very Curve Single Breasted Coat - Red

V by Very Curve

Single Breasted Coat - Red

Current sale price is £52

(Save £13)

Regular price was £65

V by Very Pinstripe Trousers - Black

Pinstripe Trousers - Black

Current sale price is £20

(Save £5)

Regular price was £25

3 out of 5 stars

2 reviews

The Very Collection Curve Embellished V Neck Cardigan - Black

The Very Collection Curve

Embellished V Neck Cardigan - Black

Current sale price is £28

(Save £7)

Regular price was £35

5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 17 range, Apple Mac Lines, Apple Watch Series 11, Ultra 3 and SE3, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.