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Apple AirPods Max 2 - Blue

More time to pay with Very Pay

AirPods Max 2 - Blue

£499

Apple AirPods Max 2 - Midnight

More time to pay with Very Pay

AirPods Max 2 - Midnight

£499

5 out of 5 stars

3 reviews

Apple 240W USB-C Charge Cable (2 m)

240W USB-C Charge Cable (2 m)

£29

5 out of 5 stars

9 reviews

Apple AirPods Max 2 - Starlight

More time to pay with Very Pay

AirPods Max 2 - Starlight

£499

5 out of 5 stars

1 review

Liverpool FC 4 Pack Gifting Set - Multi

Bank Holiday Deal

4 Pack Gifting Set - Multi

Current sale price is From £15

(Save up to £11)

Regular price was From £25

5 out of 5 stars

2 reviews

Apple AirPods Max 2 - Purple

More time to pay with Very Pay

AirPods Max 2 - Purple

£499

Liverpool FC Baby Fairisle Christmas Jumper - Multi

Baby Fairisle Christmas Jumper - Multi

From £18

5 out of 5 stars

1 review

Trust GXT1251RB Hardcase for Nintendo Switch 2

Available in black, red, blue coloursAvailable in black, red, blue coloursAvailable in black, red, blue coloursAvailable in black, red, blue coloursAvailable in black, red, blue colours

GXT1251RB Hardcase for Nintendo Switch 2

£12.99

4.9 out of 5 stars

16 reviews

Nails Inc 45 Second Speedy Gloss Sun, Sea, and Spritz Nail Polish Duo, 2 Piece Set

45 Second Speedy Gloss Sun, Sea, and Spritz Nail Polish Duo, 2 Piece Set

£15

Liverpool FC Baby Family Christmas LFC You'll Never Walk Alone PJ- Red/White

Baby Family Christmas LFC You'll Never Walk Alone PJ- Red/White

From £18

Apple AirPods Max 2 - Orange

More time to pay with Very Pay

AirPods Max 2 - Orange

£499

Liverpool FC 3 Pack Bibs - Multi

Bank Holiday Deal

3 Pack Bibs - Multi

Current sale price is £7.50

(Save £7.50)

Regular price was £15

5 out of 5 stars

1 review

Apple USB-C to Lightning Cable (2 m)

USB-C to Lightning Cable (2 m)

£29

4 out of 5 stars

6 reviews

Love DIAMOND 1Ct Diamond Solitaire Halo Ring G VS+ Lab Grown

Bank Holiday Deal

1Ct Diamond Solitaire Halo Ring G VS+ Lab Grown

Current sale price is £700

(Save £300)

Regular price was £1000

5 out of 5 stars

2 reviews

Tiny Love Snuggly Buddy Panda

Snuggly Buddy Panda

£35

4.7 out of 5 stars

10 reviews

Love DIAMOND 3Ct Oval Diamond Solitaire Ring G VS+ Lab Grown

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3Ct Oval Diamond Solitaire Ring G VS+ Lab Grown

Current sale price is £2800

(Save £1200)

Regular price was £4000

Love DIAMOND Cluster Diamond Ring

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Cluster Diamond Ring

Current sale price is £475

(Save £204)

Regular price was £679

5 out of 5 stars

3 reviews

Liverpool FC Baby Long Sleeve Pyjamas - Red

Baby Long Sleeve Pyjamas - Red

From £16

5 out of 5 stars

1 review

Love DIAMOND Diamond 7 Stone Shaped Ring (Oval And Emerald Cut) G VS+ Lab Grown

Bank Holiday Deal

Diamond 7 Stone Shaped Ring (Oval And Emerald Cut) G VS+ Lab Grown

Current sale price is £770

(Save £330)

Regular price was £1100

5 out of 5 stars

2 reviews

Love DIAMOND 3Ct Round Diamond Solitaire Ring G VS+ Lab Grown

Bank Holiday Deal

3Ct Round Diamond Solitaire Ring G VS+ Lab Grown

Current sale price is £2800

(Save £1200)

Regular price was £4000

5 out of 5 stars

1 review

Love DIAMOND 1Ct Round Diamond Solitaire Ring G VS+ Lab Grown

Bank Holiday Deal

1Ct Round Diamond Solitaire Ring G VS+ Lab Grown

Current sale price is £980

(Save £420)

Regular price was £1400

5 out of 5 stars

2 reviews

Love DIAMOND 1.00ct Emerald Cut Diamond Halo Engagement Ring Lab Grown

Bank Holiday Deal

1.00ct Emerald Cut Diamond Halo Engagement Ring Lab Grown

Current sale price is £979

(Save £420)

Regular price was £1399

Love DIAMOND 1.30ct Mixed Shape Trilogy Diamond Ring (Oval & Pear Cuts) Lab Grown

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1.30ct Mixed Shape Trilogy Diamond Ring (Oval & Pear Cuts) Lab Grown

Current sale price is £874

(Save £375)

Regular price was £1249

Love DIAMOND 2.00ct Diamond Trilogy Ring Lab Grown

Bank Holiday Deal

2.00ct Diamond Trilogy Ring Lab Grown

Current sale price is £1470

(Save £630)

Regular price was £2100

5 out of 5 stars

1 review

Love DIAMOND Diamond Illusion Solitaire Ring G VS+ Lab Grown

Bank Holiday Deal

Diamond Illusion Solitaire Ring G VS+ Lab Grown

Current sale price is £245

(Save £105)

Regular price was £350

Love DIAMOND Diamond Solitaire Ring G VS+ Lab Grown

Bank Holiday Deal

Diamond Solitaire Ring G VS+ Lab Grown

Current sale price is £525

(Save £225)

Regular price was £750

5 out of 5 stars

1 review

Love DIAMOND 1.50ct Diamond Bubble Ring Lab Grown

Bank Holiday Deal

1.50ct Diamond Bubble Ring Lab Grown

Current sale price is £1749

(Save £750)

Regular price was £2499

Love DIAMOND 2.50ct Oval Cut Trilogy Diamond Ring Lab Grown

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2.50ct Oval Cut Trilogy Diamond Ring Lab Grown

Current sale price is £1609

(Save £690)

Regular price was £2299

Love DIAMOND Aquamarine Look Sky Blue Topaz Diamond Halo Ring

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Aquamarine Look Sky Blue Topaz Diamond Halo Ring

Current sale price is £473

(Save £202)

Regular price was £675

3 out of 5 stars

1 review

Love DIAMOND Black Sapphire Diamond Halo Solitaire Ring

Bank Holiday Deal

Black Sapphire Diamond Halo Solitaire Ring

Current sale price is £419

(Save £180)

Regular price was £599

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.