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Abercrombie & Fitch27

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EA7 Emporio Armani39

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scottish everlasting1

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The Little Linen Company1

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£100 - £25018

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Tower EEJB225 Cavaletto Kettle and 4 Slice Toaster Set - Midnight Blue

EEJB225 Cavaletto Kettle and 4 Slice Toaster Set - Midnight Blue

Current sale price is £69

(Save £10)

Regular price was £79

4.6 out of 5 stars

12 reviews

Armani Exchange Slim Fit Jeans - Mid Wash

Armani Exchange

Slim Fit Jeans - Mid Wash

Current sale price is £88

(Save £22)

Regular price was £110

Armani Exchange Men's Sync Chronograph Stainless Steel Watch, Ax4189 - Blue

Armani Exchange

Men's Sync Chronograph Stainless Steel Watch, Ax4189 - Blue

Current sale price is £143.25

(Save £55.75)

Regular price was £199

5 out of 5 stars

1 review

Tower T673000BLG Desktop Air Purifier, Powerful HEPA 13 Filter with Multicolour Mood Lighting, Midnight Blue and Rose Gold

T673000BLG Desktop Air Purifier, Powerful HEPA 13 Filter with Multicolour Mood Lighting, Midnight Blue and Rose Gold

£69

4.6 out of 5 stars

5 reviews

Tower T548005 AquajetPlus Spot Cleaner - Grey & Blue

T548005 AquajetPlus Spot Cleaner - Grey & Blue

£79

4.1 out of 5 stars

22 reviews

Tower T548007 AquajetPro Spot Cleaner - Tiffany Blue

T548007 AquajetPro Spot Cleaner - Tiffany Blue

Current sale price is £89

(Save £10)

Regular price was £99

5 out of 5 stars

3 reviews

Armani Exchange Regular Fit Jean - Midi Wash

Armani Exchange

Regular Fit Jean - Midi Wash

Current sale price is £88

(Save £22)

Regular price was £110

5 out of 5 stars

1 review

Armani Exchange 0Ax4161Su Pilot Sunglasses - Blue

Armani Exchange

0Ax4161Su Pilot Sunglasses - Blue

£84

Tower Cavaletto Duo Electric Salt & Pepper Mill in Navy

Cavaletto Duo Electric Salt & Pepper Mill in Navy

Current sale price is £13

(Save £2)

Regular price was £15

3.9 out of 5 stars

10 reviews

Armani Exchange Commuter Jacket - Navy

Armani Exchange

Commuter Jacket - Navy

Current sale price is £192

(Save £48)

Regular price was £240

Armani Exchange Regular Fit Jean - Midi Wash

Armani Exchange

Regular Fit Jean - Midi Wash

Current sale price is £88

(Save £22)

Regular price was £110

3 out of 5 stars

1 review

Tower Cavaletto 1.7L Pyramid Kettle - Midnight blue

Cavaletto 1.7L Pyramid Kettle - Midnight blue

£44

4.2 out of 5 stars

36 reviews

Armani Exchange

3D Ny Milan Logo T-Shirt - Blue

Current sale price is £42

(Save £18)

Regular price was £60

Armani Exchange

AX Logo Print Slim Fit T-Shirt - Navy

Current sale price is £30.50

(Save £13.50)

Regular price was £44

5 out of 5 stars

6 reviews

Tower Cavaletto 58-Litre Sensor Bin – Blue

Cavaletto 58-Litre Sensor Bin – Blue

£100

4.3 out of 5 stars

27 reviews

Armani Exchange Automatic Blue Stainless Steel Watch

Armani Exchange

Automatic Blue Stainless Steel Watch

Current sale price is £231

(Save £58)

Regular price was £289

Armani Exchange Slim Fit Jeans - Mid Wash

Armani Exchange

Slim Fit Jeans - Mid Wash

Current sale price is £77

(Save £33)

Regular price was £110

3 out of 5 stars

1 review

Armani Exchange

Logo Buckle Reversible Leather Belt - Navy

Current sale price is £49

(Save £21)

Regular price was £70

Tower TCW5 AQUAJETPLUS Carpet Washer with 250ml Cleaning Solution, Blue & Grey

TCW5 AQUAJETPLUS Carpet Washer with 250ml Cleaning Solution, Blue & Grey

Current sale price is £109

(Save £10)

Regular price was £119

4.6 out of 5 stars

7 reviews

Armani Exchange Padded Hooded Jacket - Navy

Armani Exchange

Padded Hooded Jacket - Navy

Current sale price is £133

(Save £57)

Regular price was £190

Tower T547002 Aquajet Pro Cordless Hardfloor Cleaner with One Touch Controls, LED Display Panel, 300ml Clean Water Tank, 400ml Dirty Water Tank, 7.4V, Titanium & Tiffany Blue

T547002 Aquajet Pro Cordless Hardfloor Cleaner with One Touch Controls, LED Display Panel, 300ml Clean Water Tank, 400ml Dirty Water Tank, 7.4V, Titanium & Tiffany Blue

Current sale price is £89

(Save £10)

Regular price was £99

1.7 out of 5 stars

6 reviews

Armani Exchange Mens Sync Chronograph Blue Silicone Watch, AX4291

Armani Exchange

Mens Sync Chronograph Blue Silicone Watch, AX4291

Current sale price is £167

(Save £42)

Regular price was £209

Armani Exchange Suede Cupsole Trainer - Navy

Armani Exchange

Suede Cupsole Trainer - Navy

£180

Tower T24038MNB Cavaletto 800W Manual Microwave - Midnight Blue & Rose Gold

T24038MNB Cavaletto 800W Manual Microwave - Midnight Blue & Rose Gold

£89

5 out of 5 stars

10 reviews

Armani Exchange Zip Neck Polo Shirt - Blue

Armani Exchange

Zip Neck Polo Shirt - Blue

Current sale price is £68

(Save £17)

Regular price was £85

Armani Exchange Comfort Tapered Fit Jeans - Mid Wash

Armani Exchange

Comfort Tapered Fit Jeans - Mid Wash

Current sale price is £71.50

(Save £58.50)

Regular price was £130

Tower Empire 16-Piece Dinner Set in Blue

Empire 16-Piece Dinner Set in Blue

£60

4.1 out of 5 stars

9 reviews

Armani Exchange Icon Project Hoodie - Navy

Armani Exchange

Icon Project Hoodie - Navy

Current sale price is £98

(Save £42)

Regular price was £140

Tower Cavaletto Storage Canisters in Blue – Set of 3

Cavaletto Storage Canisters in Blue – Set of 3

Current sale price is £29

(Save £4)

Regular price was £33

4.3 out of 5 stars

6 reviews

Armani Exchange Icon Project Polo Shirt - Navy

Armani Exchange

Icon Project Polo Shirt - Navy

Current sale price is £52.50

(Save £22.50)

Regular price was £75

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.