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Vero Moda Vmchloe Long Trenchcoat - Brown/Silver-Mink

Bank Holiday Deal

Vmchloe Long Trenchcoat - Brown/Silver-Mink

Current sale price is £34.75

(Save £23.25)

Regular price was £58

Vero Moda Clara Quilted Paisley Print Jacket - Multi

Bank Holiday Deal

Clara Quilted Paisley Print Jacket - Multi

Current sale price is £22.50

(Save £22.50)

Regular price was £45

Vero Moda Vmjesmilo 3/4 Loose Blazer - Grey

Bank Holiday Deal

Vmjesmilo 3/4 Loose Blazer - Grey

Current sale price is £28

(Save £8)

Regular price was £36

5 out of 5 stars

1 review

Vero Moda Short Coated Jacket - Black

Bank Holiday Deal

Short Coated Jacket - Black

Current sale price is £31.25

(Save £23.75)

Regular price was £55

Seagate 2TB Xbox Game Drive - Black

2TB Xbox Game Drive - Black

£119.99

3.5 out of 5 stars

29 reviews

Vero Moda Short Sleeve Denim Shirt - Light Blue

Bank Holiday Deal

Short Sleeve Denim Shirt - Light Blue

Current sale price is £15

(Save £19)

Regular price was £34

Vero Moda Vmdaisy Short Denim Dress - Blue

Bank Holiday Deal

Vmdaisy Short Denim Dress - Blue

Current sale price is £30.75

(Save £9.25)

Regular price was £40

4.5 out of 5 stars

2 reviews

Zuru Pets Alive Mama & Baby Surprise Mama Turtle Playset

Pets Alive Mama & Baby Surprise Mama Turtle Playset

Current sale price is £14.99

(Save £5)

Regular price was £19.99

3 out of 5 stars

2 reviews

Vero Moda Hayley Polo Neck Co-ord Cardigan - Cream

Bank Holiday Deal

Hayley Polo Neck Co-ord Cardigan - Cream

Current sale price is £14.50

(Save £17.50)

Regular price was £32

Vero Moda Clara Quilted Jacket - Beige

Bank Holiday Deal

Clara Quilted Jacket - Beige

Current sale price is £22.50

(Save £22.50)

Regular price was £45

Ben & Holly's Little Kingdom Thistle Castle Play Set

Bank Holiday Deal

Ben & Holly's Little Kingdom

Thistle Castle Play Set

Current sale price is £21.99

(Save £8)

Regular price was £29.99

4.8 out of 5 stars

16 reviews

Vero Moda Polka Dot High Waist Wide Leg Trousers - Brown

Bank Holiday Deal

Polka Dot High Waist Wide Leg Trousers - Brown

Current sale price is £22.50

(Save £22.50)

Regular price was £45

Helly Hansen Mens Daybreaker Block Jacket - Navy

Bank Holiday Deal

Mens Daybreaker Block Jacket - Navy

Current sale price is £48

(Save £32)

Regular price was £80

Vero Moda Valeria 3/4 Sleeve Shirt - Blue

Bank Holiday Deal

Valeria 3/4 Sleeve Shirt - Blue

Current sale price is £19

(Save £15)

Regular price was £34

Vero Moda Vmnewlexsun Shine Sleeveless Top - Yellow

Bank Holiday Deal

Vmnewlexsun Shine Sleeveless Top - Yellow

Current sale price is £15.25

(Save £4.75)

Regular price was £20

Vero Moda Vmnewlexsun Shine Sleeveless Top - Navy

Bank Holiday Deal

Vmnewlexsun Shine Sleeveless Top - Navy

Current sale price is £15.25

(Save £4.75)

Regular price was £20

Zuru Mini Brands: Home S1 Mystery Capsule - Twin Pack

Mini Brands: Home S1 Mystery Capsule - Twin Pack

£15.99

5 out of 5 stars

2 reviews

Curvy Kate Jet Set High Waist Bikini Brief - Black

Jet Set High Waist Bikini Brief - Black

£24

Vero Moda Vmcady Sl Ankle Dress Wvn - White

Vmcady Sl Ankle Dress Wvn - White

£55

Vero Moda Hayley Crochet Knit Co-ord Trousers - Cream

Bank Holiday Deal

Hayley Crochet Knit Co-ord Trousers - Cream

Current sale price is £20.75

(Save £15.25)

Regular price was £36

Ben & Holly's Little Kingdom Electronic Elf Rocket

Bank Holiday Deal

Ben & Holly's Little Kingdom

Electronic Elf Rocket

Current sale price is £14.99

(Save £5)

Regular price was £19.99

5 out of 5 stars

5 reviews

Vero Moda Malou Coated Jacket - Blue

Malou Coated Jacket - Blue

Current sale price is £30

(Save £15)

Regular price was £45

5 out of 5 stars

1 review

Zuru X-Shot Pro Interactive Electronic Target

X-Shot Pro Interactive Electronic Target

£14.99

4 out of 5 stars

1 review

Vero Moda Vmkatie Long Sleeve Striped Top - Blue

Bank Holiday Deal

Vmkatie Long Sleeve Striped Top - Blue

Current sale price is £18

(Save £12)

Regular price was £30

Vero Moda Cowl Neck Maxi Dress - Black

Bank Holiday Deal

Cowl Neck Maxi Dress - Black

Current sale price is £26

(Save £26)

Regular price was £52

Zuru X-Shot Pro Motorized Blaster with 40 Darts

X-Shot Pro Motorized Blaster with 40 Darts

£59.99

Ben & Holly's Little Kingdom 5 Figure Pack

Ben & Holly's Little Kingdom

5 Figure Pack

£9.99

4.7 out of 5 stars

30 reviews

Helly Hansen Mens Dubliner Jacket - Black

Bank Holiday Deal

Mens Dubliner Jacket - Black

Current sale price is £91

(Save £39)

Regular price was £130

5 out of 5 stars

1 review

Vero Moda Vmdoffy Short Sleeve Pullover - Yellow

Bank Holiday Deal

Vmdoffy Short Sleeve Pullover - Yellow

Current sale price is £17.50

(Save £4.50)

Regular price was £22

1 out of 5 stars

1 review

Curvy Kate Wild Horizon High Waist Bikini Brief - Black Print

Wild Horizon High Waist Bikini Brief - Black Print

£24

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.