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JDY Jdysusan Oversize Balloon Jacket - Brown

Bank Holiday Deal

Jdysusan Oversize Balloon Jacket - Brown

Current sale price is £30

(Save £30)

Regular price was £60

Swan TV’s Queen of Clean 14.8V Handheld Vacuum Cleaner

Bank Holiday Deal

TV’s Queen of Clean 14.8V Handheld Vacuum Cleaner

Current sale price is £49

(Save £30)

Regular price was £79

4.5 out of 5 stars

49 reviews

Swan TV’s Queen of Clean Handheld Steam Cleaner with 3 Steam Pressure Settings, 220ml, Pink

TV’s Queen of Clean Handheld Steam Cleaner with 3 Steam Pressure Settings, 220ml, Pink

£49

4 out of 5 stars

96 reviews

JDY Polka Dot Short Sleeve Midi Dress - Cream

Bank Holiday Deal

Polka Dot Short Sleeve Midi Dress - Cream

Current sale price is £27.25

(Save £7.75)

Regular price was £35

4 out of 5 stars

1 review

JDY Jdyjanet L/S Blazer Dress Tlr - Black

Bank Holiday Deal

Jdyjanet L/S Blazer Dress Tlr - Black

Current sale price is £46.75

(Save £13.25)

Regular price was £60

4 out of 5 stars

4 reviews

JDY Barn Jacket - Tan

Bank Holiday Deal

Barn Jacket - Tan

Current sale price is £27

(Save £18)

Regular price was £45

Swan TV’s Queen of Clean 16-in-1 Steam Cleaner SC30131QOC

Bank Holiday Deal

TV’s Queen of Clean 16-in-1 Steam Cleaner SC30131QOC

Current sale price is £59

(Save £10)

Regular price was £69

3.6 out of 5 stars

36 reviews

JDY Jdyfia LQuilt Shacket - Cloud Dancer

Bank Holiday Deal

Jdyfia LQuilt Shacket - Cloud Dancer

Current sale price is £32.75

(Save £9.25)

Regular price was £42

JDY Jdychloe Knitted Cardigan - Green

Bank Holiday Deal

Jdychloe Knitted Cardigan - Green

Current sale price is £22

(Save £4)

Regular price was £26

JDY Padded Hooded Longline Gilet - Green

Bank Holiday Deal

Padded Hooded Longline Gilet - Green

Current sale price is £34

(Save £16)

Regular price was £50

5 out of 5 stars

1 review

Swan TV’s Queen of Clean Spot Carpet Washer

Bank Holiday Deal

TV’s Queen of Clean Spot Carpet Washer

Current sale price is £99

(Save £20)

Regular price was £119

4.7 out of 5 stars

16 reviews

Swan TV’s Queen of Clean Carpet Washer, 2.1L, Pink

Bank Holiday Deal

TV’s Queen of Clean Carpet Washer, 2.1L, Pink

Current sale price is £125

(Save £54)

Regular price was £179

5 out of 5 stars

6 reviews

JDY Jdytessa Short Sleeve Top - Yellow

Bank Holiday Deal

Jdytessa Short Sleeve Top - Yellow

Current sale price is £15.25

(Save £4.75)

Regular price was £20

JDY Jdysalsa Short Sleeve Polo Top - Blue

Bank Holiday Deal

Jdysalsa Short Sleeve Polo Top - Blue

Current sale price is £12

(Save £3)

Regular price was £15

Helly Hansen Mens Daybreaker Block Jacket - Navy

Bank Holiday Deal

Mens Daybreaker Block Jacket - Navy

Current sale price is £48

(Save £32)

Regular price was £80

JDY Donna Tab Detail Jacket - Brown

Bank Holiday Deal

Donna Tab Detail Jacket - Brown

Current sale price is £27.50

(Save £27.50)

Regular price was £55

JDY Jdysonja Short Sleeve Knitted Jumper - Pink

Bank Holiday Deal

Jdysonja Short Sleeve Knitted Jumper - Pink

Current sale price is £20.50

(Save £5.50)

Regular price was £26

JDY Paula Long Sleeve Quilted Barn Jacket - Brown

Bank Holiday Deal

Paula Long Sleeve Quilted Barn Jacket - Brown

Current sale price is £24

(Save £18)

Regular price was £42

Ben & Holly's Little Kingdom Thistle Castle Play Set

Ben & Holly's Little Kingdom

Thistle Castle Play Set

Current sale price is £21.99

(Save £8)

Regular price was £29.99

4.8 out of 5 stars

16 reviews

JDY Jdyfia Quilted Shacket - Blue

Jdyfia Quilted Shacket - Blue

£42

Helly Hansen Womens Escape Waterproof Utility Jacket - Purple

Bank Holiday Deal

Womens Escape Waterproof Utility Jacket - Purple

Current sale price is £49

(Save £91)

Regular price was £140

5 out of 5 stars

1 review

Winnie The Pooh Winnie 12 Piece Outdoor Playmat

Winnie The Pooh

Winnie 12 Piece Outdoor Playmat

£24.99

Helly Hansen Womens Daybreaker 1/2 Zip Fleece - Blue

Womens Daybreaker 1/2 Zip Fleece - Blue

£65

JDY Jdyprime Life Long Sleeve Knitted Cardigan - Brown

Bank Holiday Deal

Jdyprime Life Long Sleeve Knitted Cardigan - Brown

Current sale price is £19.50

(Save £5.50)

Regular price was £25

Ben & Holly's Little Kingdom Electronic Elf Rocket

Ben & Holly's Little Kingdom

Electronic Elf Rocket

Current sale price is £14.99

(Save £5)

Regular price was £19.99

5 out of 5 stars

5 reviews

JDY Pepper Palazzo Trousers - Green

Bank Holiday Deal

Pepper Palazzo Trousers - Green

Current sale price is £17

(Save £8)

Regular price was £25

Helly Hansen Mens Dubliner Jacket - Black

Bank Holiday Deal

Mens Dubliner Jacket - Black

Current sale price is £104

(Save £26)

Regular price was £130

5 out of 5 stars

1 review

Helly Hansen Mens Skog Graphic Long Sleeve T-Shirt - Mint

Mens Skog Graphic Long Sleeve T-Shirt - Mint

£45

Helly Hansen Mens Crew Hooded Midlayer Jacket 2 -black

Mens Crew Hooded Midlayer Jacket 2 -black

£170

Smoby Beauty Centre Dressing Table

Bank Holiday Deal

Beauty Centre Dressing Table

Current sale price is £53.99

(Save £16)

Regular price was £69.99

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.