Menu

Search Account Saved Basket0

School Shop
New In
Designer Brands
Women
Men
Baby & Kids
Toys
Sports & Travel
Home & Garden
Appliances
Tech & Gaming
Health & Beauty
Gifts & Jewellery
Offers
Clearance

Showing results for "toys"

Filter

Toys184

Gifts & Jewellery12

Baby & Kids3

Home & Garden1

Filters for Offers

All Offers86

Filters for Gender

Boy77

Girl29

Unisex9

Mens1

Filters for Character

Lego51

Marvel5

Spiderman18

Filters for Age

18+12

6-9 Months3

9-12 Months3

1-2 Years2

3-4 Years10

5-6 Years15

7-9 Years39

10-12 Years44

Teen20

Big Kids30

Filters for Price Range

Up to £2069

£20 - £3044

£30 - £4018

£40 - £507

£50 - £7517

£75 - £1008

£100 - £25020

£250 - £5003

£500 - £7501

Filters for Customer Rating

5 out of 5 stars

23

4 out of 5 stars

108

3 out of 5 stars

3

2 out of 5 stars

3

1 out of 5 stars

1

Filters for Shop By Room

Nursery1

Kids Bedroom1

Filters for Brand

#

List of filters #

3rd Avenue30

5 surprise1

A

List of filters A

Aqua Beads10

AniMagic6

AURORA35

Aromadog3

Art Lab3

Airbrush Plush6

Aphmau3

Arsenal4

Anime Heroes1

Aqua Dragons2

Arcade 1Up17

Active Tots4

Alice in Wonderland2

Aquaplay1

Axus9

Akedo4

A-Star1

AWE10

adidas1

B

List of filters B

Bluey68

Barbie112

Brainstorm Toys15

Barney8

Ben & Holly's Little Kingdom3

Baby Born35

Bitzee5

Bright Starts5

Beast Lab17

Batman29

Baby Annabell11

Black & Decker3

bosch mini1

Brick Shop7

blo pens1

Bratz25

Bestway5

Baby Einstein4

Beyblade8

Beyblade12

Baby Clementoni2

Bibi1

Blippi1

BMW2

Bing1

Babymoov4

Badabulle4

Bibinee Dolls4

Boss Cycles2

Bosch1

C

List of filters C

Crayola19

Cra-z-Slimy4

Clementoni40

Casdon23

Creativity for Kids4

Cookeez Makery5

Cool Maker2

Chill Factor6

Catit2

Care Bears20

Cluedo3

Construct And Create2

Cocomelon11

Cra-Z-Loom1

carrera3

Curlimals2

Chelsea4

Clair De Lune1

Captain America3

Cosatto3

C-Preme7

D

List of filters D

Disney Princess40

Disney68

Dyson3

Disney Stitch42

Disney Moana5

Disney Frozen26

Drumond Park12

Disney Moana 27

Despicable Me13

DreamWorks Trolls1

Disney The Lion King2

Dreambaby1

Disney Cars4

Disney Pixar5

Dora the Explorer8

Dog Man1

DC Comics2

Dragon Ball4

Doctor Who1

Disney Munchlings2

Done by Deer5

Disney Doorables1

Disney Descendants4

Desi Doll8

Dawes14

Doona5

Dream Paws1

E

List of filters E

Easy Tat22

EVO22

Exploding Kittens1

Encore9

Easy Karaoke3

ENGLAND FA1

Elswick5

F

List of filters F

Fisher-Price70

Fireman Sam3

Fat Brain2

Furby21

FatFace2

Fab Lab3

Feber9

Fingerlings5

FINDING DORY1

Fisher-Price Little People5

Football Flick31

Funsicle4

Fast & Furious1

FurReal Friends1

Five Nights at Freddy's6

Falcon11

Fluffie Stuffiez1

Flyte4

G

List of filters G

Glow Games1

Gabby's Dollhouse44

Grow'n Up3

Goliath6

Gund1

Gui Gui5

Geomag10

Ghostbusters1

Grasshopper Games2

Guess How Much I Love You1

Gruffalo2

GLOBBER21

Guardians of the Galaxy3

Goliath Games7

Goki1

Grease1

H

List of filters H

Hot Wheels51

Hasbro19

Hello Kitty21

Hey Duggee6

How to Train Your Dragon10

Heroes of Goo Jit Zu34

Hatchimals2

Harry Potter53

Huffy12

Hey Clay2

Hollywood Rides3

hex bots1

Hornby3

Hedstrom5

Happy Hop1

Hy-Pro7

Hauck3

Hamax1

I

List of filters I

IDEAL10

In The Night Garden8

Imaginext27

iQuties5

Iron Man7

Intex4

Injusa2

J

List of filters J

JURASSIC WORLD37

John Adams14

Joules4

JCB1

Jurassic Park2

Jixels1

JML4

John Deere2

Joseph Joseph1

JoJo Maman Bebe2

Jaws1

K

List of filters K

Kinderkraft16

Kinetic Sand12

Karcher2

Kiwi Walker17

Kid Made Modern1

Knex9

KAIKOO2

Kickmaster11

Kinsman3

Kickerball1

L

List of filters L

LeapFrog37

LEGO Minifigures2

LEGO Disney27

LEGO Friends41

LEGO Duplo37

Lexibook6

LEGO Minecraft22

LEGO Harry Potter29

LEGO Creator25

LEGO Fortnite7

Little Live Pets18

LEGO Speed Champions22

Liberty House26

LEGO Classic8

Little Tikes51

LEGO Spiderman3

L.O.L Surprise!25

LEGO Wednesday1

LEARNING RESOURCES30

LEGO Botanical17

LEGO Technic46

LEGO Peppa Pig6

Lamaze11

LEGO City45

LEGO Icons14

LEGO Marvel18

LEGO Star Wars48

LEGO Ninjago29

LEGO20

lego batman1

LEGO Jurassic World12

LEGO Disney Princess7

LEGO DreamZzz18

LEGO Ideas6

LEGO Super Mario22

LEGO Super Heroes11

Lite Brite5

LEGO Marvel Super Heroes4

Little Acorns1

Loungefly15

LEGO Wicked4

LEGO Architecture8

LEGO ART6

LankyBox4

LEGO Gabby's Dollhouse4

LEGO Animal Crossing13

LEGO Sonic8

Land Rover2

Liverpool FC3

LEGO DC Super Heroes4

Littlest Pet Shop2

laser x1

Little Big Friends1

Ladybird2

Li-Fe3

M

List of filters M

MEGA16

Mattel6

Monster High29

MoVe5

Ms Rachel8

Marvel28

Morphy Richards1

Melissa & Doug31

Mini Verse24

Mamas & Papas46

M Pets15

Minecraft20

mad balls2

Monopoly24

Matchbox2

Micromallows8

Marvel Avengers17

Monster Jam10

Minnie Mouse6

Minix9

Monsterverse6

mega bloks1

Mickey Mouse2

Moriah Elizabeth7

Majorette1

micro teenies1

Magna Tiles4

Music Alley1

My Arcade8

Moon Shoes1

Minions8

My Little Pony2

Mortal Kombat1

Manchester City5

Martin Smith3

Miraculous2

MAD Beauty2

Me To You3

Magic Mixies2

Mr Tumble1

N

List of filters N

Nerf10

Numberblocks15

Natural History Museum2

Nina Ottosson4

Nintendo2

Nuby1

Nightmare Before Christmas2

NASCAR1

Nike2

O

List of filters O

Obaby1

Our Generation13

One Piece3

Octonauts2

Odyssey4

P

List of filters P

Paint Pop3

Peppa Pig60

Play-Doh31

Polly Pocket22

Paw Patrol45

Paddington Bear10

Palplay5

Playmobil59

Pokemon27

Peter Rabbit9

Power Rangers14

Pet Simulator5

Plum32

PlayMonster6

Pets Alive2

PawHut6

Powerplay4

Pictionary2

pac man5

Pilsan9

Pet Brands3

Pure1

Pure2Improve2

Pop!71

R

List of filters R

Rainbow High44

Rosewood17

RockJam21

Ravensburger23

Rubble & Crew8

RED522

Royale High6

Razor36

Roald Dahl14

Real Littles1

Rosewood X Battersea1

Rolly Toys2

Red Riding Hood3

Rocket3

S

List of filters S

Sportspower20

Shimmer & Sparkle14

Smart2

Spirograph2

Squishmallows84

So Slime14

Super Mario15

Studio Creator17

SES Creative11

Style 4 Ever11

Spin Master Games7

Star Wars59

Spiderman69

Smoby40

Sylvanian Families29

Stickle Bricks3

Scruff-A-Luvs2

Squish-a-longs14

Shrek2

sticki rolls2

Sea Monkeys1

So Bomb DIY5

Smartrike2

So Slime DIY2

Stuntman Stu5

SpyX1

Sonic the Hedgehog9

Skibidi Toilet9

stretch armstrong2

Sonic14

Sesame Street1

Scrabble2

Schleich12

Science Mad9

Swingball2

Superman11

Scalextric4

Silverlit2

snazaroo1

Stranger Things2

Smart Ball7

Stomp Rocket2

So Sand DIY1

Scuttlebug5

Solex2

Stay Active2

STUNTED2

Squish10

Silvercloud1

Scooby-Doo1

Snuz1

Samba13

Spongebob Squarepants2

Sport Direct4

Snoopy1

T

List of filters T

Tomy26

Thomas & Friends34

Tonies182

topps15

Teletubbies5

Top Trumps23

The Very Hungry Caterpillar4

TP25

Toy Story6

Transformers15

Teamson Kids45

Tiny Love4

Toyrific9

Tamagotchi8

The World of Eric Carle1

Teksta1

Tile Town7

The Simpsons10

Teamsterz4

Teenage Mutant Ninja Turtles30

Treasure X1

Tech Deck6

Teen Titans Go1

The Grinch3

Tutti Bambini8

Tonka5

Tottenham Hotspur FC4

Twister1

The Flash3

Trivial Pursuit1

The Personalised Memento Company2

The Avengers6

Taf Toys1

The Gruffalo4

The Little Green Sheep1

Tubbz2

U

List of filters U

Uno7

Unicorn Academy17

Unicorn5

University Games30

V

List of filters V

VTech131

Very2

Very Bella8

Vida the Vet2

Vivid Games1

Viavito4

W

List of filters W

Wham-O4

Wednesday10

Wicked30

Warmies2

WWE21

WinFun1

West Ham United2

Wizard of Oz1

Wipeout8

Windy Bums1

Willy Wonka4

Wonder Woman2

Where's Wally1

X

List of filters X

XOOTZ37

X-Shot1

Y

List of filters Y

Yookidoo6

Yeowww!2

Yummiland4

Yu-Gi-Oh!4

Yamaha1

Z

List of filters Z

Zuru57

Zinc30

Zoon30

Zombie5

Filters for Colour

black1

multi151

red2

Filters for Recipient

For Baby1

Filters for Vehicle Type

Car1

Filters for Scooter Type

In-Line1

Page 1. Results: 1 to 30 (of 187)

Results: 1 - 30 (of 187)

Number of results per page

30products per page

96products per page

undefined Ferrari SF-24 F1 Car Model Kit 42207

LEGO Technic

Ferrari SF-24 F1 Car Model Kit 42207

Current sale price is £149.99

(Save £50)

Regular price was £199.99

4.7 out of 5 stars

55 reviews

undefined Oracle Red bull Racing RB20 F1 Car 42206

LEGO Technic

Oracle Red bull Racing RB20 F1 Car 42206

Current sale price is £149.99

(Save £50)

Regular price was £199.99

4.7 out of 5 stars

35 reviews

undefined McLaren P1 Car Set for Adults 42172

LEGO Technic

McLaren P1 Car Set for Adults 42172

Current sale price is £291.99

(Save £98)

Regular price was £389.99

4.8 out of 5 stars

113 reviews

undefined The Fire Knight Mech Toy Building Set 71846

Payday Deal

LEGO Ninjago

The Fire Knight Mech Toy Building Set 71846

Current sale price is £84.99

(Save £25)

Regular price was £109.99

5 out of 5 stars

15 reviews

undefined 2 Fast 2 Furious Nissan Skyline GT-R (R34) Car Model Kit 42110

Payday Deal

LEGO Technic

2 Fast 2 Furious Nissan Skyline GT-R (R34) Car Model Kit 42110

Current sale price is £96.99

(Save £33)

Regular price was £129.99

4.9 out of 5 stars

24 reviews

undefined Mercedes-AMG F1 W14 E Performance 42171

LEGO Technic

Mercedes-AMG F1 W14 E Performance 42171

Current sale price is £131.99

(Save £58)

Regular price was £189.99

4.8 out of 5 stars

98 reviews

undefined The Temple Bounty Ship Toy Building Kit 71848

Payday Deal

LEGO Ninjago

The Temple Bounty Ship Toy Building Kit 71848

Current sale price is £139.99

(Save £40)

Regular price was £179.99

4.3 out of 5 stars

4 reviews

undefined Ford Bronco SUV Off Road Car Toy 42213

LEGO Technic

Ford Bronco SUV Off Road Car Toy 42213

£54.99

4.9 out of 5 stars

7 reviews

undefined Fast and Furious Toyota Supra MK4 Toy Car Model Kit 42204

LEGO Technic

Fast and Furious Toyota Supra MK4 Toy Car Model Kit 42204

Current sale price is £39.99

(Save £15)

Regular price was £54.99

4.6 out of 5 stars

47 reviews

undefined Ferrari FXX K Race Car Toy 42212

LEGO Technic

Ferrari FXX K Race Car Toy 42212

£54.99

4.6 out of 5 stars

14 reviews

undefined Volvo L120 Electric Wheel Loader Construction Toy 42209

Payday Deal

LEGO Technic

Volvo L120 Electric Wheel Loader Construction Toy 42209

Current sale price is £59.99

(Save £30)

Regular price was £89.99

4.8 out of 5 stars

13 reviews

undefined Volvo EC500 Hybrid Excavator 42215

LEGO Technic

Volvo EC500 Hybrid Excavator 42215

£349.99

2.7 out of 5 stars

12 reviews

LEGO Technic

Red Ducatti Motorbike 42202

Current sale price is £129.99

(Save £40)

Regular price was £169.99

5 out of 5 stars

23 reviews

undefined Marvel Spidey and His Amazing Friends Dance N Crawl Spidey

Payday Deal

Spiderman

Marvel Spidey and His Amazing Friends Dance N Crawl Spidey

Current sale price is £28.99

(Save £11)

Regular price was £39.99

4.8 out of 5 stars

33 reviews

undefined McLaren Formula 1™ Race Car 42141

LEGO Technic

McLaren Formula 1™ Race Car 42141

Current sale price is £129.99

(Save £40)

Regular price was £169.99

4.6 out of 5 stars

174 reviews

undefined Arc Dragon of Focus Ninja Toy Set 71836

LEGO Ninjago

Arc Dragon of Focus Ninja Toy Set 71836

Current sale price is £66.99

(Save £23)

Regular price was £89.99

5 out of 5 stars

19 reviews

undefined The Guardian Dragon Building Set 71847

Payday Deal

LEGO Ninjago

The Guardian Dragon Building Set 71847

Current sale price is £109.99

(Save £30)

Regular price was £139.99

5 out of 5 stars

7 reviews

undefined Chevrolet Corvette Stingray Car Model Kit Vehicle Toy 42205

LEGO Technic

Chevrolet Corvette Stingray Car Model Kit Vehicle Toy 42205

Current sale price is £39.99

(Save £15)

Regular price was £54.99

4.8 out of 5 stars

30 reviews

Gui Gui

Shimmer Deluxe Duo Pack

£19.99

4.7 out of 5 stars

50 reviews

Payday Deal

LankyBox

Thicc Shark Mystery Egg

Current sale price is £18.99

(Save £21)

Regular price was £39.99

5 out of 5 stars

4 reviews

undefined Standing Drift 5-Wheel Stunt Radio Control

Payday Deal

Spiderman

Standing Drift 5-Wheel Stunt Radio Control

Current sale price is £25.99

(Save £9)

Regular price was £34.99

undefined Aston Martin Valkyrie Buildable Car Model Kit 42208

Payday Deal

LEGO Technic

Aston Martin Valkyrie Buildable Car Model Kit 42208

Current sale price is £39.99

(Save £15)

Regular price was £54.99

4.9 out of 5 stars

14 reviews

undefined Source Dragon of Motion Ninja Toy 71822

LEGO Ninjago

Source Dragon of Motion Ninja Toy 71822

Current sale price is £104.99

(Save £25)

Regular price was £129.99

4.5 out of 5 stars

27 reviews

undefined Tipping Dump Truck Toy, Blue Construction Vehicle Set 42203

LEGO Technic

Tipping Dump Truck Toy, Blue Construction Vehicle Set 42203

Current sale price is £32.99

(Save £12)

Regular price was £44.99

4.8 out of 5 stars

29 reviews

undefined Thunderfang Dragon of Chaos Ninja Toy Set 71832

LEGO Ninjago

Thunderfang Dragon of Chaos Ninja Toy Set 71832

Current sale price is £51.99

(Save £13)

Regular price was £64.99

5 out of 5 stars

30 reviews

undefined Real Webs Ultimate Web Blaster

Payday Deal

Spiderman

Real Webs Ultimate Web Blaster

Current sale price is £16.99

(Save £6)

Regular price was £22.99

4.5 out of 5 stars

11 reviews

undefined Venomversus Liquid Shifter Figure

Spiderman

Venomversus Liquid Shifter Figure

£24.99

4.7 out of 5 stars

24 reviews

undefined Dragon Stone Shrine Ninja Toy Set 71819

LEGO Ninjago

Dragon Stone Shrine Ninja Toy Set 71819

Current sale price is £79.99

(Save £25)

Regular price was £104.99

4.7 out of 5 stars

15 reviews

Payday Deal

Spiderman

Rc Spidey Web Crawler

Current sale price is £24.99

(Save £5)

Regular price was £29.99

undefined Stories projector and torch light

Spiderman

Stories projector and torch light

£12.99

Page 1. Results: 1 to 30 (of 187)

Results: 1 - 30 (of 187)

Number of results per page

30products per page

96products per page

Next PagePage 1 selected

Use the right and left arrows to scroll through the image carouselPage 1 of 322

Use the right and left arrows to scroll through the image carouselPage 1 of 322

Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

My account

Account summary
Track my order
Delivery & returns

Ways to Pay & Protect

Very Pay
Very Protect
Very Money Matters

Cards & Loans

Very Credit Card
Looking for a loan?

Privacy notice and cookies

Privacy policy
Cookie policy
Manage cookies

Help

Help & FAQs
Product support hub
Financial difficulties
Cost of living support
Persistent debt
PPI complaints
Contact us
Terms & conditions
Product recall & safety
Careers
Become an affiliate
Corporate Social Responsibility
Fraud and scam awareness
Buying guides
Website vulnerability disclosure
Brand directory
Site map
Accessibility

Download the app

Let's get social

© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.