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Free home delivery on orders £75+

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Morphy Richards 3000W LED Digital Steam Iron - Black

Morphy Richards

3000W LED Digital Steam Iron - Black

Current sale price is £44

Regular price was £49

(Save £5)

4.7 out of 5 stars

57 reviews

OFFICE Hardware Flat Sandal - Black

Bank Holiday Deal

Hardware Flat Sandal - Black

Current sale price is £28.50

Regular price was £36

(Save £7.50)

Refurbished Samsung S23 Ultra 5G - 256GB, Mobile - Black (Pristine Condition)

Bank Holiday Deal

Samsung S23 Ultra 5G - 256GB, Mobile - Black (Pristine Condition)

Current sale price is £499

Regular price was £529

(Save £30)

4.5 out of 5 stars

1.4k reviews

OFFICE Fliss Bow Ballerina Flats - Black

Fliss Bow Ballerina Flats - Black

£35.99

Refurbished Samsung S22 Ultra 5G - 128GB, Mobile - Black (Pristine Condition)

Bank Holiday Deal

Samsung S22 Ultra 5G - 128GB, Mobile - Black (Pristine Condition)

Current sale price is £369

Regular price was £399

(Save £30)

5 out of 5 stars

1 review

Morphy Richards Hive 108271 Kettle - Black

Bank Holiday Deal

Morphy Richards

Hive 108271 Kettle - Black

Current sale price is £28

Regular price was £34

(Save £6)

4.7 out of 5 stars

30 reviews

OFFICE Mia - Hardware Detail Heeled Sandal - Black

Mia - Hardware Detail Heeled Sandal - Black

£45.99

Refurbished Apple iPhone 15 Pro - 128GB, Black (Pristine Condition)

Bank Holiday Deal

Apple iPhone 15 Pro - 128GB, Black (Pristine Condition)

Current sale price is £549

Regular price was £579

(Save £30)

3.7 out of 5 stars

3 reviews

Refurbished Apple iPhone 12 - 64GB, Black (Pristine Condition)

Bank Holiday Deal

Apple iPhone 12 - 64GB, Black (Pristine Condition)

Current sale price is £209

Regular price was £239

(Save £30)

4.7 out of 5 stars

6 reviews

Religion Olsen Maxi Dress - Black

Olsen Maxi Dress - Black

£100

3.2 out of 5 stars

9 reviews

Religion Isabel Tea Dress In Dark Floral - Black

Isabel Tea Dress In Dark Floral - Black

£80

4 out of 5 stars

2 reviews

Refurbished Apple iPhone 15 Pro Max - 256GB, Black (Pristine Condition)

Bank Holiday Deal

Apple iPhone 15 Pro Max - 256GB, Black (Pristine Condition)

Current sale price is £649

Regular price was £679

3.2 out of 5 stars

10 reviews

OFFICE Marseille - Two Part Heeled Sandal - Black Leather

Bank Holiday Deal

Marseille - Two Part Heeled Sandal - Black Leather

Current sale price is £50

Regular price was £63

(Save £13)

4 out of 5 stars

1 review

Religion Florence Halterneck Maxi Dress With Sash Detail In Dark Floral - Black

Florence Halterneck Maxi Dress With Sash Detail In Dark Floral - Black

£138

5 out of 5 stars

1 review

Morphy Richards Cassini Jug Kettle - Black

Bank Holiday Deal

Morphy Richards

Cassini Jug Kettle - Black

Current sale price is £44

Regular price was £59

(Save £15)

4.1 out of 5 stars

7 reviews

Morphy Richards Motive Black 4-Slice Toaster - 242801

Morphy Richards

Motive Black 4-Slice Toaster - 242801

Current sale price is £36

Regular price was £44

(Save £8)

4.5 out of 5 stars

24 reviews

Columbia Women's Fivemile Butte Hooded Jacket - Black

Bank Holiday Deal

Women's Fivemile Butte Hooded Jacket - Black

Current sale price is £94.50

Regular price was £135

(Save £40.50)

4 out of 5 stars

1 review

Morphy Richards Illumination 108020 Kettle - Black

Morphy Richards

Illumination 108020 Kettle - Black

Current sale price is £49

Regular price was £54

(Save £5)

4.2 out of 5 stars

19 reviews

OFFICE Stella - Cross Strap Buckle Detail Footbed Slider - Black Shiny

Bank Holiday Deal

Stella - Cross Strap Buckle Detail Footbed Slider - Black Shiny

Current sale price is £32

Regular price was £40

(Save £8)

Morphy Richards Microwave Cassini 20L 800W Black Moonless Night

Bank Holiday Deal

Morphy Richards

Microwave Cassini 20L 800W Black Moonless Night

Current sale price is £114

Regular price was £129

(Save £15)

5 out of 5 stars

2 reviews

Religion Dawn Maxi Column Dress With Draped Back Detail In Hand-Painted Print - Black

Dawn Maxi Column Dress With Draped Back Detail In Hand-Painted Print - Black

£118

Columbia Youth Boys Watertight Ii Jacket - Black

Bank Holiday Deal

Youth Boys Watertight Ii Jacket - Black

Current sale price is £39.50

Regular price was £55

(Save £15.50)

Religion Florence Tunic Shirt Dress With Frill Hem And Tie Waist In Large Dark Floral - Black

Florence Tunic Shirt Dress With Frill Hem And Tie Waist In Large Dark Floral - Black

£98

Religion Taylor Occasion Maxi Tea Dress - Black

Taylor Occasion Maxi Tea Dress - Black

£135

Religion Aida Midi Dress In Dark Floral With Handkerchief Hem - Black

Aida Midi Dress In Dark Floral With Handkerchief Hem - Black

£110

Columbia Mens Rapid Rivers Cargo Shorts - Black

Bank Holiday Deal

Mens Rapid Rivers Cargo Shorts - Black

Current sale price is £25

Regular price was £50

(Save £25)

Morphy Richards Signature Black Jug Kettle

Morphy Richards

Signature Black Jug Kettle

£89

4 out of 5 stars

7 reviews

Columbia Women's Glacial IV 1/2 Zip - Black

Women's Glacial IV 1/2 Zip - Black

£35

3.3 out of 5 stars

4 reviews

Religion Isabel Maxi Tea Dress - Black

Isabel Maxi Tea Dress - Black

£80

Religion Fade Maxi 2 Way Wrap Dress In Dark Floral - Black

Fade Maxi 2 Way Wrap Dress In Dark Floral - Black

£120

3 out of 5 stars

3 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.