Menu

Search Account Saved Basket0

School Shop
New In
Designer Brands
Women
Men
Baby & Kids
Toys
Sports & Travel
Home & Garden
Appliances
Tech & Gaming
Health & Beauty
Gifts & Jewellery
Offers
Clearance

Showing results for "toys"

Filter

Painting, Drawing & Colouring4

Kids Craft Kits13

Interactive Toys6

Construction Toys90

Dough & Modelling, Slime & Sand1

Musical Instruments3

Play Figures & Collectibles27

Activity & Sensory Toys1

Preschool Play Figures & Vehicles4

Games1

Pools6

Sand & Water Play2

Bouncy Castles & Inflatables2

Play Houses & Tents1

Filters for Offers

All Offers76

Filters for Customer Rating

5 out of 5 stars

20

4 out of 5 stars

92

3 out of 5 stars

5

2 out of 5 stars

1

1 out of 5 stars

2

Filters for Gender

Boy88

Girl33

Unisex24

Mens3

Filters for Age

18+23

1-2 Years4

3-4 Years27

5-6 Years35

7-9 Years52

10-12 Years48

Teen26

Big Kids37

Filters for Price Range

Up to £2050

£20 - £3018

£30 - £4019

£40 - £5013

£50 - £7515

£75 - £10011

£100 - £25022

£250 - £5005

Filters for Colour

black1

grey1

multi117

red1

Filters for Character

Lego72

Star Wars31

Disney19

Marvel1

Paw Patrol1

Jurassic World7

Batman2

Superman2

DC Superfriends2

Filters for Pool Size

4ft1

5ft4

Filters for Brand

#

List of filters #

3rd Avenue30

A

List of filters A

Aqua Beads10

Amazon10

Aqua Dragons3

AURORA35

AniMagic3

Airbrush Plush6

Active Tots4

Aromadog3

Art Lab3

Aphmau3

Anime Heroes1

Arsenal4

Arcade 1Up17

Alice in Wonderland2

Axus9

Aquaplay1

Akedo4

A-Star1

AWE10

adidas1

B

List of filters B

Barbie111

barney8

Brainstorm Toys15

Bluey67

Baby Born34

Ben & Holly's Little Kingdom7

Bitzee5

Beast Lab17

Batman26

bright starts5

Black & Decker3

Beyblade11

brick shop7

bosch mini1

Baby Annabell12

Bratz23

baby einstein4

Bestway6

beyblades12

Bibi1

Baby Clementoni2

bmw2

Blippi1

Babymoov4

Bing1

Badabulle4

Bosch1

Bibinee Dolls4

Boss Cycles2

C

List of filters C

Crayola18

Cra-z-Slimy4

Casdon24

Clementoni37

creativity for kids4

Cocomelon12

Cookeez Makery5

Cool Maker1

Chill Factor6

Care Bears18

Cluedo3

construct and create2

Cra-Z-Loom1

Curlimals2

Cosatto1

Captain America1

Clair De Lune1

Chelsea4

C-Preme7

Catit3

D

List of filters D

Disney Princess44

Dyson4

Disney69

Disney Stitch43

Drumond Park12

Disney Moana7

dora the explorer8

Despicable Me13

Disney Moana 27

Disney Frozen25

DreamWorks Trolls1

Disney The Lion King2

Dreambaby1

Disney Pixar5

Disney Cars4

Dragon Ball5

Dog Man1

DC Comics3

Doctor Who1

Disney Munchlings2

Desi Doll10

Done by Deer5

Disney Descendants4

Disney Doorables1

Dawes15

Doona5

Dream Paws1

E

List of filters E

Easy Tat22

EVO17

exploding kittens1

Encore9

Easy Karaoke4

ENGLAND FA1

Elswick5

F

List of filters F

Fisher-Price73

Furby23

Fireman Sam2

fat brain2

Five Nights at Freddy's6

Fab Lab3

Fisher-Price Little People6

Feber10

FINDING DORY1

Fingerlings2

Football Flick31

Fast & Furious1

Funsicle4

FurReal Friends1

Falcon9

Fluffie Stuffiez1

Flyte4

FatFace1

G

List of filters G

Glow Games1

Goliath7

Gabby's Dollhouse41

Grow'n Up3

Gund1

gui gui5

Geomag10

ghostbusters1

Grasshopper Games2

Goliath Games7

Guess How Much I Love You1

Gruffalo2

Guardians of the Galaxy3

GLOBBER21

Grease1

Goki1

H

List of filters H

Hot Wheels52

Hasbro20

Hey Duggee7

Harry Potter49

Hello Kitty21

How to Train Your Dragon9

Honor2

Heroes of Goo Jit Zu34

Huffy13

hex bots1

hey clay2

Hatchimals2

Hollywood Rides3

Hedstrom5

Hornby3

Happy Hop1

Hy-Pro7

Hamax1

I

List of filters I

IDEAL11

In The Night Garden9

Imaginext26

iQuties5

Iron Man6

Injusa2

Intex4

J

List of filters J

JURASSIC WORLD38

John Adams14

Joules4

JML4

JCB1

jixels1

jurassic park2

John Deere2

Jaws1

Joseph Joseph1

JoJo Maman Bebe2

K

List of filters K

Kinetic Sand11

Kinderkraft16

Karcher2

Kid Made Modern1

Kickmaster11

KAIKOO2

Kickerball1

Kinsman3

Kiwi Walker17

L

List of filters L

LeapFrog37

LEGO Minifigures2

LEGO Friends42

LEARNING RESOURCES31

LEGO Minecraft23

LEGO Duplo34

LEGO Disney26

Lexibook6

LEGO Speed Champions21

L.O.L Surprise!25

LEGO Harry Potter29

Little Tikes53

LEGO Fortnite7

Little Live Pets18

LEGO Creator23

LEGO Wednesday1

LEGO22

LEGO Technic46

LEGO City46

LEGO Jurassic World12

LEGO Peppa Pig6

Liberty House30

LEGO Botanical18

Lamaze12

LEGO Classic7

LEGO Icons14

LEGO Super Mario22

loungefly12

LEGO Marvel17

LEGO Ninjago31

LEGO Star Wars44

LEGO Disney Princess6

lego batman1

LEGO Ideas6

LEGO DreamZzz18

Lite Brite3

LEGO Super Heroes8

LEGO Gabby's Dollhouse5

LEGO Marvel Super Heroes4

Little Acorns1

LEGO Wicked4

LEGO ART5

LEGO Architecture6

LEGO DC Super Heroes5

LankyBox5

LEGO Sonic8

LEGO Animal Crossing13

LEGO Spiderman2

Land Rover2

Littlest Pet Shop2

laser x1

Liverpool FC3

Little Big Friends1

Li-Fe3

Ladybird1

M

List of filters M

MEGA17

Mattel6

Monster High29

Minecraft21

Melissa & Doug34

MoVe5

Morphy Richards1

Mini Verse23

Marvel25

Ms Rachel8

Mamas & Papas44

Micromallows8

M Pets15

Monopoly24

Matchbox2

Monster Jam8

Marvel Avengers17

Minnie Mouse6

Minix10

My Arcade8

Mickey Mouse2

mega bloks1

Moon Shoes1

Minions8

Majorette1

Monsterverse6

Moriah Elizabeth6

Music Alley1

My Little Pony2

Magna Tiles4

Mr Tumble1

mortal kombat1

Manchester City4

Me To You3

Miraculous2

Magic Mixies2

Martin Smith3

mad beauty2

N

List of filters N

Nerf10

Numberblocks15

Natural History Museum2

Nina Ottosson4

Nickelodeon2

Nintendo2

Nightmare Before Christmas2

NASCAR1

Nike2

O

List of filters O

Obaby1

Our Generation15

One Piece5

Octonauts2

Odyssey4

P

List of filters P

Peppa Pig57

Purse Pets1

Paint Pop3

Polly Pocket22

Play-Doh29

Paddington Bear10

Paw Patrol40

Palplay6

Playmobil51

power rangers15

Pet Simulator5

Peter Rabbit11

Pilsan10

Plum35

Pop!73

Pokemon28

Pets Alive2

PlayMonster4

Pictionary2

Powerplay3

pac man5

Pure2Improve2

PawHut6

Pet Brands3

R

List of filters R

Rainbow High41

Ravensburger23

RockJam21

Rubble & Crew8

Rosewood18

rosewood x battersea1

RED524

Royale High6

Razor33

Roald Dahl14

Real Littles1

Rolly Toys2

Red Riding Hood3

Rocket3

S

List of filters S

Sportspower22

Shimmer & Sparkle14

Squishmallows86

Spirograph2

Smart2

SES Creative11

So Slime14

Studio Creator17

Super Mario17

Smoby41

Style 4 Ever11

Star Wars53

Sylvanian Families26

Stickle Bricks3

Spiderman67

Scuttlebug5

Squish-a-longs15

shrek2

sticki rolls2

sea monkeys1

So Bomb DIY5

So Slime DIY2

scruff a luvs2

Sonic14

stuntman stu5

stretch armstrong2

Smart Ball7

spyx1

Science Mad9

Sonic the Hedgehog8

Skibidi Toilet7

Swingball2

Scalextric3

Scrabble2

Silverlit2

spongebob squarepants1

Spin Master Games3

Stomp Rocket2

Stay Active2

Schleich14

snazaroo1

Stranger Things2

Superman9

Samsung6

So Sand DIY1

Solex2

Snoopy1

STUNTED2

Scooby-Doo1

Snuz1

Samba13

Squish11

Smartrike2

Silvercloud1

Sport Direct4

T

List of filters T

Tomy26

Tonies176

Top Trumps23

TP26

topps15

Thomas & Friends34

Teletubbies5

The Very Hungry Caterpillar4

Transformers15

Teamson Kids45

Toy Story6

Tiny Love5

Toyrific10

Tamagotchi9

Teksta1

Teenage Mutant Ninja Turtles30

Tile Town7

Tubbz2

Teamsterz4

Treasure X1

The Simpsons10

Teen Titans Go1

Tutti Bambini8

Tech Deck6

The Flash2

Tonka1

The Grinch3

Trivial Pursuit1

The Avengers4

Twister1

Tottenham Hotspur FC4

The Personalised Memento Company2

Taf Toys1

The Gruffalo4

The Little Green Sheep1

U

List of filters U

Uno8

Unicorn5

Unicorn Academy16

University Games30

V

List of filters V

Very2

VTech133

very bella8

Vida the Vet2

Vivid Games1

Viavito4

W

List of filters W

Wednesday9

Wham-O4

Waffle the Wonderdog1

Warmies3

Wicked27

WWE20

winfun1

Wipeout8

Winnie The Pooh1

Wizard of Oz1

Windy Bums1

west ham united2

Wonder Woman1

Willy Wonka4

Where's Wally1

X

List of filters X

XOOTZ36

X-Shot1

Y

List of filters Y

yookidoo9

Yummiland5

Yu-Gi-Oh!4

Yamaha1

Yeowww!2

Z

List of filters Z

Zuru54

Zinc30

Zoon30

Zombie5

Filters for Guitar Type

Electric3

Page 1. Results: 1 to 30 (of 153)

Results: 1 - 30 (of 153)

Number of results per page

30products per page

96products per page

Bank Holiday Deal

Crayola

Twistables Case

Current sale price is £9.99

(Save £2)

Regular price was £11.99

4.8 out of 5 stars

123 reviews

undefined DC Super Friends Batman Insider & Exo Suit Playset

Imaginext

DC Super Friends Batman Insider & Exo Suit Playset

£29.99

undefined The Dark Falcon Building Toy 75389

LEGO Star Wars

The Dark Falcon Building Toy 75389

Current sale price is £114.99

(Save £45)

Regular price was £159.99

4.8 out of 5 stars

121 reviews

undefined Fast and Furious Toyota Supra MK4 Toy Car Model Kit 42204

LEGO Technic

Fast and Furious Toyota Supra MK4 Toy Car Model Kit 42204

Current sale price is £41.99

(Save £13)

Regular price was £54.99

4.5 out of 5 stars

45 reviews

undefined Exclusive To Very Dinosaur Light Up Tracing Pad

Bank Holiday Deal

Crayola

Exclusive To Very Dinosaur Light Up Tracing Pad

Current sale price is £14.99

(Save £13)

Regular price was £27.99

4.9 out of 5 stars

22 reviews

undefined 2 Fast 2 Furious Nissan Skyline GT-R (R34) Car Model Kit 42110

Bank Holiday Deal

LEGO Technic

2 Fast 2 Furious Nissan Skyline GT-R (R34) Car Model Kit 42110

Current sale price is £109.99

(Save £20)

Regular price was £129.99

4.9 out of 5 stars

24 reviews

undefined Oracle Red bull Racing RB20 F1 Car 42206

LEGO Technic

Oracle Red bull Racing RB20 F1 Car 42206

Current sale price is £149.99

(Save £50)

Regular price was £199.99

4.7 out of 5 stars

35 reviews

undefined DC Super Friends Feature: Superman

Imaginext

DC Super Friends Feature: Superman

£14.99

Bank Holiday Deal

LEGO Star Wars

Rebel Ship

Current sale price is £42.99

(Save £17)

Regular price was £59.99

4.7 out of 5 stars

30 reviews

undefined Rebel Base Cannon Toy with Luke Skywalker Diecast Character Key, 5 Pieces

Imaginext

Rebel Base Cannon Toy with Luke Skywalker Diecast Character Key, 5 Pieces

£19.99

4.7 out of 5 stars

9 reviews

undefined Volvo L120 Electric Wheel Loader Construction Toy 42209

Bank Holiday Deal

LEGO Technic

Volvo L120 Electric Wheel Loader Construction Toy 42209

Current sale price is £59.99

(Save £30)

Regular price was £89.99

4.8 out of 5 stars

13 reviews

undefined Ferrari SF-24 F1 Car Model Kit 42207

LEGO Technic

Ferrari SF-24 F1 Car Model Kit 42207

Current sale price is £159.99

(Save £40)

Regular price was £199.99

4.7 out of 5 stars

55 reviews

undefined AT-ST Walker Ultimate Collectors Set - Model 75417

LEGO Star Wars

AT-ST Walker Ultimate Collectors Set - Model 75417

Current sale price is £174.99

Regular price was £179.99

5 out of 5 stars

1 review

undefined Ferrari FXX K Race Car Toy 42212

LEGO Technic

Ferrari FXX K Race Car Toy 42212

£54.99

4.5 out of 5 stars

13 reviews

Bank Holiday Deal

LEGO Star Wars

Grogu with Hover Pram 75403

Current sale price is £62.99

(Save £27)

Regular price was £89.99

4.9 out of 5 stars

58 reviews

undefined Chevrolet Corvette Stingray Car Model Kit Vehicle Toy 42205

LEGO Technic

Chevrolet Corvette Stingray Car Model Kit Vehicle Toy 42205

Current sale price is £39.99

(Save £15)

Regular price was £54.99

4.8 out of 5 stars

30 reviews

undefined Death Trooper & Night Trooper Battle Pack Building Toy 75412

LEGO Star Wars

Death Trooper & Night Trooper Battle Pack Building Toy 75412

£17.99

3.4 out of 5 stars

35 reviews

undefined Advent Calendar 2025 for Kids 75418

LEGO Star Wars

Advent Calendar 2025 for Kids 75418

£29.99

LEGO Star Wars

Brick-Built Star Wars Logo Set 75407

Current sale price is £44.99

(Save £15)

Regular price was £59.99

4.9 out of 5 stars

69 reviews

undefined Ford Bronco SUV Off Road Car Toy 42213

LEGO Technic

Ford Bronco SUV Off Road Car Toy 42213

£54.99

4.9 out of 5 stars

7 reviews

Bank Holiday Deal

Crayola

Colour & Create Tub

Current sale price is £14.99

(Save £10)

Regular price was £24.99

4.1 out of 5 stars

28 reviews

undefined Jurassic World Growl & Glow Baryonyx Dinosaur Toy with Lights Sounds & Chomping Action

Bank Holiday Deal

Imaginext

Jurassic World Growl & Glow Baryonyx Dinosaur Toy with Lights Sounds & Chomping Action

Current sale price is £21.99

(Save £8)

Regular price was £29.99

4.9 out of 5 stars

34 reviews

undefined C-3PO, Droid Character Figure 75398

LEGO Star Wars

C-3PO, Droid Character Figure 75398

Current sale price is £94.99

(Save £30)

Regular price was £124.99

4.7 out of 5 stars

129 reviews

undefined McLaren P1 Car Set for Adults 42172

LEGO Technic

McLaren P1 Car Set for Adults 42172

Current sale price is £299.99

(Save £90)

Regular price was £389.99

4.8 out of 5 stars

112 reviews

undefined Jurassic World Rebirth Sprinting Spinosaurus Dinosaur Toy with Lunge & Chomp

Imaginext

Jurassic World Rebirth Sprinting Spinosaurus Dinosaur Toy with Lunge & Chomp

£39.99

undefined Jango Fett Helmet Building Set 75408

LEGO Star Wars

Jango Fett Helmet Building Set 75408

Current sale price is £51.99

(Save £18)

Regular price was £69.99

4.8 out of 5 stars

25 reviews

undefined McLaren Formula 1™ Race Car 42141

LEGO Technic

McLaren Formula 1™ Race Car 42141

Current sale price is £129.99

(Save £40)

Regular price was £169.99

4.6 out of 5 stars

174 reviews

LEGO Star Wars

Republic Juggernaut Set 75413

Current sale price is £129.99

(Save £10)

Regular price was £139.99

LEGO Star Wars

Star Wars R2-D2 75379

Current sale price is £73.99

(Save £16)

Regular price was £89.99

4.8 out of 5 stars

122 reviews

undefined Power Puppy Mini - Dinosaur robot with light and sound effects, hand clap command, voice repeat

Bank Holiday Deal

Lexibook

Power Puppy Mini - Dinosaur robot with light and sound effects, hand clap command, voice repeat

Current sale price is £11.99

(Save £3)

Regular price was £14.99

4.1 out of 5 stars

7 reviews

Page 1. Results: 1 to 30 (of 153)

Results: 1 - 30 (of 153)

Number of results per page

30products per page

96products per page

Next PagePage 1 selected

Use the right and left arrows to scroll through the image carouselPage 1 of 322

Use the right and left arrows to scroll through the image carouselPage 1 of 322

Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

My account

Account summary
Track my order
Delivery & returns

Ways to Pay & Protect

Very Pay
Very Protect
Very Money Matters

Cards & Loans

Very Credit Card
Looking for a loan?

Privacy notice and cookies

Privacy policy
Cookie policy
Manage cookies

Help

Help & FAQs
Product support hub
Financial difficulties
Cost of living support
Persistent debt
PPI complaints
Contact us
Terms & conditions
Product recall & safety
Careers
Become an affiliate
Corporate Social Responsibility
Fraud and scam awareness
Buying guides
Website vulnerability disclosure
Brand directory
Site map
Accessibility

Download the app

Let's get social

© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.