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Free home delivery on orders £75+

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Refurbished Samsung S22 5G - 128GB, Mobile - Black (Pristine Condition)

Bank Holiday Deal

Samsung S22 5G - 128GB, Mobile - Black (Pristine Condition)

Current sale price is £239

Regular price was £269

(Save £30)

3.8 out of 5 stars

790 reviews

Hotpoint Anti-Stain NSWM946BSUK 9kg Load, 1400 Spin Washing Machine - Black - A Rated

Anti-Stain NSWM946BSUK 9kg Load, 1400 Spin Washing Machine - Black - A Rated

£309

4.5 out of 5 stars

51 reviews

UGG Womens Goldenstar Villa Clog - Black

Womens Goldenstar Villa Clog - Black

£145

UGG Womens Tasman Ii Slippers - Black

Womens Tasman Ii Slippers - Black

£115

5 out of 5 stars

20 reviews

Hotpoint Anti-Stain NSWM846BSUK 8kg Load, 1400 Spin Washing Machine - Black - A Rated

Anti-Stain NSWM846BSUK 8kg Load, 1400 Spin Washing Machine - Black - A Rated

£309

4.1 out of 5 stars

35 reviews

Hotpoint HDE6VDCASB1 - Electric Double Cooker with Multiflow Technology - Black

Bank Holiday Deal

HDE6VDCASB1 - Electric Double Cooker with Multiflow Technology - Black

Current sale price is £519

Regular price was £549

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5 out of 5 stars

1 review

Hotpoint Anti-Stain NSWM7469BSUK 7kg Load, 1400 Spin Washing Machine - Black - A Rated

Anti-Stain NSWM7469BSUK 7kg Load, 1400 Spin Washing Machine - Black - A Rated

£289

4.6 out of 5 stars

24 reviews

Refurbished Samsung S22 Ultra 5G - 128GB, Mobile - Black (Pristine Condition)

Bank Holiday Deal

Samsung S22 Ultra 5G - 128GB, Mobile - Black (Pristine Condition)

Current sale price is £369

Regular price was £399

(Save £30)

5 out of 5 stars

1 review

Refurbished Apple iPhone 15 Pro Max - 256GB, Black (Pristine Condition)

Bank Holiday Deal

Apple iPhone 15 Pro Max - 256GB, Black (Pristine Condition)

Current sale price is £649

Regular price was £679

3.2 out of 5 stars

10 reviews

Refurbished Samsung S23 Ultra 5G - 256GB, Mobile - Black (Pristine Condition)

Bank Holiday Deal

Samsung S23 Ultra 5G - 256GB, Mobile - Black (Pristine Condition)

Current sale price is £499

Regular price was £529

(Save £30)

4.5 out of 5 stars

1.4k reviews

Refurbished Apple iPhone 12 - 64GB, Black (Pristine Condition)

Bank Holiday Deal

Apple iPhone 12 - 64GB, Black (Pristine Condition)

Current sale price is £209

Regular price was £239

(Save £30)

4.7 out of 5 stars

6 reviews

Hotpoint HPKF 3241W XR4UK Total No Frost 60/40 Fridge Freezer with VitalCare & Water Dispenser - Black Steel

Bank Holiday Deal

HPKF 3241W XR4UK Total No Frost 60/40 Fridge Freezer with VitalCare & Water Dispenser - Black Steel

Current sale price is £369

Regular price was £379

Refurbished Apple iPhone 15 Pro - 256GB, Black (Pristine Condition)

Bank Holiday Deal

Apple iPhone 15 Pro - 256GB, Black (Pristine Condition)

Current sale price is £619

Regular price was £649

(Save £30)

4 out of 5 stars

6 reviews

Hotpoint HDD6GDC2B1 60cm Dual Fuel Double Cooker with Glass Lid - Black

HDD6GDC2B1 60cm Dual Fuel Double Cooker with Glass Lid - Black

Current sale price is £539

Regular price was £549

4.7 out of 5 stars

6 reviews

UGG Womens Classic Micro Boots - Black

Womens Classic Micro Boots - Black

£110

4.7 out of 5 stars

3 reviews

Hotpoint HDE6IDC2B1 - Electric Double Cooker - Black

Bank Holiday Deal

HDE6IDC2B1 - Electric Double Cooker - Black

£649

5 out of 5 stars

3 reviews

Hotpoint HDG6GDCB1 60cm Gas Double Cooker with Glass Lid - Black

Bank Holiday Deal

HDG6GDCB1 60cm Gas Double Cooker with Glass Lid - Black

£519

4.1 out of 5 stars

21 reviews

Hotpoint HDE6VDB1 - Electric Double Cooker - Black

HDE6VDB1 - Electric Double Cooker - Black

£449

4 out of 5 stars

6 reviews

UGG Mens Tasman 2 Slipper - Black

Mens Tasman 2 Slipper - Black

£115

4 out of 5 stars

5 reviews

Hotpoint AntiStain H101BANTISTAINUK 10kg Washing Machine with Steam - Black

Bank Holiday Deal

AntiStain H101BANTISTAINUK 10kg Washing Machine with Steam - Black

Current sale price is £339

Regular price was £369

(Save £30)

3 out of 5 stars

1 review

Hotpoint C HD 93M BB UK 9KG Heat Pump Tumble Dryer - Black

C HD 93M BB UK 9KG Heat Pump Tumble Dryer - Black

Current sale price is £439

Regular price was £449

5 out of 5 stars

1 review

Refurbished Apple iPhone 15 Pro - 128GB, Black (Pristine Condition)

Bank Holiday Deal

Apple iPhone 15 Pro - 128GB, Black (Pristine Condition)

Current sale price is £549

Regular price was £579

(Save £30)

3.7 out of 5 stars

3 reviews

Bank Holiday Deal

Logo T-shirt - Black

Current sale price is £25

Regular price was £35

(Save £10)

3 out of 5 stars

2 reviews

Hotpoint HP2FFC14BN6BUK Freestanding Full Size Dishwasher with ActiveDry - Black

HP2FFC14BN6BUK Freestanding Full Size Dishwasher with ActiveDry - Black

£329

Hotpoint HTG5GCB 50cm Gas Twin Cooker - Black

HTG5GCB 50cm Gas Twin Cooker - Black

£379

4.3 out of 5 stars

3 reviews

Hotpoint HTE5VCB - Electric Twin Cooker - Black

HTE5VCB - Electric Twin Cooker - Black

£379

3.9 out of 5 stars

10 reviews

Refurbished Samsung S23 5G - 128GB Mobile - Black (Pristine Condition)

Bank Holiday Deal

Samsung S23 5G - 128GB Mobile - Black (Pristine Condition)

Current sale price is £369

Regular price was £399

(Save £30)

3.5 out of 5 stars

2 reviews

Refurbished Apple iPhone 11 - 64GB, Black (Pristine Condition)

Bank Holiday Deal

Apple iPhone 11 - 64GB, Black (Pristine Condition)

Current sale price is £189

Regular price was £209

(Save £20)

4.6 out of 5 stars

9 reviews

Hotpoint DIH 10D B - Double Oven - Black

DIH 10D B - Double Oven - Black

From £359

5 out of 5 stars

5 reviews

Hotpoint HDG5GCB 50cm Gas Double Cooker - Black

Bank Holiday Deal

HDG5GCB 50cm Gas Double Cooker - Black

Current sale price is £429

Regular price was £449

3.3 out of 5 stars

3 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.