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Calvin Klein ICON Cotton Stretch 3 Pack Contour Trunks - Assorted

ICON Cotton Stretch 3 Pack Contour Trunks - Assorted

£44

1 out of 5 stars

1 review

Very Home 7ft Aspen Pre Lit Christmas Tree with Dual Colour Twinkle Lights

7ft Aspen Pre Lit Christmas Tree with Dual Colour Twinkle Lights

Current sale price is £109.99

(Save £120)

Regular price was £229.99

1 out of 5 stars

1 review

EVO VT3 E-Scooter - Black

VT3 E-Scooter - Black

Current sale price is £149.99

(Save £110)

Regular price was £259.99

1 out of 5 stars

8 reviews

Very Home Skye Dressing Table with Lit Mirror - White - FSC® Certified

Skye Dressing Table with Lit Mirror - White - FSC® Certified

£249

1 out of 5 stars

2 reviews

Stormforce Rogue Gaming Desktop - AMD Ryzen 5 5500GT, 16GB RAM, 1TB SSD - Black

Rogue Gaming Desktop - AMD Ryzen 5 5500GT, 16GB RAM, 1TB SSD - Black

Current sale price is £449

(Save £50)

Regular price was £499

1 out of 5 stars

1 review

The Very Collection Cable Textured Midaxi Skirt Co-Ord - Brown

The Very Collection

Cable Textured Midaxi Skirt Co-Ord - Brown

£28

1 out of 5 stars

1 review

Birlea Ava 5 Drawer Dressing Table - White

Ava 5 Drawer Dressing Table - White

£199

1 out of 5 stars

3 reviews

Ariana Grande MOD Vanilla Eau De Parfum 30ml Gift Set

MOD Vanilla Eau De Parfum 30ml Gift Set

Current sale price is £30

(Save £8)

Regular price was £38

1 out of 5 stars

1 review

adidas Originals Women's Campus 00S Trainers - Red

adidas Originals

Women's Campus 00S Trainers - Red

£90

1 out of 5 stars

1 review

Studio Creator Pad Creator Instant Print 8" Touchscreen Tablet For Kids

Pad Creator Instant Print 8" Touchscreen Tablet For Kids

Current sale price is £97.99

(Save £32)

Regular price was £129.99

1.5 out of 5 stars

2 reviews

The Very Collection Lace Trim Soft Touch Henley And Wide Leg Trouser Pj Set - Burgundy

The Very Collection

Lace Trim Soft Touch Henley And Wide Leg Trouser Pj Set - Burgundy

£25

1 out of 5 stars

1 review

Stormforce Lumina - AMD Ryzen 5 5500GT - 8GB DDR4 - 1TB SSD - Black

Lumina - AMD Ryzen 5 5500GT - 8GB DDR4 - 1TB SSD - Black

Current sale price is £399

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Regular price was £449

1 out of 5 stars

1 review

Ellesse Men's Sucre 2 Jog Suit - Black

Men's Sucre 2 Jog Suit - Black

Current sale price is £56

(Save £14)

Regular price was £70

1 out of 5 stars

1 review

Very Home 6ft Elegance Pre Lit Christmas Tree

6ft Elegance Pre Lit Christmas Tree

Current sale price is £64.99

(Save £75)

Regular price was £139.99

1.7 out of 5 stars

3 reviews

The Very Collection Boucle Oversized Sweatshirt Co-Ord - Brown

The Very Collection

Boucle Oversized Sweatshirt Co-Ord - Brown

£28

1 out of 5 stars

1 review

VTech Karaoke Light Party

Karaoke Light Party

Current sale price is £39.99

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Regular price was £59.99

1 out of 5 stars

1 review

Acer ICONIA Tab A11 4GB/64GB Grey

ICONIA Tab A11 4GB/64GB Grey

£149

1 out of 5 stars

1 review

The Very Collection Short High Waist Wide Leg Jeans - Mid Wash

The Very Collection

Short High Waist Wide Leg Jeans - Mid Wash

£35

1.6 out of 5 stars

5 reviews

BOSS Contrast Panel Tracksuit - Black

Contrast Panel Tracksuit - Black

Current sale price is £158

(Save £40)

Regular price was £198

1 out of 5 stars

1 review

Miele - "Triflex" Toy Vacuum Cleaner with Cleaning Trolley

Miele - "Triflex" Toy Vacuum Cleaner with Cleaning Trolley

Current sale price is £24.99

(Save £25)

Regular price was £49.99

1 out of 5 stars

1 review

BOSS Passertip Slim Fit Short Sleeve Polo Shirt - Dark Blue

Passertip Slim Fit Short Sleeve Polo Shirt - Dark Blue

Current sale price is £63

(Save £16)

Regular price was £79

1 out of 5 stars

1 review

Liverpool FC LFC Junior Unisex Hooded Robe Blanket - Grey

LFC Junior Unisex Hooded Robe Blanket - Grey

Current sale price is From £19.50

(Save up to £9)

Regular price was From £28

1 out of 5 stars

1 review

Apricot Velvet Sequin Shorts

Velvet Sequin Shorts

£29

1 out of 5 stars

1 review

Smoby Disney Princess Beauty Vanity

Disney Princess Beauty Vanity

Current sale price is £29.99

(Save £10)

Regular price was £39.99

1.5 out of 5 stars

2 reviews

Levi's Levis 513 Slim Straight Fit Jeans - Jet - Black

Levis 513 Slim Straight Fit Jeans - Jet - Black

£80

1 out of 5 stars

1 review

Nike Younger Boys Basic Crew 6 Pack Socks - White/Grey

Younger Boys Basic Crew 6 Pack Socks - White/Grey

£14

1 out of 5 stars

1 review

The Very Collection Shirred Waist Pearl Detail Mini Dress - Black

The Very Collection

Shirred Waist Pearl Detail Mini Dress - Black

Current sale price is £45

(Save £15)

Regular price was £60

1 out of 5 stars

2 reviews

AX Paris Velvet Sequin 2 In 1 Long Sleeve Midi Dress - Gold/Black

Velvet Sequin 2 In 1 Long Sleeve Midi Dress - Gold/Black

£65

1 out of 5 stars

1 review

Baby Born Little Magic Boy Doll 36cm

Little Magic Boy Doll 36cm

£29.99

1 out of 5 stars

1 review

Festive Set of 9 Burgundy Velvet Christmas Tree Bows - 15 cm

Set of 9 Burgundy Velvet Christmas Tree Bows - 15 cm

Current sale price is £9.99

(Save £10)

Regular price was £19.99

1 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.