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Simba Hybrid Luxe Rolled Mattress

Bank Holiday Deal

Hybrid Luxe Rolled Mattress

From £1249

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4.4k reviews

Target Omni Scoring System Darts

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£500

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43 reviews

Simba Hybrid Mattress

Bank Holiday Deal

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From £699

4.8 out of 5 stars

5.3k reviews

Armani Exchange Icon Project Polo Shirt - Navy

Bank Holiday Deal

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Current sale price is £52.50

Regular price was £75

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Armani Exchange Padded Hooded Jacket - Black

Bank Holiday Deal

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Current sale price is £133

Regular price was £190

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Armani Exchange Regular Fit Jean - Midi Wash

Bank Holiday Deal

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Regular Fit Jean - Midi Wash

Current sale price is £88

Regular price was £110

(Save £22)

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1 review

Simba Hybrid Pro Mattress

Bank Holiday Deal

Hybrid Pro Mattress

From £899

4.8 out of 5 stars

8.3k reviews

Target Luke Littler Dartboard and Cabinet Set Plus Darts

Luke Littler Dartboard and Cabinet Set Plus Darts

£69.99

Armani Exchange Regular Fit Jean - Midi Wash

Bank Holiday Deal

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Regular Fit Jean - Midi Wash

Current sale price is £88

Regular price was £110

(Save £22)

3 out of 5 stars

1 review

Target Luke Littler World Champion Edition TOR Dartboard and Surround Bundle

Luke Littler World Champion Edition TOR Dartboard and Surround Bundle

£129.99

5 out of 5 stars

2 reviews

Armani Exchange Slim Fit Jeans - Black

Bank Holiday Deal

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Slim Fit Jeans - Black

Current sale price is £77

Regular price was £110

(Save £33)

Armani Exchange

All Over Logo Shoulder Bag - Black

£110

Armani Exchange Icon Project Polo Shirt - Off White

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Icon Project Polo Shirt - Off White

Current sale price is £60

Regular price was £75

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Armani Exchange Icon Project Crew Neck T-Shirt - Off White

Bank Holiday Deal

Armani Exchange

Icon Project Crew Neck T-Shirt - Off White

Current sale price is £40

Regular price was £50

(Save £10)

5 out of 5 stars

1 review

Target Summit Cabinet & Slim Dartboard Set

Summit Cabinet & Slim Dartboard Set

£69.99

Bank Holiday Deal

Armani Exchange

Drop Logo Suede Runner Trainers - Black

Current sale price is £70

Regular price was £140

(Save £70)

4 out of 5 stars

2 reviews

Armani Exchange Alex Bifold Coin Pocket Wallet - Black

Armani Exchange

Alex Bifold Coin Pocket Wallet - Black

£75

Armani Exchange Felpa Taped Zip Through Track Top - Navy

Armani Exchange

Felpa Taped Zip Through Track Top - Navy

£160

Bank Holiday Deal

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3D Ny Milan Logo T-Shirt - Black

Current sale price is £36

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Playermaker 2.0 Football Performance Tracker

2.0 Football Performance Tracker

£199.99

Armani Exchange Slim Fit Jeans - Mid Wash

Bank Holiday Deal

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Slim Fit Jeans - Mid Wash

Current sale price is £88

Regular price was £110

(Save £22)

Armani Exchange Padded Hooded Jacket - Navy

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Current sale price is £133

Regular price was £190

(Save £57)

Armani Exchange Commuter Jacket - Navy

Bank Holiday Deal

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Commuter Jacket - Navy

Current sale price is £168

Regular price was £240

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Armani Exchange Slim Fit Jeans - Mid Wash

Bank Holiday Deal

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Slim Fit Jeans - Mid Wash

Current sale price is £77

Regular price was £110

(Save £33)

3 out of 5 stars

1 review

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3D Ny Milan Logo Sweat Shorts - Black

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(Save £35)

Armani Exchange

All Over Logo Chenille Knitted Jumper - Black

£140

Armani Exchange Icon Project Crew Sweat - Navy

Bank Holiday Deal

Armani Exchange

Icon Project Crew Sweat - Navy

Current sale price is £73.50

Regular price was £105

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Armani Exchange Contrast Colour Polo Shirt - Navy

Armani Exchange

Contrast Colour Polo Shirt - Navy

£80

Armani Exchange Mens Stainless Steel Chain Bracelet, AXG0175710

Bank Holiday Deal

Armani Exchange

Mens Stainless Steel Chain Bracelet, AXG0175710

Current sale price is £47

Regular price was £59

(Save £12)

5 out of 5 stars

1 review

Armani Exchange Polly Shopping Bag - Brown

Armani Exchange

Polly Shopping Bag - Brown

£170

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.