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LEGO Creator 3 in 1 Wild Animals: Colourful Hummingbird 31384

Bank Holiday Deal

3 in 1 Wild Animals: Colourful Hummingbird 31384

Current sale price is £15.99

Regular price was £24.99

(Save £9)

5 out of 5 stars

30 reviews

LEGO Creator 3 in 1 Wild Animals: Majestic Lion 31386

3 in 1 Wild Animals: Majestic Lion 31386

Current sale price is £39.99

Regular price was £59.99

(Save £20)

4.8 out of 5 stars

11 reviews

Reflex Active Series 23 Pink Calling Smart Watch

Bank Holiday Deal

Series 23 Pink Calling Smart Watch

Current sale price is £30

Regular price was £49.99

(Save £19.99)

3.9 out of 5 stars

17 reviews

Reflex Active Series 49 Pink Strap Smart Calling Watch

Series 49 Pink Strap Smart Calling Watch

£29.95

3.5 out of 5 stars

8 reviews

LEGO Creator 3 in 1 Sea Animals: Beautiful Dolphins 31385

Bank Holiday Deal

3 in 1 Sea Animals: Beautiful Dolphins 31385

Current sale price is £29.99

Regular price was £44.99

(Save £15)

5 out of 5 stars

25 reviews

LEGO Creator 3 in 1 Floral Decor Perfume Bottle 31383

3 in 1 Floral Decor Perfume Bottle 31383

£24.99

5 out of 5 stars

8 reviews

Rockit Stroller Rocker (Rechargeable)

Stroller Rocker (Rechargeable)

£50

3.8 out of 5 stars

10 reviews

LEGO Creator 3 in 1 Cute Animals: Playful Puppy Dog 31382

Bank Holiday Deal

3 in 1 Cute Animals: Playful Puppy Dog 31382

Current sale price is £15.99

Regular price was £24.99

(Save £9)

4.7 out of 5 stars

22 reviews

LEGO Creator Haunted Mansion Building Toy 31167

Haunted Mansion Building Toy 31167

£79.99

4.7 out of 5 stars

61 reviews

Reflex Active Series 30 Smart Calling Amoled Watch - Beige

Series 30 Smart Calling Amoled Watch - Beige

£59.95

3 out of 5 stars

13 reviews

Reflex Active Series 17 Black Strap Smart Watch and True Wireless Sound Earbud Set

Bank Holiday Deal

Series 17 Black Strap Smart Watch and True Wireless Sound Earbud Set

Current sale price is £36

Regular price was £59.99

(Save £23.99)

2.7 out of 5 stars

10 reviews

Reflex Active Series 23 Black Calling Smart Watch

Series 23 Black Calling Smart Watch

£49.99

3.8 out of 5 stars

9 reviews

Reflex Active Series 22 Black Silicone Strap Watch

Series 22 Black Silicone Strap Watch

£49.95

3.8 out of 5 stars

12 reviews

Reflex Active Series 49 Black Strap Smart Calling Watch

Series 49 Black Strap Smart Calling Watch

£29.95

3 out of 5 stars

3 reviews

Reflex Active Series 45 Black Silicone Amoled GPS Sports Smart Calling Watch

Series 45 Black Silicone Amoled GPS Sports Smart Calling Watch

£99.96

3.7 out of 5 stars

9 reviews

Reflex Active Series 38 Black Silicone Strap Sports Smart Calling Watch

Bank Holiday Deal

Series 38 Black Silicone Strap Sports Smart Calling Watch

Current sale price is £40

Regular price was £49.96

(Save £9.96)

3.8 out of 5 stars

13 reviews

Reflex Active Series 50 Smart Black Calling Watch Interchangeable Set

Series 50 Smart Black Calling Watch Interchangeable Set

£39.95

3.8 out of 5 stars

4 reviews

LEGO Creator Exotic Parrot Toy Set 31136

Exotic Parrot Toy Set 31136

Current sale price is £15.99

Regular price was £19.99

(Save £4)

4.6 out of 5 stars

60 reviews

Reflex Active Series 17 Pink Strap Smart Watch and True Wireless Sound Earbud Set

Bank Holiday Deal

Series 17 Pink Strap Smart Watch and True Wireless Sound Earbud Set

Current sale price is £39

Regular price was £59.99

(Save £20.99)

3 out of 5 stars

9 reviews

LEGO Creator 3 in 1 Iconic Pirate Ship Toy 31387

3 in 1 Iconic Pirate Ship Toy 31387

Current sale price is £84.99

Regular price was £89.99

(Save £5)

5 out of 5 stars

16 reviews

Reflex Active Spectra AMOLED Calling Smart Black Strap Watch

Spectra AMOLED Calling Smart Black Strap Watch

£49.95

3 out of 5 stars

2 reviews

Bath Pops Funny Crab & Octo Spinner

Bank Holiday Deal

Funny Crab & Octo Spinner

Current sale price is £9.99

Regular price was £12.99

(Save £3)

LEGO Creator 3 in 1 Cute Hamster with a Flower 31376

3 in 1 Cute Hamster with a Flower 31376

£8.99

4.8 out of 5 stars

25 reviews

LEGO Creator 3 in 1 Fierce Dinosaur Toy 31379

3 in 1 Fierce Dinosaur Toy 31379

Current sale price is £14.99

Regular price was £19.99

(Save £5)

4.6 out of 5 stars

14 reviews

LEGO Creator 3 in 1 Turtle with a Water Lily Flower 31377

3 in 1 Turtle with a Water Lily Flower 31377

Current sale price is £6.99

Regular price was £8.99

(Save £2)

4.8 out of 5 stars

13 reviews

Reflex Active Series 29 Smart Calling Watch

Series 29 Smart Calling Watch

£65

4.3 out of 5 stars

7 reviews

LEGO Creator 3 in 1 Iconic Ferris Wheel Toy 31389

3 in 1 Iconic Ferris Wheel Toy 31389

Current sale price is £71.99

Regular price was £79.99

(Save £8)

4.8 out of 5 stars

5 reviews

LEGO Creator 3in1 Playful Cat Toy Animal Set 31163

3in1 Playful Cat Toy Animal Set 31163

£19.99

4.8 out of 5 stars

45 reviews

LEGO Creator Beautiful Horse Toy 31166

Beautiful Horse Toy 31166

Current sale price is £31.99

Regular price was £44.99

(Save £13)

4.9 out of 5 stars

45 reviews

Reflex Active Series 54 AMOLED GPS Black and Green Smart Calling Watch

Series 54 AMOLED GPS Black and Green Smart Calling Watch

£79.96

4 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.