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Simba Hybrid Mattress

Bank Holiday Deal

Hybrid Mattress

Current sale price is From £519

Regular price was From £699

(Save up to £280)

4.8 out of 5 stars

5.3k reviews

Simba Hybrid Luxe Rolled Mattress

Bank Holiday Deal

Hybrid Luxe Rolled Mattress

Current sale price is From £869

Regular price was From £1249

(Save up to £600)

4.8 out of 5 stars

4.4k reviews

Simba Hybrid Pro Mattress

Bank Holiday Deal

Hybrid Pro Mattress

Current sale price is From £669

Regular price was From £899

(Save up to £380)

4.8 out of 5 stars

8.3k reviews

Targus Click-In case for iPad (A16) and iPad (10th Gen) 10.9-inch - Rose Gold

Bank Holiday Deal

Click-In case for iPad (A16) and iPad (10th Gen) 10.9-inch - Rose Gold

Current sale price is £27.99

Regular price was £34.99

(Save £7)

5 out of 5 stars

2 reviews

Lascal Maxi+ - Black BuggyBoard Plus Grey Saddle

Maxi+ - Black BuggyBoard Plus Grey Saddle

£135

5 out of 5 stars

3 reviews

Simba 3-In-1 Hybrid Duvet

Bank Holiday Deal

3-In-1 Hybrid Duvet

Current sale price is From £194

Regular price was From £249

(Save up to £99)

4.8 out of 5 stars

748 reviews

Ravenhead Entertain Linea Set of 4 Hiball Tumbler Glasses

Bank Holiday Deal

Entertain Linea Set of 4 Hiball Tumbler Glasses

Current sale price is £14

Regular price was £17

(Save £3)

5 out of 5 stars

4 reviews

Ravenhead Luxe 50cl Wine Set Of 4

Bank Holiday Deal

Luxe 50cl Wine Set Of 4

Current sale price is £21

Regular price was £26

(Save £5)

Ravenhead Mode Hiball Glasses – Set of 6

Bank Holiday Deal

Mode Hiball Glasses – Set of 6

Current sale price is £16

Regular price was £20

(Save £4)

5 out of 5 stars

2 reviews

Targus Avila 15-16" Backpack - French Oak

Bank Holiday Deal

Avila 15-16" Backpack - French Oak

Current sale price is £71.99

Regular price was £79.99

(Save £8)

Ravenhead Entertain Set of 2 Glass Mugs

Bank Holiday Deal

Entertain Set of 2 Glass Mugs

Current sale price is £10

Regular price was £13

(Save £3)

4.3 out of 5 stars

6 reviews

Ravenhead Kings Collection – Set of 4 White Wine Glasses

Kings Collection – Set of 4 White Wine Glasses

£29

Ravenhead Entertain Linea Set of 4 Wine Glasses

Bank Holiday Deal

Entertain Linea Set of 4 Wine Glasses

Current sale price is £16

Regular price was £20

(Save £4)

5 out of 5 stars

1 review

Targus Commuter Backpack

Commuter Backpack

£89.99

5 out of 5 stars

1 review

Targus Avila 15-16" Tote - Midnight Navy

Avila 15-16" Tote - Midnight Navy

Current sale price is £62.99

Regular price was £69.99

(Save £7)

Lascal Mini BuggyBoard 3D / Red

Mini BuggyBoard 3D / Red

£60

2.7 out of 5 stars

3 reviews

Targus Click-In case for iPad (A16) and iPad (10th Gen) 10.9-inch - Black

Bank Holiday Deal

Click-In case for iPad (A16) and iPad (10th Gen) 10.9-inch - Black

Current sale price is £27.99

Regular price was £34.99

(Save £7)

4.4 out of 5 stars

5 reviews

COSI Cosiscoop Black Fire Lantern

Cosiscoop Black Fire Lantern

£75

4 out of 5 stars

1 review

Ravenhead Majestic Set of 4 Hi-Ball Tumbler Glasses

Bank Holiday Deal

Majestic Set of 4 Hi-Ball Tumbler Glasses

Current sale price is £14

Regular price was £18

(Save £4)

4.3 out of 5 stars

15 reviews

Ravenhead Entertain Set of 2 Irish Coffee Glasses

Entertain Set of 2 Irish Coffee Glasses

£13

5 out of 5 stars

5 reviews

Targus 15.6" Octave III Backpack - Blue Fog

15.6" Octave III Backpack - Blue Fog

Current sale price is £40.49

Regular price was £44.99

(Save £4.50)

Targus Avila 15-16" Tote - French Oak

Avila 15-16" Tote - French Oak

Current sale price is £62.99

Regular price was £69.99

(Save £7)

Targus 15-16" Terra Backpack - Black

15-16" Terra Backpack - Black

£59.99

Lascal MAXI BuggyBoard

MAXI BuggyBoard

£90

4 out of 5 stars

2 reviews

Targus VersaVu Clear case for iPad (A16) and iPad (10th Gen) 10.9-inch

VersaVu Clear case for iPad (A16) and iPad (10th Gen) 10.9-inch

£54.99

2.5 out of 5 stars

2 reviews

Ravenhead Kings Collection – Set of 4 Red Wine Glasses

Bank Holiday Deal

Kings Collection – Set of 4 Red Wine Glasses

Current sale price is £22

Regular price was £27

(Save £5)

5 out of 5 stars

1 review

Ravenhead Essentials Set of 4 Swirl Super Hi-Ball Tumbler Glasses

Bank Holiday Deal

Essentials Set of 4 Swirl Super Hi-Ball Tumbler Glasses

Current sale price is £13

Regular price was £16

(Save £3)

5 out of 5 stars

3 reviews

Targus 15-16' Work+Play Flex Backpack

Bank Holiday Deal

15-16' Work+Play Flex Backpack

Current sale price is £71.99

Regular price was £79.99

(Save £8)

Ravenhead Eton Set of 2 Hiball Glasses

Eton Set of 2 Hiball Glasses

£12.50

5 out of 5 stars

2 reviews

Targus Work+ 15-16" Backpack - Black

Work+ 15-16" Backpack - Black

£79.99

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.