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undefined Versa 4 Fitness Smartwatch - built-in GPS, 6-day battery life, Android & iOS compatible - Waterfall Blue/Platinum Aluminium

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in blue, black, pink coloursAvailable in blue, black, pink coloursAvailable in blue, black, pink coloursAvailable in blue, black, pink coloursAvailable in blue, black, pink colours

Versa 4 Fitness Smartwatch - built-in GPS, 6-day battery life, Android & iOS compatible - Waterfall Blue/Platinum Aluminium

Current sale price is £129

(Save £50)

Regular price was £179

3.8 out of 5 stars

169 reviews

undefined Sense 2, Health and Fitness Smartwatch

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in blue, white, grey coloursAvailable in blue, white, grey coloursAvailable in blue, white, grey coloursAvailable in blue, white, grey coloursAvailable in blue, white, grey colours

Sense 2, Health and Fitness Smartwatch

Current sale price is £169

(Save £50)

Regular price was £219

3.7 out of 5 stars

115 reviews

undefined Ferrari SF-24 F1 Car Model Kit 42207

Ferrari SF-24 F1 Car Model Kit 42207

Current sale price is £149.99

(Save £50)

Regular price was £199.99

4.7 out of 5 stars

51 reviews

undefined Double The Clean (Worth £49, 23% Saving)

Double The Clean (Worth £49, 23% Saving)

Current sale price is £30

(Save £8)

Regular price was £38

5 out of 5 stars

1 review

undefined Inspire 3 - Black/Midnight Zen Health and Fitness Tracker with up to 10-days battery life. Android and iOS compatible

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, lilac, orange coloursAvailable in black, lilac, orange coloursAvailable in black, lilac, orange coloursAvailable in black, lilac, orange coloursAvailable in black, lilac, orange colours

Inspire 3 - Black/Midnight Zen Health and Fitness Tracker with up to 10-days battery life. Android and iOS compatible

Current sale price is £59.99

(Save £25)

Regular price was £84.99

4.5 out of 5 stars

102 reviews

undefined Oracle Red bull Racing RB20 F1 Car 42206

Oracle Red bull Racing RB20 F1 Car 42206

Current sale price is £159.99

(Save £40)

Regular price was £199.99

4.7 out of 5 stars

35 reviews

undefined Pro-Collagen Cleansing Balm - 100g

Pro-Collagen Cleansing Balm - 100g

£49

4.9 out of 5 stars

2.3k reviews

undefined McLaren P1 Car Set for Adults 42172

McLaren P1 Car Set for Adults 42172

Current sale price is £299.99

(Save £90)

Regular price was £389.99

4.8 out of 5 stars

111 reviews

undefined Pro-Collagen Marine Cream SPF 30 50ml

Pro-Collagen Marine Cream SPF 30 50ml

£95

4.8 out of 5 stars

1.1k reviews

undefined Solar Multi-Lantern

Solar Multi-Lantern

Current sale price is £13.99

(Save £6)

Regular price was £19.99

3.3 out of 5 stars

3 reviews

undefined McLaren Formula 1™ Race Car 42141

McLaren Formula 1™ Race Car 42141

Current sale price is £129.99

(Save £40)

Regular price was £169.99

4.6 out of 5 stars

173 reviews

undefined Lilo & Stitch Fleece Lined Rain Mac

Lilo & Stitch Fleece Lined Rain Mac

From £26

undefined Charge 6 - Obsidian Band / Black Aluminum Case

Charge 6 - Obsidian Band / Black Aluminum Case

Current sale price is £99.99

(Save £39.01)

Regular price was £139

4 out of 5 stars

25 reviews

undefined Mercedes-AMG F1 W14 E Performance 42171

Mercedes-AMG F1 W14 E Performance 42171

Current sale price is £141.99

(Save £48)

Regular price was £189.99

4.8 out of 5 stars

97 reviews

undefined Dynamic Resurfacing Facial Pads 60 Pack

Dynamic Resurfacing Facial Pads 60 Pack

£46

4.8 out of 5 stars

2.9k reviews

undefined Pro-Collagen Heroes (Worth £172, 25% Saving)

Pro-Collagen Heroes (Worth £172, 25% Saving)

Current sale price is £103

(Save £26)

Regular price was £129

5 out of 5 stars

2 reviews

undefined Charge 6 - Porcelain Band / Silver Aluminum Case

Charge 6 - Porcelain Band / Silver Aluminum Case

Current sale price is £99.99

(Save £39.01)

Regular price was £139

4.1 out of 5 stars

18 reviews

undefined Volvo EC500 Hybrid Excavator 42215

Volvo EC500 Hybrid Excavator 42215

£349.99

undefined MultiPower Festoon String Lights - Set of 30

MultiPower Festoon String Lights - Set of 30

£29.99

5 out of 5 stars

2 reviews

undefined The ProCollagen Perfect Partners (Worth £125), Saving 20%

The ProCollagen Perfect Partners (Worth £125), Saving 20%

Current sale price is £80

(Save £20)

Regular price was £100

5 out of 5 stars

3 reviews

undefined The Dynamic Duo (Worth £89, 24% Saving)

The Dynamic Duo (Worth £89, 24% Saving)

Current sale price is £53

(Save £14)

Regular price was £67

5 out of 5 stars

2 reviews

undefined Dynamic Resurfacing Facial Wash 200ml

Dynamic Resurfacing Facial Wash 200ml

£40

4.8 out of 5 stars

3.1k reviews

undefined Angel Light - Officially Licensed Lilo And Stitch Cute Pink Bedroom Lamp, Disney Collectible Gift For Fans, Night Light And Décor

Angel Light - Officially Licensed Lilo And Stitch Cute Pink Bedroom Lamp, Disney Collectible Gift For Fans, Night Light And Décor

£22.99

5 out of 5 stars

2 reviews

undefined Firefly Decor Can

Firefly Decor Can

£14.99

4 out of 5 stars

4 reviews

undefined Versa 4 (Black/Graphite) with Additional Sports Strap

Versa 4 (Black/Graphite) with Additional Sports Strap

Current sale price is £129

(Save £50)

Regular price was £179

3.2 out of 5 stars

9 reviews

undefined The ProCollagen Rose Icons (Worth £144), Saving 31%

The ProCollagen Rose Icons (Worth £144), Saving 31%

Current sale price is £80

(Save £20)

Regular price was £100

undefined Superfood Glow Butter

Superfood Glow Butter

£35

4.4 out of 5 stars

293 reviews

undefined Red Ducatti Motorbike 42202

Red Ducatti Motorbike 42202

Current sale price is £129.99

(Save £40)

Regular price was £169.99

5 out of 5 stars

23 reviews

undefined Illumina Decor Panels Fauna

Illumina Decor Panels Fauna

£19.99

1.7 out of 5 stars

3 reviews

undefined Soothing Apricot Toner 200ml

Soothing Apricot Toner 200ml

£29

4.7 out of 5 stars

700 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.