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Abercrombie & Fitch3

Activity Superstore3

Adam Fires & Fireplaces9

adidas Originals685

adidas Sportswear499

adidas Terrex188

AMERICAN TOURISTER1

Applied Nutrition2

Armani Exchange10

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B

B By Ted Baker3

Barbour International16

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Black & Decker30

Body Sculpture15

Bowers & Wilkins1

C

Calvin Klein Jeans2

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E

EA7 Emporio Armani10

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L.O.L Surprise!20

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LEARNING RESOURCES3

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Teenage Mutant Ninja Turtles1

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The Very Collection1971

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UNDER ARMOUR539

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Western Digital11

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Yankee Candle27

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Zavetti Canada6

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VTech 3-in-1 Mow and Grow Tractor Ride-On

3-in-1 Mow and Grow Tractor Ride-On

Current sale price is £33.99

(Save £16)

Regular price was £49.99

4 out of 5 stars

3 reviews

VTech Karaoke Light Party

Limited Time Offer

Karaoke Light Party

Current sale price is £37.99

(Save £22)

Regular price was £59.99

4 out of 5 stars

4 reviews

VTech LeapFrog Preschool Game & Go Pink Educational Toy

LeapFrog Preschool Game & Go Pink Educational Toy

Current sale price is £11.99

(Save £4)

Regular price was £15.99

4 out of 5 stars

1 review

VTech My Busy Workbench

My Busy Workbench

Current sale price is £49.99

(Save £25)

Regular price was £74.99

4.8 out of 5 stars

53 reviews

VTech Gabby's Dollhouse: Cat-a-Vator Discovery Book

Gabby's Dollhouse: Cat-a-Vator Discovery Book

£29.99

4.7 out of 5 stars

3 reviews

VTech LeapFrog Preschool Game & Go Educational Toy

LeapFrog Preschool Game & Go Educational Toy

£15.99

4 out of 5 stars

2 reviews

VTech 2-in-1 Ride & Balance Scooter

2-in-1 Ride & Balance Scooter

Current sale price is £33.99

(Save £16)

Regular price was £49.99

4.5 out of 5 stars

6 reviews

VTech 2-in-1 Ride & Balance Scooter pink

2-in-1 Ride & Balance Scooter pink

£49.99

4 out of 5 stars

9 reviews

VTech My 1st Record Player

Limited Time Offer

My 1st Record Player

Current sale price is £19.99

(Save £8)

Regular price was £27.99

4.5 out of 5 stars

15 reviews

VTech Kidi DJ Drums

Kidi DJ Drums

£59.99

4.3 out of 5 stars

7 reviews

Graco Myavo Lightweight Travel Stroller - Mulberry

Myavo Lightweight Travel Stroller - Mulberry

£99

4.4 out of 5 stars

7 reviews

Graco Snack N Stow Highchair - Sleepy Heads

Snack N Stow Highchair - Sleepy Heads

£40

4.4 out of 5 stars

8 reviews

VTech RM7766HD 7" Smart Wi-Fi 1080p Pan and Tilt Baby Monitor

RM7766HD 7" Smart Wi-Fi 1080p Pan and Tilt Baby Monitor

£150

4 out of 5 stars

4 reviews

Graco Affix I-Size R129 Isofix Highback Booster Car Seat - Midnight

Affix I-Size R129 Isofix Highback Booster Car Seat - Midnight

£60

4.3 out of 5 stars

3 reviews

Graco Sweet2Sleep Bedside Bassinet - Oatmeal

Sweet2Sleep Bedside Bassinet - Oatmeal

£80

4.8 out of 5 stars

11 reviews

VTech Toot-Toot Drivers Police Station Playset

Toot-Toot Drivers Police Station Playset

Current sale price is £19.99

(Save £5)

Regular price was £24.99

4.7 out of 5 stars

9 reviews

VTech KidiZoom Smart Watch MAX Pink

KidiZoom Smart Watch MAX Pink

Current sale price is £34.99

(Save £15)

Regular price was £49.99

4 out of 5 stars

1 review

VTech Shake It Bluey

Limited Time Offer

Shake It Bluey

Current sale price is £16.99

(Save £5)

Regular price was £21.99

4.7 out of 5 stars

68 reviews

VTech First Steps Baby Walker 2-in-1 Activity Centre

Limited Time Offer

First Steps Baby Walker 2-in-1 Activity Centre

Current sale price is £26.99

(Save £16)

Regular price was £42.99

4.7 out of 5 stars

79 reviews

VTech Marble Rush Adventure Set with Sound

Marble Rush Adventure Set with Sound

Current sale price is £52.99

(Save £7)

Regular price was £59.99

4.7 out of 5 stars

10 reviews

Start-rite Brogue Senior Girls Black Leather Lace Up School Shoes

Brogue Senior Girls Black Leather Lace Up School Shoes

£62

4.2 out of 5 stars

5 reviews

VTech Marble Rush Launch Pad Space-Themed Set

Marble Rush Launch Pad Space-Themed Set

Current sale price is £30.99

(Save £6)

Regular price was £36.99

4.6 out of 5 stars

9 reviews

Graco Baby Delight Swing - Parade

Baby Delight Swing - Parade

£40

4.4 out of 5 stars

8 reviews

VTech Touch & Learn Activity Desk

Touch & Learn Activity Desk

Current sale price is £56

(Save £13.99)

Regular price was £69.99

4.2 out of 5 stars

66 reviews

Graco Myavo Lightweight Travel Stroller - Steeple Grey

Myavo Lightweight Travel Stroller - Steeple Grey

£99

4.3 out of 5 stars

13 reviews

VTech KidiSnap Touch

KidiSnap Touch

Current sale price is £51.99

(Save £18)

Regular price was £69.99

4.2 out of 5 stars

6 reviews

Graco Compact Travel Cot - Black/Grey

Compact Travel Cot - Black/Grey

£50

4.3 out of 5 stars

12 reviews

Graco Contour Electra Travel Cot - Little Adventures

Contour Electra Travel Cot - Little Adventures

£99

4.3 out of 5 stars

3 reviews

Start-rite Children's Small Measuring Gauge Fitting Tool (Infant Size 2 - 8) - Blue

Children's Small Measuring Gauge Fitting Tool (Infant Size 2 - 8) - Blue

£10

4.4 out of 5 stars

7 reviews

Start-rite Children's Large Measuring Gauge (Child's Size 9 - Adult Size 12) - Blue

Children's Large Measuring Gauge (Child's Size 9 - Adult Size 12) - Blue

£12

4.3 out of 5 stars

28 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

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Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.