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Reflex Active Series 17 Black Strap Smart Watch and True Wireless Sound Earbud Set

Bank Holiday Deal

Series 17 Black Strap Smart Watch and True Wireless Sound Earbud Set

Current sale price is £36

Regular price was £59.99

(Save £23.99)

2.7 out of 5 stars

10 reviews

Mega Bloks Build & Learn Table - Pink

Build & Learn Table - Pink

Current sale price is £24.99

Regular price was £39.99

(Save £15)

4.8 out of 5 stars

12 reviews

Shock Absorber Women's Ultimate Run Sports Bra - Black

Bank Holiday Deal

Women's Ultimate Run Sports Bra - Black

Current sale price is £41.50

Regular price was £52

(Save £10.50)

1.8 out of 5 stars

6 reviews

Reflex Active Series 17 Pink Strap Smart Watch and True Wireless Sound Earbud Set

Bank Holiday Deal

Series 17 Pink Strap Smart Watch and True Wireless Sound Earbud Set

Current sale price is £39

Regular price was £59.99

(Save £20.99)

3 out of 5 stars

9 reviews

Reflex Active Series 49 Pink Strap Smart Calling Watch

Series 49 Pink Strap Smart Calling Watch

£29.95

3.5 out of 5 stars

8 reviews

Reflex Active Series 45 Black Silicone Amoled GPS Sports Smart Calling Watch

Series 45 Black Silicone Amoled GPS Sports Smart Calling Watch

£99.96

3.7 out of 5 stars

9 reviews

Shock Absorber Womens Active Classic Sports Bra - Black

Bank Holiday Deal

Womens Active Classic Sports Bra - Black

Current sale price is £28

Regular price was £35

(Save £7)

1 out of 5 stars

1 review

Shock Absorber Womens Active Shaped Sports Bra - Black

Womens Active Shaped Sports Bra - Black

£40

2.7 out of 5 stars

7 reviews

Shock Absorber Women's Ultimate Run Padded Sports Bra - Black

Women's Ultimate Run Padded Sports Bra - Black

£52

4.3 out of 5 stars

3 reviews

Shock Absorber Women's Active D+ Classics Sports Bra - White

Women's Active D+ Classics Sports Bra - White

£42

4.3 out of 5 stars

4 reviews

Reflex Active Series 22 Pink Silicone Strap Watch

Bank Holiday Deal

Series 22 Pink Silicone Strap Watch

Current sale price is £40

Regular price was £49.95

(Save £9.95)

3.7 out of 5 stars

12 reviews

Petsentials Oval Litter Tray With Hood

Oval Litter Tray With Hood

£20

4.3 out of 5 stars

7 reviews

Maxx Tech Joy-Con Sports Kit Switch 2 & 1

Bank Holiday Deal

Joy-Con Sports Kit Switch 2 & 1

Current sale price is £23.99

Regular price was £29.99

(Save £6)

5 out of 5 stars

2 reviews

Reflex Active Series 38 Black Silicone Strap Sports Smart Calling Watch

Bank Holiday Deal

Series 38 Black Silicone Strap Sports Smart Calling Watch

Current sale price is £40

Regular price was £49.96

(Save £9.96)

3.8 out of 5 stars

13 reviews

Shock Absorber Women's Active D+ Classic Sports Bra - Navy

Women's Active D+ Classic Sports Bra - Navy

£42

3.8 out of 5 stars

5 reviews

Mega Bloks Build 'n Learn Table

Build 'n Learn Table

Current sale price is £24.99

Regular price was £39.99

(Save £15)

4.8 out of 5 stars

21 reviews

Reflex Active Active Nexus Lite Dusky Pink Strap

Bank Holiday Deal

Active Nexus Lite Dusky Pink Strap

Current sale price is £22

Regular price was £49.95

(Save £27.95)

1 out of 5 stars

1 review

Mega Bloks First Builders Classic 60 Piece Bag

First Builders Classic 60 Piece Bag

Current sale price is £7.99

Regular price was £15.99

(Save £8)

4.9 out of 5 stars

67 reviews

Reflex Active Series 23 Black Calling Smart Watch

Series 23 Black Calling Smart Watch

£49.99

3.8 out of 5 stars

9 reviews

Reflex Active Series 49 Black Strap Smart Calling Watch

Series 49 Black Strap Smart Calling Watch

£29.95

3 out of 5 stars

3 reviews

Mega Bloks First Builders Pink 60 Piece Bag

First Builders Pink 60 Piece Bag

Current sale price is £7.99

Regular price was £15.99

(Save £8)

4.8 out of 5 stars

57 reviews

Shock Absorber Womens Active Classic Sports Bra - White

Womens Active Classic Sports Bra - White

£35

5 out of 5 stars

1 review

Reflex Active Active Nexus Lite Denim Grey Strap

Bank Holiday Deal

Active Nexus Lite Denim Grey Strap

Current sale price is £22

Regular price was £49.95

(Save £27.95)

Shock Absorber Women's Ultimate Run Sports Bra - White

Women's Ultimate Run Sports Bra - White

£52

3 out of 5 stars

2 reviews

Mega Bloks ABC Learning Train Building Toy Blocks (60 Pieces)

ABC Learning Train Building Toy Blocks (60 Pieces)

Current sale price is £10

Regular price was £16.99

(Save £6.99)

4.8 out of 5 stars

21 reviews

Reflex Active Series 22 Black Silicone Strap Watch

Series 22 Black Silicone Strap Watch

£49.95

3.8 out of 5 stars

12 reviews

Reflex Active Series 30 Smart Calling Amoled Watch - Beige

Series 30 Smart Calling Amoled Watch - Beige

£59.95

3 out of 5 stars

13 reviews

Reflex Active Series 29 Smart Calling Watch

Series 29 Smart Calling Watch

£65

4.3 out of 5 stars

7 reviews

Shock Absorber Ultimate Run Bra - Deep Taupe

Ultimate Run Bra - Deep Taupe

£52

Satisfyer Pro G-Spot Rabbit

Pro G-Spot Rabbit

£60

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.