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rucomfy Kids Snuggle Chair Beanbag

+1 colour

Available in pink, oat, grey, green coloursAvailable in pink, oat, grey, green coloursAvailable in pink, oat, grey, green coloursAvailable in pink, oat, grey, green coloursAvailable in pink, oat, grey, green colours

Kids Snuggle Chair Beanbag

Current sale price is £45

(Save £35)

Regular price was £80

5 out of 5 stars

1 review

Dreamland Netflix Stranger Things Colour Changing Heated Throw

Netflix Stranger Things Colour Changing Heated Throw

£100

5 out of 5 stars

11 reviews

F1 Red Bull Sherpa Lined Fleece Blanket

Sherpa Lined Fleece Blanket

Current sale price is £13

(Save £15)

Regular price was £28

5 out of 5 stars

3 reviews

Very Home Boucle Square Footstool Beanbag

+1 colour

Available in blush, grey, cream, olive coloursAvailable in blush, grey, cream, olive coloursAvailable in blush, grey, cream, olive coloursAvailable in blush, grey, cream, olive coloursAvailable in blush, grey, cream, olive colours

Boucle Square Footstool Beanbag

£32

5 out of 5 stars

1 review

Very Home Snowflake Embossed Duvet Cover Set

Snowflake Embossed Duvet Cover Set

Current sale price is From £20

(Save up to £27)

Regular price was From £35

5 out of 5 stars

1 review

Deyongs The Big One - Fleece Throw 230x270cm

+4 colours+3 colours+2 colours+1 colour

Available in taupe, cloud grey, almond milk, legion blue, desert sage, thyme, dusty blue coloursAvailable in taupe, cloud grey, almond milk, legion blue, desert sage, thyme, dusty blue coloursAvailable in taupe, cloud grey, almond milk, legion blue, desert sage, thyme, dusty blue coloursAvailable in taupe, cloud grey, almond milk, legion blue, desert sage, thyme, dusty blue coloursAvailable in taupe, cloud grey, almond milk, legion blue, desert sage, thyme, dusty blue colours

The Big One - Fleece Throw 230x270cm

Current sale price is £22

(Save £8)

Regular price was £30

5 out of 5 stars

3 reviews

Catherine Lansfield Kingsley Matt Velvet Bedspread Throw

Available in cream, navy coloursAvailable in cream, navy coloursAvailable in cream, navy coloursAvailable in cream, navy coloursAvailable in cream, navy colours

Catherine Lansfield

Kingsley Matt Velvet Bedspread Throw

£45

5 out of 5 stars

5 reviews

River Island Small Monogram Chain Cross Body Bag - Black

Small Monogram Chain Cross Body Bag - Black

£34

5 out of 5 stars

1 review

Catherine Lansfield Cosy Polar Bear Christmas Duvet Set

Catherine Lansfield

Cosy Polar Bear Christmas Duvet Set

Current sale price is From £17

(Save up to £12)

Regular price was From £25

5 out of 5 stars

2 reviews

Very Home Snowflake Fairisle Embroidered Fleece Duvet Cover Set

Snowflake Fairisle Embroidered Fleece Duvet Cover Set

Current sale price is From £25

(Save up to £33)

Regular price was From £45

5 out of 5 stars

1 review

Silentnight Christmas Flamingo Fleece Duvet Cover Set

Christmas Flamingo Fleece Duvet Cover Set

Current sale price is From £19

(Save up to £8)

Regular price was From £25

5 out of 5 stars

3 reviews

River Island Embossed Monogram Chain Cross Body Bag - Beige

Embossed Monogram Chain Cross Body Bag - Beige

£39

5 out of 5 stars

1 review

Fusion Christmas Woodland Animals Plush Duvet Set - Natural

Christmas Woodland Animals Plush Duvet Set - Natural

From £25

5 out of 5 stars

2 reviews

Wicked Glinda & Elphaba Duvet Set

Glinda & Elphaba Duvet Set

Current sale price is From £20

(Save up to £10)

Regular price was From £30

5 out of 5 stars

3 reviews

rucomfy Small Kids Beanbag - Indoor/Outdoor

Available in grey, pink, light grey coloursAvailable in grey, pink, light grey coloursAvailable in grey, pink, light grey coloursAvailable in grey, pink, light grey coloursAvailable in grey, pink, light grey colours

Small Kids Beanbag - Indoor/Outdoor

£30

5 out of 5 stars

1 review

Very Home Easy Wash 10.5 Tog Double

Easy Wash 10.5 Tog Double

Current sale price is From £12

(Save up to £6)

Regular price was From £15

5 out of 5 stars

4 reviews

Catherine Lansfield So Soft Velvet Boucle Throw

Available in damson, olive, chocolate coloursAvailable in damson, olive, chocolate coloursAvailable in damson, olive, chocolate coloursAvailable in damson, olive, chocolate coloursAvailable in damson, olive, chocolate colours

Catherine Lansfield

So Soft Velvet Boucle Throw

Current sale price is £25

(Save £8)

Regular price was £33

5 out of 5 stars

3 reviews

Deyongs Heated Sherpa Throw - Woodland Wildlife 140x180cm

Heated Sherpa Throw - Woodland Wildlife 140x180cm

£65

5 out of 5 stars

1 review

Very Home Faux Fur Heart Print Duvet Cover Set

Faux Fur Heart Print Duvet Cover Set

Current sale price is From £24

(Save up to £15)

Regular price was From £30

5 out of 5 stars

1 review

Very Home Nordic Christmas House Fleece Duvet Cover Set

Nordic Christmas House Fleece Duvet Cover Set

From £30

5 out of 5 stars

9 reviews

Catherine Lansfield Cosy Nori Sherpa Duvet Cover Set

Catherine Lansfield

Cosy Nori Sherpa Duvet Cover Set

From £25

5 out of 5 stars

8 reviews

Wylder Robins Return Christmas Duvet Set Cream/Pine

Robins Return Christmas Duvet Set Cream/Pine

From £30

5 out of 5 stars

1 review

Elomi Zarla Underwired Bra - Black

Zarla Underwired Bra - Black

Current sale price is From £23.50

(Save up to £23.50)

Regular price was From £47

5 out of 5 stars

1 review

Michelle Keegan Home Velvet Stripe Bedspread Throw

Michelle Keegan Home

Velvet Stripe Bedspread Throw

£60

5 out of 5 stars

5 reviews

Deyongs Mixed Dogs Sherpa Throw 140x180cm

Mixed Dogs Sherpa Throw 140x180cm

Current sale price is £22

(Save £10)

Regular price was £32

5 out of 5 stars

1 review

Very Home Luxe Geo Fleece Duvet Cover Set

Luxe Geo Fleece Duvet Cover Set

From £40

5 out of 5 stars

2 reviews

Dreams & Drapes D & D Winter Robins Christmas Duvet Set

Dreams & Drapes

D & D Winter Robins Christmas Duvet Set

From £25

5 out of 5 stars

3 reviews

New Look Madison Messenger - Black

Madison Messenger - Black

£19.99

5 out of 5 stars

2 reviews

Bedlam Bow and Stripes -Easy Care Duvet Cover Set

Bow and Stripes -Easy Care Duvet Cover Set

From £18

5 out of 5 stars

2 reviews

Catherine Lansfield Kelso Check Throw- 130x170cm

Available in natural, red coloursAvailable in natural, red coloursAvailable in natural, red coloursAvailable in natural, red coloursAvailable in natural, red colours

Catherine Lansfield

Kelso Check Throw- 130x170cm

£16

5 out of 5 stars

5 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.