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River Island Stripe Mini Dress - Pink

Stripe Mini Dress - Pink

Current sale price is £16.75

(Save £25.25)

Regular price was £42

Seasalt Cornwall Sunlight Dress - Green

Seasalt Cornwall

Sunlight Dress - Green

Current sale price is £28

(Save £52)

Regular price was £80

River Island Long Sleeve V-Neck Mini Dress - Yellow

Long Sleeve V-Neck Mini Dress - Yellow

Current sale price is £17

(Save £42)

Regular price was £59

River Island Drawstring Trouser - Brown

Drawstring Trouser - Brown

Current sale price is £28.75

(Save £7.25)

Regular price was £36

5 out of 5 stars

1 review

Joe Browns Pop Of Colour Tea Dress - Black

Pop Of Colour Tea Dress - Black

£55

4 out of 5 stars

1 review

New Look 915 Mia Ditsy Crinkle Dress - White

Mia Ditsy Crinkle Dress - White

Current sale price is £15.50

(Save £7.49)

Regular price was £22.99

V by Very Curve Lace Trim Cropped Trouser Co-Ord

V by Very Curve

Lace Trim Cropped Trouser Co-Ord

Current sale price is £8

(Save £20)

Regular price was £28

2 out of 5 stars

1 review

V by Very Curve Ruffle Trim Detail Maxi Dress - Print

V by Very Curve

Ruffle Trim Detail Maxi Dress - Print

Current sale price is £49.50

(Save £30.50)

Regular price was £80

4.9 out of 5 stars

7 reviews

Crocs Bae Slide - Black

Bae Slide - Black

Current sale price is £27.50

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Regular price was £50

5 out of 5 stars

1 review

Pour Moi Hawaii Ring Bikini Brief

Hawaii Ring Bikini Brief

£22

4.5 out of 5 stars

4 reviews

Moda Minx Long Slit Maxi Skirt - Coffee

Long Slit Maxi Skirt - Coffee

Current sale price is £16

(Save £24)

Regular price was £40

New Look 915 Textured Jersey Bandeau Flippy Dress - Pink

Textured Jersey Bandeau Flippy Dress - Pink

Current sale price is £6.75

(Save £13.24)

Regular price was £19.99

V by Very Rinse Denim Micro Shorts - Dark Wash

Rinse Denim Micro Shorts - Dark Wash

Current sale price is £22.25

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Regular price was £28

River Island Clean Wide Trouser - Beige

Clean Wide Trouser - Beige

Current sale price is £16.75

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Regular price was £42

5 out of 5 stars

1 review

River Island Waistcoat Hybrid Jumpsuit - Black

Waistcoat Hybrid Jumpsuit - Black

Current sale price is £44.75

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Regular price was £56

4 out of 5 stars

2 reviews

River Island Drape Ruched Shoulder Top - Orange

Drape Ruched Shoulder Top - Orange

Current sale price is £13.75

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Regular price was £29

Michelle Keegan Sleeveless Lace Top - White

Michelle Keegan

Sleeveless Lace Top - White

Current sale price is £17.50

(Save £32.50)

Regular price was £50

3.2 out of 5 stars

6 reviews

V by Very Contrast Stitch Maxi Dress - Pink

Contrast Stitch Maxi Dress - Pink

Current sale price is £15.75

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Regular price was £45

5 out of 5 stars

3 reviews

V by Very Ruched Skirt Swimdress - Multi

Ruched Skirt Swimdress - Multi

Current sale price is £12

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5 out of 5 stars

1 review

River Island Frill Mini Bardot Dress - Brown

Frill Mini Bardot Dress - Brown

Current sale price is £11.50

(Save £34.50)

Regular price was £46

1 out of 5 stars

1 review

River Island Short Sleeve Geo Pattern Boucle Knitted Polo Shirt - Navy

Short Sleeve Geo Pattern Boucle Knitted Polo Shirt - Navy

Current sale price is £24.75

(Save £14.25)

Regular price was £39

D555 Sliders With Velcro Fastening - Navy

Sliders With Velcro Fastening - Navy

£16

River Island Tie Front Mini Shirt Dress - Blue

Tie Front Mini Shirt Dress - Blue

Current sale price is £39

(Save £10)

Regular price was £49

5 out of 5 stars

1 review

River Island Clean Front Bell Mini Dress - Green

Clean Front Bell Mini Dress - Green

Current sale price is £30.75

(Save £38.25)

Regular price was £69

5 out of 5 stars

1 review

D555 Slider With Velcro Fastening - Black

Slider With Velcro Fastening - Black

£16

River Island Stripe Runner Shorts - Medium Pink

Stripe Runner Shorts - Medium Pink

Current sale price is £9.75

(Save £16.25)

Regular price was £26

V by Very Strappy Embroidered Crop Top Co-Ord - Blue

Strappy Embroidered Crop Top Co-Ord - Blue

Current sale price is £8

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Regular price was £20

5 out of 5 stars

2 reviews

V by Very Kick Flare Trousers - Metallic

Kick Flare Trousers - Metallic

Current sale price is £12.25

(Save £22.75)

Regular price was £35

3.8 out of 5 stars

4 reviews

V by Very Curve Printed Smock Mini Dress - Black

V by Very Curve

Printed Smock Mini Dress - Black

Current sale price is £14

(Save £21)

Regular price was £35

4.8 out of 5 stars

4 reviews

Clarks Brinkley Reyna

Brinkley Reyna

Current sale price is £24.50

(Save £10.50)

Regular price was £35

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.