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undefined Galaxy S25 5G, 256GB with Galaxy AI

Claim a Galaxy Watch7 worth £239

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in icy blue, silver shadow coloursAvailable in icy blue, silver shadow coloursAvailable in icy blue, silver shadow coloursAvailable in icy blue, silver shadow coloursAvailable in icy blue, silver shadow colours

Galaxy S25 5G, 256GB with Galaxy AI

From £859

4.8 out of 5 stars

7.4k reviews

undefined iPad (A16, 2025), 11-inch, Wi-Fi

Trade in and get up to £580*

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in silver, blue, pink, yellow coloursAvailable in silver, blue, pink, yellow coloursAvailable in silver, blue, pink, yellow coloursAvailable in silver, blue, pink, yellow coloursAvailable in silver, blue, pink, yellow colours

iPad (A16, 2025), 11-inch, Wi-Fi

Current sale price is From £309

(Save up to £20)

Regular price was From £329

4.9 out of 5 stars

60 reviews

undefined Switch 2 & Mario Kart World

Nintendo Switch 2

Switch 2 & Mario Kart World

£429.99

4.7 out of 5 stars

20 reviews

undefined MacBook Air (M4, 2025) 13 inch with 10-core CPU and 8-core GPU, 16GB Unified Memory, 256GB SSD

Trade In & get up to £850*

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in sky blue, midnight, starlight, silver coloursAvailable in sky blue, midnight, starlight, silver coloursAvailable in sky blue, midnight, starlight, silver coloursAvailable in sky blue, midnight, starlight, silver coloursAvailable in sky blue, midnight, starlight, silver colours

MacBook Air (M4, 2025) 13 inch with 10-core CPU and 8-core GPU, 16GB Unified Memory, 256GB SSD

Current sale price is From £849

(Save up to £190)

Regular price was From £999

4.7 out of 5 stars

9 reviews

undefined Disc Console

Disc Console

From £479

4.6 out of 5 stars

152 reviews

undefined Smart CSE C10LF 10kg Condenser Tumble Dryer - White

Smart CSE C10LF 10kg Condenser Tumble Dryer - White

Current sale price is £279

(Save £30)

Regular price was £309

4.1 out of 5 stars

102 reviews

undefined iPhone 16 Pro - Black Titanium

Trade in & get up to £560*

iPhone 16 Pro - Black Titanium

Current sale price is From £899

(Save up to £100)

Regular price was From £999

4.8 out of 5 stars

12 reviews

undefined Digital Edition

Digital Edition

From £429

4.6 out of 5 stars

311 reviews

undefined vivoactive 5 Music, GPS, WiFi

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, ivory, purple coloursAvailable in black, ivory, purple coloursAvailable in black, ivory, purple coloursAvailable in black, ivory, purple coloursAvailable in black, ivory, purple colours

vivoactive 5 Music, GPS, WiFi

Current sale price is £179

(Save £80)

Regular price was From £229

4.5 out of 5 stars

33 reviews

undefined AirPods 4

More time to pay with Very Pay

AirPods 4

£129

4.6 out of 5 stars

88 reviews

undefined iPhone 13, 128Gb - Midnight

Trade in & get up to £560*

iPhone 13, 128Gb - Midnight

Current sale price is £425

(Save £74)

Regular price was £499

4.7 out of 5 stars

125 reviews

undefined DTLCE70051B 7kg Load, Full Size Condenser Sensor Dryer - Black

DTLCE70051B 7kg Load, Full Size Condenser Sensor Dryer - Black

Current sale price is £279

Regular price was £289

4.4 out of 5 stars

85 reviews

undefined Stratos Upright Corded Vacuum Cleaner with Anti-Hair Wrap, Powered Liftaway technology - NZ860UKT

Stratos Upright Corded Vacuum Cleaner with Anti-Hair Wrap, Powered Liftaway technology - NZ860UKT

£299

4.7 out of 5 stars

1.1k reviews

undefined AirPods Pro (2nd Gen, 2023) with MagSafe Case (USB-C)

More time to pay with Very Pay

AirPods Pro (2nd Gen, 2023) with MagSafe Case (USB-C)

£229

4.5 out of 5 stars

293 reviews

undefined Console – 1TB, Carbon Black with Optional extras

Console – 1TB, Carbon Black with Optional extras

From £499

4.6 out of 5 stars

437 reviews

undefined Atlanta High Sleeper with Desk, Drawers and Wardrobe with Mattress Options (Buy and SAVE!) - White

Atlanta High Sleeper with Desk, Drawers and Wardrobe with Mattress Options (Buy and SAVE!) - White

Current sale price is From £309

(Save up to £100)

Regular price was From £399

4.4 out of 5 stars

25 reviews

undefined Chesterfield Fabric Lift Up Storage Bed

Chesterfield Fabric Lift Up Storage Bed

From £349

3.7 out of 5 stars

124 reviews

undefined Innsbruck Oak Electric Fireplace Suite with Stove

Adam Fires & Fireplaces

Innsbruck Oak Electric Fireplace Suite with Stove

Current sale price is £510

Regular price was £524

4.6 out of 5 stars

39 reviews

undefined Foodi MAX Dual Zone 9.5L Air Fryer AF400UK

Foodi MAX Dual Zone 9.5L Air Fryer AF400UK

£229

4.9 out of 5 stars

8.7k reviews

undefined Store £100 Gift Card (Digital Download)

Store £100 Gift Card (Digital Download)

£100

4.8 out of 5 stars

145 reviews

undefined Nova End Lift Storage Ottoman Up Bed with Mattress Options (Buy & SAVE!)

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in beige, ivory, grey, charcoal coloursAvailable in beige, ivory, grey, charcoal coloursAvailable in beige, ivory, grey, charcoal coloursAvailable in beige, ivory, grey, charcoal coloursAvailable in beige, ivory, grey, charcoal colours

Nova End Lift Storage Ottoman Up Bed with Mattress Options (Buy & SAVE!)

Current sale price is From £319

(Save up to £260)

Regular price was From £479

4.3 out of 5 stars

62 reviews

undefined AirPods 4 with Active Noise Cancellation

More time to pay with Very Pay

AirPods 4 with Active Noise Cancellation

£179

4.6 out of 5 stars

72 reviews

undefined Watch Series 10 (GPS), Jet Black Aluminium Case with Black Sport Band

Trade in & get up to £340*

Watch Series 10 (GPS), Jet Black Aluminium Case with Black Sport Band

From £399

4.6 out of 5 stars

40 reviews

undefined DTLCE80051W 8kg Load Fullsize Condenser Sensor Tumble Dryer - White

DTLCE80051W 8kg Load Fullsize Condenser Sensor Tumble Dryer - White

Current sale price is £279

(Save £20)

Regular price was £299

4.5 out of 5 stars

126 reviews

undefined Luxury Ultimate Deep Sleep 1000 Extra Deep Mattress Topper

Luxury Ultimate Deep Sleep 1000 Extra Deep Mattress Topper

Current sale price is From £40

(Save up to £18)

Regular price was From £52

4.4 out of 5 stars

733 reviews

undefined Pavilion 15-eh1029na Laptop - 15.6in FHD, AMD Ryzen 5, 8GB RAM, 512GB SSD - Silver

Pavilion 15-eh1029na Laptop - 15.6in FHD, AMD Ryzen 5, 8GB RAM, 512GB SSD - Silver

From £599

3.9 out of 5 stars

169 reviews

undefined SpotWash Spot Cleaner

SpotWash Spot Cleaner

£129

4.4 out of 5 stars

985 reviews

undefined Domino High Sleeper Bed Frame with Optional Mattress

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, white, silver coloursAvailable in black, white, silver coloursAvailable in black, white, silver coloursAvailable in black, white, silver coloursAvailable in black, white, silver colours

Domino High Sleeper Bed Frame with Optional Mattress

Current sale price is From £99

(Save up to £50)

Regular price was From £139

3.6 out of 5 stars

303 reviews

undefined Women's VL Court Bold Trainers - Black/White

adidas Sportswear

Women's VL Court Bold Trainers - Black/White

Current sale price is £40.50

(Save £29.50)

Regular price was £70

4.7 out of 5 stars

142 reviews

undefined Tasha Denim Jacket - Blue

Tasha Denim Jacket - Blue

Current sale price is £41.25

(Save £17.75)

Regular price was £59

3 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.