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undefined iPad Air (M3, 2025), Wi-Fi, 128Gb

Trade in and get up to £580*

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in purple, space grey, starlight, blue coloursAvailable in purple, space grey, starlight, blue coloursAvailable in purple, space grey, starlight, blue coloursAvailable in purple, space grey, starlight, blue coloursAvailable in purple, space grey, starlight, blue colours

iPad Air (M3, 2025), Wi-Fi, 128Gb

Current sale price is From £529

(Save up to £70)

Regular price was From £599

5 out of 5 stars

6 reviews

undefined Disc Console

Disc Console

From £479

4.6 out of 5 stars

152 reviews

undefined Watch SE (GPS, 2024) Starlight Aluminium Case with Starlight Sport Band

Trade in & get up to £340*

Watch SE (GPS, 2024) Starlight Aluminium Case with Starlight Sport Band

From £219

4.7 out of 5 stars

36 reviews

undefined AirPods 4

More time to pay with Very Pay

AirPods 4

£129

4.6 out of 5 stars

88 reviews

undefined AirPods Pro (2nd Gen, 2023) with MagSafe Case (USB-C)

More time to pay with Very Pay

AirPods Pro (2nd Gen, 2023) with MagSafe Case (USB-C)

£229

4.5 out of 5 stars

293 reviews

undefined vivoactive 5 Music, GPS, WiFi

Payday Deal

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in purple, black, ivory coloursAvailable in purple, black, ivory coloursAvailable in purple, black, ivory coloursAvailable in purple, black, ivory coloursAvailable in purple, black, ivory colours

vivoactive 5 Music, GPS, WiFi

Current sale price is £179

(Save £80)

Regular price was From £229

4.5 out of 5 stars

33 reviews

undefined AirPods Max - Midnight

More time to pay with Very Pay

AirPods Max - Midnight

£499

4.9 out of 5 stars

16 reviews

undefined Disc Console & Additional DualSense Controller

+1 colours+5 colours+4 colours+2 colours+3 colours

Available in white, black, pink, grey, red, blue, cobalt, silver coloursAvailable in white, black, pink and 5 more coloursAvailable in white, black, pink, grey, red, blue, cobalt, silver coloursAvailable in white, black, pink, grey, red, blue, cobalt, silver coloursAvailable in white, black, pink, grey, red, blue, cobalt, silver colours

Disc Console & Additional DualSense Controller

From £534

5 out of 5 stars

32 reviews

undefined Watch Series 10 (GPS), Jet Black Aluminium Case with Black Sport Band

Trade in & get up to £340*

Watch Series 10 (GPS), Jet Black Aluminium Case with Black Sport Band

From £399

4.5 out of 5 stars

39 reviews

undefined AirPods 4 with Active Noise Cancellation

More time to pay with Very Pay

AirPods 4 with Active Noise Cancellation

£179

4.6 out of 5 stars

72 reviews

undefined Muscle Relief Memory Mattress

Muscle Relief Memory Mattress

From £229

4.8 out of 5 stars

57 reviews

undefined iPad Air (M3, 2025), Wi-Fi, 256Gb

Trade in and get up to £580*

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in purple, space grey, blue, starlight coloursAvailable in purple, space grey, blue, starlight coloursAvailable in purple, space grey, blue, starlight coloursAvailable in purple, space grey, blue, starlight coloursAvailable in purple, space grey, blue, starlight colours

iPad Air (M3, 2025), Wi-Fi, 256Gb

Current sale price is From £629

(Save up to £70)

Regular price was From £699

5 out of 5 stars

2 reviews

undefined Legion Go S - 16GB - 512GB - 8" WUXGA IPS - Handheld PC Gaming Console

Payday Deal

Legion Go S - 16GB - 512GB - 8" WUXGA IPS - Handheld PC Gaming Console

Current sale price is £349

(Save £200)

Regular price was £549

3.8 out of 5 stars

10 reviews

undefined Liverpool Men's 25/26 Away Stadium Replica Shirt - White

Liverpool Men's 25/26 Away Stadium Replica Shirt - White

£85

4.8 out of 5 stars

77 reviews

undefined Watch Series 10 (GPS), Rose Gold Aluminium Case with Light Blush Sport Band

Trade in & get up to £340*

Watch Series 10 (GPS), Rose Gold Aluminium Case with Light Blush Sport Band

From £399

4.5 out of 5 stars

28 reviews

undefined Odessa End Lift Storage Ottoman Bed with Sleepycastle Mattress Options (Buy & SAVE!)

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in white, black, grey coloursAvailable in white, black, grey coloursAvailable in white, black, grey coloursAvailable in white, black, grey coloursAvailable in white, black, grey colours

Odessa End Lift Storage Ottoman Bed with Sleepycastle Mattress Options (Buy & SAVE!)

Current sale price is From £189

(Save up to £20)

Regular price was From £199

4.3 out of 5 stars

15 reviews

undefined Pro Console

Pro Console

Current sale price is £689

Regular price was £699

4.6 out of 5 stars

79 reviews

undefined Watch SE (GPS, 2024) Midnight Aluminium Case with Midnight Sport Band

Trade in & get up to £340*

Watch SE (GPS, 2024) Midnight Aluminium Case with Midnight Sport Band

From £219

4.6 out of 5 stars

33 reviews

undefined MacBook Pro (M4, 2024) 14 inch with 10-core CPU and 10-core GPU, 16GB Unified Memory, 512GB SSD

Trade In & get up to £850*

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in space black, silver coloursAvailable in space black, silver coloursAvailable in space black, silver coloursAvailable in space black, silver coloursAvailable in space black, silver colours

MacBook Pro (M4, 2024) 14 inch with 10-core CPU and 10-core GPU, 16GB Unified Memory, 512GB SSD

Current sale price is From £1499

(Save up to £140)

Regular price was From £1599

4.9 out of 5 stars

10 reviews

undefined Comfort 2000 Mattress

Comfort 2000 Mattress

Current sale price is From £219

(Save up to £50)

Regular price was From £249

4.6 out of 5 stars

10 reviews

undefined Odessa Side Lift Up Ottoman Storage Bed with Sleepycastle Mattress Options (Buy & SAVE!)

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in white, black, grey coloursAvailable in white, black, grey coloursAvailable in white, black, grey coloursAvailable in white, black, grey coloursAvailable in white, black, grey colours

Odessa Side Lift Up Ottoman Storage Bed with Sleepycastle Mattress Options (Buy & SAVE!)

Current sale price is From £189

(Save up to £30)

Regular price was From £199

3.9 out of 5 stars

35 reviews

undefined WH-CH720N Noise-Cancelling Wireless Bluetooth Headphones - Up to 35 hours battery life and Quick Charge - Black

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in white, black, blue coloursAvailable in white, black, blue coloursAvailable in white, black, blue coloursAvailable in white, black, blue coloursAvailable in white, black, blue colours

WH-CH720N Noise-Cancelling Wireless Bluetooth Headphones - Up to 35 hours battery life and Quick Charge - Black

Current sale price is From £69

(Save up to £60)

Regular price was £129

4.5 out of 5 stars

816 reviews

undefined Memory Foam Bamboo Mattress Topper - White

Memory Foam Bamboo Mattress Topper - White

From £99

4.8 out of 5 stars

6.7k reviews

undefined Unisex Campus 00S Trainers - White/Black

Payday Deal

adidas Originals

Unisex Campus 00S Trainers - White/Black

Current sale price is £45

(Save £45)

Regular price was £90

4.6 out of 5 stars

8 reviews

undefined CryoGlow Under-Eye Cooling & LED Anti-Ageing & Blemish Repair Mask - Lilac Chill FW312UKPL

CryoGlow Under-Eye Cooling & LED Anti-Ageing & Blemish Repair Mask - Lilac Chill FW312UKPL

£299.99

4.5 out of 5 stars

101 reviews

undefined Dual Layer Pro Hybrid Foam Mattress

Dual Layer Pro Hybrid Foam Mattress

From £109

3.9 out of 5 stars

58 reviews

undefined Boys 5 Pack Short Sleeve School Shirt - White

Boys 5 Pack Short Sleeve School Shirt - White

From £14

4.1 out of 5 stars

36 reviews

undefined Panama 2 Door, 1 Drawer Wardrobe - FSC® Certified

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in white, grey, oak coloursAvailable in white, grey, oak coloursAvailable in white, grey, oak coloursAvailable in white, grey, oak coloursAvailable in white, grey, oak colours

Panama 2 Door, 1 Drawer Wardrobe - FSC® Certified

Current sale price is £99

(Save £50)

Regular price was £149

2.5 out of 5 stars

73 reviews

undefined Classic Bonnell Handcrafted Mattress

Payday Deal

Classic Bonnell Handcrafted Mattress

Current sale price is From £85

(Save up to £64)

Regular price was From £129

4.3 out of 5 stars

141 reviews

undefined Solo Buds - True Wireless Earbuds

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in arctic purple, matte black, storm grey, transparent red coloursAvailable in arctic purple, matte black, storm grey, transparent red coloursAvailable in arctic purple, matte black, storm grey, transparent red coloursAvailable in arctic purple, matte black, storm grey, transparent red coloursAvailable in arctic purple, matte black, storm grey, transparent red colours

Solo Buds - True Wireless Earbuds

Current sale price is £59

(Save £20)

Regular price was £79

4.1 out of 5 stars

28 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.