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undefined Ava Metal Safety Gate with Stay-Open Feature (75-81cm) - Charcoal

Bank Holiday Deal

Ava Metal Safety Gate with Stay-Open Feature (75-81cm) - Charcoal

Current sale price is £25.99

(Save £4)

Regular price was £29.99

4.7 out of 5 stars

33 reviews

undefined Adam Huxley in Pure White & Grey with Sureflame Ripon Electric Stove in Black, 39 Inch

Adam Fires & Fireplaces

Adam Huxley in Pure White & Grey with Sureflame Ripon Electric Stove in Black, 39 Inch

£319

4.4 out of 5 stars

7 reviews

undefined Innsbruck White Electric Fireplace Suite With Stove

Adam Fires & Fireplaces

Innsbruck White Electric Fireplace Suite With Stove

Current sale price is £510

Regular price was £524

4.1 out of 5 stars

27 reviews

undefined Trevi Fountain Model, Italian Landmark Rome Memorabilia 21062

Bank Holiday Deal

LEGO Architecture

Trevi Fountain Model, Italian Landmark Rome Memorabilia 21062

Current sale price is £99.99

(Save £5)

Regular price was £104.99

4.9 out of 5 stars

50 reviews

undefined Adam Bergen XL Electric Stove in Charcoal Grey with Tall Angled Stove Pipe in Black

Adam Fires & Fireplaces

Adam Bergen XL Electric Stove in Charcoal Grey with Tall Angled Stove Pipe in Black

£360

4.3 out of 5 stars

4 reviews

undefined Malmo Unfinished Oak Fire Surround

Adam Fires & Fireplaces

Malmo Unfinished Oak Fire Surround

£129

4.2 out of 5 stars

31 reviews

undefined 'Glide & Hide' Xtra-Tall & Xtra-Wide Retractable Mesh Gate (60-140cm) - Black

Bank Holiday Deal

'Glide & Hide' Xtra-Tall & Xtra-Wide Retractable Mesh Gate (60-140cm) - Black

Current sale price is £39.99

(Save £3)

Regular price was £42.99

4.3 out of 5 stars

3 reviews

undefined Innsbruck Oak Electric Fireplace Suite with Stove

Adam Fires & Fireplaces

Innsbruck Oak Electric Fireplace Suite with Stove

Current sale price is £510

Regular price was £524

4.6 out of 5 stars

39 reviews

undefined Adam Sureflame WM-9505 Electric Wall Mounted Fire with Remote in Grey, 42 Inch

Adam Fires & Fireplaces

Adam Sureflame WM-9505 Electric Wall Mounted Fire with Remote in Grey, 42 Inch

£229

4 out of 5 stars

7 reviews

undefined Cubist Electric Fireplace Suite

Adam Fires & Fireplaces

Cubist Electric Fireplace Suite

£324

4.4 out of 5 stars

32 reviews

undefined Lomond Electric Fireplace Suite

Adam Fires & Fireplaces

Lomond Electric Fireplace Suite

£314

4.3 out of 5 stars

64 reviews

undefined Notre-Dame de Paris Set 21061

LEGO Architecture

Notre-Dame de Paris Set 21061

Current sale price is £154.99

(Save £45)

Regular price was £199.99

4.7 out of 5 stars

152 reviews

undefined Truro Electric Fireplace Suite With Brushed Steel Inset Fire

Adam Fires & Fireplaces

Truro Electric Fireplace Suite With Brushed Steel Inset Fire

£309

4.5 out of 5 stars

50 reviews

undefined Maggie Bedrail Extra Wide/High - White

Bank Holiday Deal

Maggie Bedrail Extra Wide/High - White

Current sale price is £26.99

(Save £3)

Regular price was £29.99

4.7 out of 5 stars

46 reviews

undefined 180 Thread Count 100% Egyptian Cotton Fitted Sheet

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in grey, white coloursAvailable in grey, white coloursAvailable in grey, white coloursAvailable in grey, white coloursAvailable in grey, white colours

180 Thread Count 100% Egyptian Cotton Fitted Sheet

From £20

4.5 out of 5 stars

12 reviews

undefined USB Rechargeable Clip-On Caged Fan - Grey

Bank Holiday Deal

USB Rechargeable Clip-On Caged Fan - Grey

Current sale price is £12.99

(Save £4)

Regular price was £16.99

4.1 out of 5 stars

7 reviews

undefined Hero Bundle (3,4 & 5)

Bank Holiday Deal

Hero Bundle (3,4 & 5)

Current sale price is £71

(Save £13)

Regular price was £84

4 out of 5 stars

4 reviews

undefined Carved Faux Fur Cosy Throw in Sage

Carved Faux Fur Cosy Throw in Sage

£45

4.7 out of 5 stars

16 reviews

undefined Aspen Bobble Bath Runner

+-1 colours+3 colours+2 colours+0 colours+1 colours

Available in blue, natural, grey, sage, pink, white coloursAvailable in blue, natural, grey, sage, pink, white coloursAvailable in blue, natural, grey, sage, pink, white coloursAvailable in blue, natural, grey, sage, pink, white coloursAvailable in blue, natural, grey, sage, pink, white colours

Aspen Bobble Bath Runner

£22

4.5 out of 5 stars

4 reviews

undefined Explore Fabric Playpen - Taupe

Bank Holiday Deal

Explore Fabric Playpen - Taupe

Current sale price is £69.99

(Save £5)

Regular price was £74.99

4 out of 5 stars

14 reviews

undefined Cool Water Man Eau de Toilette

Bank Holiday Deal

Cool Water Man Eau de Toilette

Current sale price is From £22

(Save up to £43)

Regular price was From £32

4.5 out of 5 stars

180 reviews

undefined No7. Bonding Oil 30ml

Bank Holiday Deal

No7. Bonding Oil 30ml

Current sale price is £23

(Save £5)

Regular price was £28

4.3 out of 5 stars

3 reviews

undefined USB Rechargeable Clip-On Caged Fan - White

Bank Holiday Deal

USB Rechargeable Clip-On Caged Fan - White

Current sale price is £12.99

(Save £4)

Regular price was £16.99

4.1 out of 5 stars

23 reviews

undefined Toys, Elsa's Stacking Castle, Gifts for Kids

Toys, Elsa's Stacking Castle, Gifts for Kids

Current sale price is £16.99

(Save £5)

Regular price was £21.99

4.8 out of 5 stars

24 reviews

undefined Backseat Organiser with Built-in iPad Holder - Black

Bank Holiday Deal

Backseat Organiser with Built-in iPad Holder - Black

Current sale price is £8.99

(Save £4)

Regular price was £12.99

4.7 out of 5 stars

34 reviews

undefined Infared 1 Second Fever Alert

Infared 1 Second Fever Alert

£19.99

4.3 out of 5 stars

49 reviews

undefined 12 Inch Frozen Bike

12 Inch Frozen Bike

£139.99

4 out of 5 stars

3 reviews

undefined Car Window Mesh Socks - 2 Pack - Black

Bank Holiday Deal

Car Window Mesh Socks - 2 Pack - Black

Current sale price is £7.99

(Save £3)

Regular price was £10.99

4.5 out of 5 stars

135 reviews

undefined Adam Helios Electric Fire in Brushed Steel

Adam Fires & Fireplaces

Adam Helios Electric Fire in Brushed Steel

Current sale price is £135

Regular price was £139

4.3 out of 5 stars

10 reviews

undefined Quilted Lines Bedspread Throw in Silver

Quilted Lines Bedspread Throw in Silver

£36

4.6 out of 5 stars

7 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.